Bread Financial Holdings (LID) Stock Statistics & Valuation Metrics

Bread Financial Holdings has a market cap or net worth of EUR 3.51B. The enterprise value is EUR 2.77B.

Market Cap

EUR 3.51B

Enterprise Value

EUR 2.77B

Bread Financial Holdings has 37,961,243 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

37,961,243

Owned by Insiders

3.83%

Owned by Institutions

76.44%

Bread Financial Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 6.54%.

Return on Equity (ROE)

0.16

Return on Assets (ROA)

0.02

Return on Invested Capital (ROIC)

6.54%

Return on Capital Employed (ROCE)

0.08

Revenue Per Employee

783.17K

Profits Per Employee

86.33K

Employee Count

6,000

Asset Turnover

0.21

Inventory Turnover

0.00

The current PE Ratio of Bread Financial Holdings is 8.31. Bread Financial Holdings’s PEG ratio is 0.28.

PE Ratio

8.31

PS Ratio

0.85

PB Ratio

1.19

Price to FCF

1.86

Price to Operating Cash Flow

1.87

PEG Ratio

0.28

In the last 12 months, Bread Financial Holdings had revenue of 4.70B and earned 518.00M in profits. Earnings per share was 11.13.

Revenue

4.70B

Gross Profit

2.98B

Operating Income

614.00M

Pretax Income

614.00M

Net Income

518.00M

EBITDA

694.00M

Earnings Per Share (EPS)

11.13

In the last 12 months, operating cash flow was 2.19B and capital expenditures 0, giving a free cash flow of 2.19B billion.

Operating Cash Flow

2.19B

Free Cash Flow

2.19B

Free Cash Flow per Share

57.15

Bread Financial Holdings pays an annual dividend of ―, resulting in a dividend yield of 0.86%

Dividend Per Share

―

Dividend Yield

0.86%

Payout Ratio

N/A

Free Cash Flow Yield

53.95%

Earnings Yield

13.09%

Beta

0.46

52-Week Price Change

72.48%

50-Day Moving Average

90.70

200-Day Moving Average

79.45

Relative Strength Index (RSI)

52.66

Average Volume (3m)

―

Bread Financial Holdings upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 22, 2026

Next Earnings Date

Jan 28, 2027

Ex-Dividend Date

―

Bread Financial Holdings as a current ratio of 0.27, with Debt / Equity ratio of 132.04%

Current Ratio

0.27

Quick Ratio

0.27

Debt to Market Cap

1.30

Net Debt to EBITDA

1.14

Interest Coverage Ratio

0.72

In the past 12 months, Bread Financial Holdings has paid 92.00M in taxes.

Income Tax

92.00M

Effective Tax Rate

0.15

Bread Financial Holdings EV to EBITDA ratio is 4.30, with an EV/FCF ratio of 1.48.

EV to Sales

0.67

EV to EBITDA

4.30

EV to Free Cash Flow

1.48

EV to Operating Cash Flow

1.48

Bread Financial Holdings has EUR 4.24B in cash and marketable securities with EUR 3.13B in debt, giving a net cash position of EUR 1.11B billion.

Cash & Marketable Securities

EUR 4.24B

Total Debt

EUR 3.13B

Net Cash

EUR 1.11B

Net Cash Per Share

EUR 29.13

Tangible Book Value Per Share

EUR 71.62

Gross margin is 64.02%, with operating margin of 14.53%, and net profit margin of 11.19%.

Gross Margin

64.02%

Operating Margin

14.53%

Pretax Margin

14.53%

Net Profit Margin

11.19%

EBITDA Margin

15.70%

EBIT Margin

14.53%

The average price target for Bread Financial Holdings is EUR 105.71, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

EUR 105.71

Price Target Upside

14.91% Upside

Analyst Consensus

Moderate Buy

Analyst Count

11

Revenue Growth Forecast

-2.75%

EPS Growth Forecast

24.77%

Smart Score

8

AI Score

―