Jack Henry & Associates AI Stock Analysis
Jack Henry & Associates (JHY) AI Stock Analysis
Jack Henry & Associates
(Frankfurt:JHY)
No summary available
Jack Henry & Associates (JHY) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 12.25B
- Dividend Yield
- 1.37%
- Average Volume (3M)
- 86
- Price to Earnings (P/E)
- 24.2
- Beta (1Y)
- 0.18
- Revenue Growth
- 1.14%
- EPS Growth
- 5.83%
- Country
- Germany
- Employees
- 7,300
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Information Technology Services
Jack Henry & Associates Business Overview & Revenue Model
Company Description
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, a...
Jack Henry & Associates Earnings Call Summary
The call was strongly positive. Management reported record first-quarter revenue and margin performance, robust core wins and pipeline activity, broad-based segment growth, strong cash flow, and raised revenue and EPS guidance. The main challenges were expected second-half revenue moderation, first-half margin headwinds from normalized medical costs and planned cyber, AI, and infrastructure investments, reported core growth noise, and early-stage adoption of some emerging initiatives.
Q1-2027 Updates
Positive Updates
Negative Updates
Company Guidance
For fiscal 2027, management increased full-year GAAP revenue growth guidance to a range of 6.0%-6.8%, expects non-GAAP revenue growth within a range of 6.6%-7.4%, and updated deconversion revenue guidance to $30 million; full-year non-GAAP margin guidance is reiterated at an expansion of 20 basis points-40 basis points, with management “cautiously optimistic” that it will increase that range as the year progresses, while expecting lower non-GAAP revenue growth in the second half and retaining non-GAAP margin headwinds for the first half. Full-year GAAP tax rate guidance is 23.25%-24%, GAAP EPS guidance is $7.47-$7.51 per share, growth of 7%-8%, and free cash flow conversion guidance is reiterated at 85%-100%; management also remains confident in its early guidance of 58 to 65 new core wins for fiscal year 2027 and is targeting 30-35 again this year as part of the overall in-to-out effort.
Jack Henry & Associates Risk Analysis
Jack Henry & Associates disclosed 25 risk factors in its most recent earnings report. Jack Henry & Associates reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
2 New RisksJack Henry & Associates Peers Comparison
Overall Rating
BR81Outperform
IBM79Outperform
FIS68Neutral
VYX63Neutral
FISV58Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| BR | 81Outperform | $21.82B | 21.17 | 37.80% | 2.08% | 7.09% | 15.41% |
| IBM | 79Outperform | $231.11B | 20.86 | 32.95% | 2.72% | 6.83% | 39.80% |
| FIS | 68Neutral | $14.59B | 4.50 | 22.30% | 5.69% | 23.64% | 1970.94% |
| VYX | 63Neutral | $1.36B | 14.41 | 10.39% | ― | -9.85% | ― |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| FISV | 58Neutral | $33.69B | -8.61 | -15.73% | ― | -1.71% | -213.86% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:JHY | Jack Henry & Associates | 151.75 | 10.76 | 7.63% | |
| BR | Broadridge Financial Solutions | 192.85 | -27.72 | -12.57% | |
| FIS | Fidelity National Information Services | 30.21 | -33.61 | -52.66% | |
| FISV | Fiserv, Inc. | 63.90 | -0.63 | -0.98% | |
| IBM | International Business Machines Corporation | 248.22 | -48.50 | -16.35% | |
| VYX | Ncr Voyix Corporation | 10.45 | -0.34 | -3.15% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.