I5U Stock Chart & Stats
€158.00
€1.00(0.58%)
At close: 4:00 PM EST
€158.00
€1.00(0.58%)
Day’s Range― - ―
52-Week Range€148.00 - €193.00
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€33.06B
Enterprise Value€51.30B
Total Cash (Recent Filing)€19.61B
Total Debt (Recent Filing)€4.96B
Price to Earnings (P/E)16.1
Beta0.29
Next Earnings
Jul 28, 2026EPS Estimate
2.55Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)18.82
Shares Outstanding176,788,900
10 Day Avg. Volume2
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)2.44
Price to Sales (P/S)1.95
P/FCF Ratio12.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€206.54Price Target Upside30.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)11.18
Revenue Forecast (FY)€15.12B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained revenue growth and rising operating/net margins into 2025 and TTM indicate durable improvement in underwriting discipline and pricing power. Higher margins support earnings quality and retained capital, enabling reinvestment, dividends or buybacks over the medium term despite industry cycles.
Stronger Capital StructureA materially lower debt-to-equity ratio and consistent equity growth reduce solvency and liquidity risk for a P&C insurer. This stronger capital base improves resilience to large claims/catastrophes, gives management flexibility on reinsurance, and supports longer-term capital allocation choices.
Solid Cash GenerationConsistent positive operating and free cash flow in absolute terms shows the business converts underwriting and investment income into spendable cash. This supports sustainable dividends, reinsurance funding and reserve strengthening, and funds strategic investments without relying heavily on external financing.
Bears Say
Underwriting And Margin VolatilityP&C underwriting profitability remains cyclical and exposed to shifts in claims frequency, severity and pricing cycles. Historical swings across 2023–2025 show earnings can reverse quickly, complicating multi-period planning, reserving and capital deployment for shareholders and policyholders alike.
Inconsistent Cash ConversionIrregular free cash flow growth and a flagged 0.0 operating coverage in TTM suggest timing issues or reserve/cash conversion variability. This undermines predictability of internal funding for dividends, buybacks or catastrophe preparedness and raises the need for conservative liquidity buffers.
Exposure To Loss-Event RiskDespite stronger leverage, the business remains structurally vulnerable to catastrophe and severe-weather losses. Rising frequency/severity trends and higher reinsurance costs can pressure underwriting margins and capital, requiring ongoing pricing discipline and reserve management over the medium term.
I5U FAQ
What was Intact Financial Corporation’s price range in the past 12 months?
Intact Financial Corporation lowest stock price was €148.00 and its highest was €193.00 in the past 12 months.
What is Intact Financial Corporation’s market cap?
Intact Financial Corporation’s market cap is €33.06B.
When is Intact Financial Corporation’s upcoming earnings report date?
Intact Financial Corporation’s upcoming earnings report date is Jul 28, 2026 which is in 18 days.
How were Intact Financial Corporation’s earnings last quarter?
Intact Financial Corporation released its earnings results on May 05, 2026. The company reported €2.675 earnings per share for the quarter, beating the consensus estimate of €2.509 by €0.167.
Is Intact Financial Corporation overvalued?
According to Wall Street analysts Intact Financial Corporation’s price is currently Undervalued.
Does Intact Financial Corporation pay dividends?
Intact Financial Corporation does not currently pay dividends.
What is Intact Financial Corporation’s EPS estimate?
Intact Financial Corporation’s EPS estimate is 2.55.
How many shares outstanding does Intact Financial Corporation have?
Intact Financial Corporation has 176,788,900 shares outstanding.
What happened to Intact Financial Corporation’s price movement after its last earnings report?
Intact Financial Corporation reported an EPS of €2.675 in its last earnings report, beating expectations of €2.509. Following the earnings report the stock price went down -1.243%.
Which hedge fund is a major shareholder of Intact Financial Corporation?
Currently, no hedge funds are holding shares in DE:I5U
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Intact Financial Corporation Stock Smart Score
Neutral
1
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4
5
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€206.54 (30.72% Upside)
€206.54 (30.72% Upside)
Insider Transactions
Sold Shares
Worth €2.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.63%
12-Months-Change
Fundamentals
Return on Equity
16.93%
Trailing 12-Months
Asset Growth
3.77%
Trailing 12-Months
Company Description
Intact Financial Corporation
Intact Financial Corporation (IFC), through its network of subsidiaries, stands as a leading provider of property and casualty (P&C) insurance. The company delivers its insurance solutions to individuals and businesses across a wide geographic footprint, including Canada, the United States, the United Kingdom, Ireland, other European countries, and the Middle East. For personal clients, IFC offers a comprehensive suite of insurance products. This encompasses auto coverage for personal vehicles, motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles. Its personal property policies protect homes and their contents from a range of perils like fire, theft, vandalism, and water damage, while also providing personal liability coverage. These offerings extend to tenants, condominium owners, non-owner occupied residences, and seasonal properties, alongside various other personal lines such as pet insurance. In the commercial sector, the corporation develops tailored insurance programs for small and medium-sized businesses. This includes commercial property coverage to safeguard physical business assets, as well as various liability protections such as commercial general, product, professional, and cyber liability endorsements. Furthermore, IFC provides commercial vehicle insurance, addressing needs for commercial autos, fleets, garage operations, light trucks, public vehicles, and the unique requirements of the sharing economy. Beyond these core segments, Intact Financial also specializes in general insurance, sophisticated risk management solutions, and a diverse portfolio of niche insurance products. These specialized coverages cater to distinct groups and industries, including accident and health, technology, ocean and inland marine, public entities, entertainment, financial services, and various institutions. Additional offerings encompass specialty property, surety bonds, tuition reimbursement, management liability, cyber risk, and environmental insurance. Founded in 1809, the company was initially known as ING Canada Inc. It officially adopted the name Intact Financial Corporation in 2009 and is headquartered in Toronto, Canada.
I5U Stock 12 Month Forecast
Average Price Target
€206.54
▲(30.72% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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