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JDC Group AG
(XETRA:JDC)
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Rating:56Neutral
Price Target:
€21.50
▲(1.90% Upside)
Action:Reiterated
Date:08/24/26
The score is supported by improving financial results and solid free-cash-flow generation, but is held back by a sharp increase in leverage and weak technical signals (price below key moving averages with negative MACD). Valuation is also a modest headwind due to the higher P/E and lack of dividend data.
Positive Factors
Continued Revenue Expansion
Sustained top-line expansion indicates continued demand for JDC’s digital distribution, platform and administration services, supporting operating scale and strengthening its position with intermediaries and product providers.
Negative Factors
Materially Higher Leverage
The sharp increase in debt reduces balance-sheet flexibility and raises sensitivity to earnings or cash-flow variability. Higher financing obligations may constrain investment capacity and increase execution risk over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Continued Revenue Expansion
Sustained top-line expansion indicates continued demand for JDC’s digital distribution, platform and administration services, supporting operating scale and strengthening its position with intermediaries and product providers.
Read all positive factors
JDC Group AG (JDC) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€262.23M
Dividend YieldN/A
Average Volume (3M)7.95K
Price to Earnings (P/E)27.1
Beta (1Y)0.60
Revenue Growth14.84%
EPS Growth-9.45%
CountryDE
Employees429
SectorFinancial
Sector Strength70
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)0.74
Shares Outstanding13,668,461
10 Day Avg. Volume10,022
30 Day Avg. Volume7,954
Financial Highlights & Ratios
PEG Ratio2.07
Price to Book (P/B)5.40
Price to Sales (P/S)1.39
P/FCF Ratio25.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.04
Revenue Forecast (FY)€311.20M
JDC Group AG Business Overview & Revenue Model
Company Description
JDC Group AG, a modern financial services enterprise, offers a broad spectrum of financial product brokerage and expert advisory solutions throughout Germany and Austria. The company's operations are divided into two primary segments: Advisortech ...
How the Company Makes Money
null...
JDC Group AG Financial Statement Overview
Summary
Income Statement
67
Positive
Balance Sheet
55
Neutral
Cash Flow
71
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 273.19M | 249.95M | 224.51M | 171.02M | 156.08M | 146.81M |
| Gross Profit | 120.84M | 39.46M | 55.59M | 171.70M | 23.56M | 22.25M |
| EBITDA | 23.30M | 21.02M | 15.70M | 12.09M | 8.70M | 8.38M |
| Net Income | 10.12M | 7.10M | 5.87M | 3.77M | 901.00K | 907.00K |
Balance Sheet | ||||||
| Total Assets | 237.41M | 244.41M | 151.79M | 141.90M | 112.98M | 121.75M |
| Cash, Cash Equivalents and Short-Term Investments | 35.04M | 36.08M | 24.65M | 26.36M | 16.67M | 21.91M |
| Total Debt | 94.22M | 94.74M | 28.43M | 19.36M | 27.44M | 28.32M |
| Total Liabilities | 170.72M | 176.46M | 94.45M | 89.10M | 76.01M | 82.94M |
| Stockholders Equity | 62.63M | 64.49M | 57.16M | 52.70M | 36.97M | 38.82M |
Cash Flow | ||||||
| Free Cash Flow | 15.23M | 13.62M | 13.19M | 18.03M | 5.47M | 12.85M |
| Operating Cash Flow | 16.14M | 13.86M | 13.19M | 18.03M | 7.57M | 14.86M |
| Investing Cash Flow | -69.71M | -71.12M | -11.92M | -13.26M | -3.24M | -13.08M |
| Financing Cash Flow | 46.28M | 53.63M | -2.98M | 4.92M | -9.56M | 8.41M |
JDC Group AG Technical Analysis
Negative
21.10
Price Trends
22.34
Negative
21.99
Negative
23.24
Negative
Market Momentum
-0.63
Positive
28.70
Positive
5.56
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:JDC, the sentiment is Negative. The current price of 21.1 is below the 20-day moving average (MA) of 22.10, below the 50-day MA of 22.34, and below the 200-day MA of 23.24, indicating a bearish trend. The MACD of -0.63 indicates Positive momentum. The RSI at 28.70 is Positive, neither overbought nor oversold. The STOCH value of 5.56 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:JDC.
JDC Group AG Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | €3.99B | 21.28 | 20.76% | 0.82% | 20.27% | 50.28% | |
74 Outperform | €323.15M | 10.83 | 12.91% | 2.97% | 2.00% | -35.47% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
58 Neutral | €187.50M | 135.83 | 6.20% | 0.43% | ― | ― | |
57 Neutral | €163.75M | 2.23 | 60.82% | 11.11% | 61.60% | 138.84% | |
56 Neutral | €262.23M | 27.08 | 16.02% | ― | 14.84% | -9.45% |
* Financial Sector Average
DE:JDC
JDC Group AG
20.10
-9.20
-31.40%
DE:FTK
flatexDEGIRO AG
37.46
10.34
38.10%
DE:QB7
Quirin Privatbank AG
3.16
-0.29
-8.30%
DE:NF4
Netfonds AG
81.50
38.10
87.79%
DE:BWB
Baader Bank AG
6.82
1.53
28.92%
DE:LUS1
Lang & Schwarz AG
16.65
-0.80
-4.57%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.