Humana (HUM) Ratios
Humana Ratios
DE:HUM's free cash flow for Q2 2026 was $-558.00M. For the 2026 fiscal year, DE:HUM's free cash flow was decreased by $-132.00M and operating cash flow was $-426.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.72 | 0.44 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.72 | 0.44 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.41 | 0.20 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.06 | 0.07 | 0.11 | 0.13 | 0.13 |
| Operating Cash Flow Ratio | 0.09 | 0.26 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 6.14 | 4.10 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -23.54B | $ -24.94B | $ -30.75B | $ -27.68B | $ -28.25B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.27 | 0.26 | 0.22 | 0.21 | 0.24 |
| Debt-to-Equity Ratio | 0.73 | 0.75 | 0.63 | 0.59 | 0.66 |
| Debt-to-Capital Ratio | 0.42 | 0.43 | 0.39 | 0.37 | 0.40 |
| Long-Term Debt-to-Capital Ratio | 0.41 | 0.40 | 0.39 | 0.37 | 0.40 |
| Financial Leverage Ratio | 2.76 | 2.83 | 2.89 | 2.81 | 2.76 |
| Debt Service Coverage Ratio | 3.40 | 2.05 | 8.03 | 10.10 | 11.99 |
| Interest Coverage Ratio | 2.30 | 2.47 | 6.86 | 8.90 | 10.29 |
| Debt to Market Cap | 0.41 | 0.39 | 0.18 | 0.14 | 0.18 |
| Interest Debt Per Share | 112.64 | 107.16 | 86.43 | 74.63 | 84.44 |
| Net Debt to EBITDA | 3.00 | 3.08 | 1.15 | 0.83 | 1.63 |
| Profitability Margins | |||||
| Gross Profit Margin | 14.54% | 14.55% | 100.00% | 100.00% | 100.00% |
| EBIT Margin | 1.61% | 1.94% | 3.64% | 4.27% | 4.43% |
| EBITDA Margin | 2.24% | 2.76% | 4.51% | 5.18% | 5.29% |
| Operating Profit Margin | 1.12% | 1.38% | 3.18% | 3.84% | 4.04% |
| Pretax Profit Margin | 1.12% | 1.38% | 3.12% | 3.84% | 4.12% |
| Net Profit Margin | 0.92% | 1.02% | 2.34% | 3.02% | 3.53% |
| Continuous Operations Profit Margin | 0.93% | 1.03% | 2.34% | 3.02% | 3.53% |
| Net Income Per EBT | 81.76% | 74.19% | 74.97% | 78.73% | 85.79% |
| EBT Per EBIT | 100.00% | 100.00% | 98.14% | 99.89% | 101.94% |
| Return on Assets (ROA) | 2.44% | 2.61% | 5.29% | 6.52% | 6.61% |
| Return on Equity (ROE) | 6.73% | 7.37% | 15.31% | 18.33% | 18.24% |
| Return on Capital Employed (ROCE) | 3.78% | 4.64% | 7.19% | 8.29% | 7.56% |
| Return on Invested Capital (ROIC) | 3.12% | 3.39% | 0.00% | 0.00% | 0.00% |
| Return on Tangible Assets | 3.13% | 3.43% | 6.95% | 8.73% | 9.58% |
| Earnings Yield | 3.85% | 3.95% | 4.39% | 4.33% | 4.91% |
| Efficiency Ratios | |||||
| Receivables Turnover | 39.65 | 43.57 | 52.27 | 55.48 | 45.79 |
| Payables Turnover | 11.30 | 9.80 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 47.74 | 39.57 | 30.05 | 24.86 | 22.14 |
| Asset Turnover | 2.66 | 2.54 | 2.26 | 2.16 | 1.87 |
| Working Capital Turnover Ratio | -28.26 | -20.40 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -23.10 | -28.87 | 6.98 | 6.58 | 7.97 |
| Days of Sales Outstanding | 9.20 | 8.38 | 6.98 | 6.58 | 7.97 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 32.31 | 37.25 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 9.20 | 8.38 | 6.98 | 6.58 | 7.97 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.65 | 24.60 | 32.14 | 36.28 | 17.58 |
| Free Cash Flow Per Share | 3.11 | 19.83 | 24.03 | 27.29 | 7.15 |
| Dividend Paid and CapEx Coverage Ratio | 0.94 | 2.95 | 2.77 | 3.00 | 1.33 |
| Capital Expenditure Coverage Ratio | 1.69 | 5.16 | 3.97 | 4.03 | 1.69 |
| Operating Cash Flow Coverage Ratio | 0.07 | 0.24 | 0.39 | 0.51 | 0.21 |
| Operating Cash Flow to Sales Ratio | 0.01 | 0.03 | 0.04 | 0.05 | 0.03 |
| Free Cash Flow Yield | 1.22% | 7.82% | 5.25% | 5.33% | 1.54% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 25.95 | 25.35 | 22.78 | 23.08 | 20.35 |
| Price-to-Sales (P/S) Ratio | 0.24 | 0.26 | 0.53 | 0.70 | 0.72 |
| Price-to-Book (P/B) Ratio | 1.75 | 1.87 | 3.49 | 4.23 | 3.71 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 82.27 | 12.79 | 19.05 | 18.77 | 64.88 |
| Price-to-Operating Cash Flow Ratio | 33.50 | 10.31 | 14.24 | 14.12 | 26.39 |
| Price-to-Earnings Growth (PEG) Ratio | -18.55 | -0.51 | -2.40 | -8.91 | -1.93 |
| Enterprise Value Multiple | 13.61 | 12.48 | 12.98 | 14.28 | 15.22 |
| Enterprise Value | 39.59B | 40.63B | 62.23B | 68.72B | 66.84B |
| EV to EBITDA | 13.61 | 12.48 | 12.98 | 14.28 | 15.22 |
| EV to Sales | 0.31 | 0.34 | 0.58 | 0.74 | 0.80 |
| EV to Free Cash Flow | 105.57 | 16.99 | 20.90 | 19.92 | 72.65 |
| EV to Operating Cash Flow | 42.98 | 13.70 | 15.63 | 14.98 | 29.55 |
| Tangible Book Value Per Share | 57.47 | 44.55 | 40.97 | 35.30 | 18.43 |
| Shareholders’ Equity Per Share | 146.59 | 135.81 | 131.29 | 121.11 | 124.95 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.17 | 0.25 | 0.25 | 0.21 | 0.14 |
| Revenue Per Share | 1076.46 | 977.11 | 858.78 | 734.62 | 645.47 |
| Net Income Per Share | 9.86 | 10.01 | 20.09 | 22.20 | 22.79 |
| Tax Burden | 0.82 | 0.74 | 0.75 | 0.79 | 0.86 |
| Interest Burden | 0.70 | 0.71 | 0.86 | 0.90 | 0.93 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.77 | 2.44 | 1.60 | 1.64 | 0.77 |
Currency in USD