Hingham Institution For Savings (HS3) Ratios
Hingham Institution For Savings Ratios
DE:HS3's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, DE:HS3's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.02 | 0.11 | 0.16 | 0.15 | 0.12 |
| Quick Ratio | 0.02 | 0.11 | 0.16 | 0.15 | 0.12 |
| Cash Ratio | 0.01 | 0.11 | 0.15 | 0.14 | 0.11 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.05 | 0.00 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.05 | 0.02 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -4.05B | $ -3.67B | $ -3.71B | $ -3.44B | $ -2.80B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.32 | 0.34 | 0.38 | 0.30 | 0.19 |
| Debt-to-Equity Ratio | 3.05 | 3.47 | 4.15 | 3.31 | 1.88 |
| Debt-to-Capital Ratio | 0.75 | 0.78 | 0.81 | 0.77 | 0.65 |
| Long-Term Debt-to-Capital Ratio | 0.62 | 0.65 | 0.81 | 0.77 | 0.65 |
| Financial Leverage Ratio | 9.47 | 10.32 | 11.00 | 10.87 | 9.68 |
| Debt Service Coverage Ratio | 0.07 | 0.03 | 0.21 | 1.16 | 8.47 |
| Interest Coverage Ratio | 0.55 | 0.24 | 0.28 | 1.65 | 11.55 |
| Debt to Market Cap | 2.36 | 2.71 | 4.05 | 2.16 | 0.74 |
| Interest Debt Per Share | 731.55 | 757.24 | 845.48 | 610.21 | 314.35 |
| Net Debt to EBITDA | 19.82 | 30.73 | 37.04 | 16.68 | 4.23 |
| Profitability Margins | |||||
| Gross Profit Margin | 43.64% | 30.14% | 33.30% | 68.39% | 91.05% |
| EBIT Margin | 30.74% | 16.80% | 18.49% | 45.91% | 75.06% |
| EBITDA Margin | 31.06% | 17.14% | 18.85% | 46.33% | 75.50% |
| Operating Profit Margin | 30.74% | 16.80% | 18.47% | 45.91% | 75.06% |
| Pretax Profit Margin | 30.74% | 16.80% | 18.49% | 45.91% | 75.06% |
| Net Profit Margin | 23.04% | 12.97% | 13.84% | 31.71% | 54.64% |
| Continuous Operations Profit Margin | 23.04% | 12.97% | 13.84% | 31.71% | 54.64% |
| Net Income Per EBT | 74.95% | 77.20% | 74.85% | 69.08% | 72.79% |
| EBT Per EBIT | 100.00% | 100.00% | 100.13% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.20% | 0.63% | 0.59% | 0.89% | 1.97% |
| Return on Equity (ROE) | 11.37% | 6.53% | 6.47% | 9.72% | 19.02% |
| Return on Capital Employed (ROCE) | 1.88% | 2.87% | 1.66% | 3.23% | 8.93% |
| Return on Invested Capital (ROIC) | 1.20% | 1.43% | 1.24% | 2.23% | 6.50% |
| Return on Tangible Assets | 1.20% | 0.63% | 0.59% | 0.89% | 1.97% |
| Earnings Yield | 8.80% | 5.10% | 6.31% | 6.34% | 7.50% |
| Efficiency Ratios | |||||
| Receivables Turnover | 25.70 | 24.77 | 22.27 | 16.61 | 22.58 |
| Payables Turnover | 11.28 | 18.42 | 10.36 | 8.26 | 55.83 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 14.88 | 13.26 | 11.20 | 6.62 | 7.80 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 |
| Working Capital Turnover Ratio | -0.14 | -0.09 | -0.09 | -0.06 | -0.06 |
| Cash Conversion Cycle | -18.16 | -5.08 | -18.83 | -22.21 | 9.62 |
| Days of Sales Outstanding | 14.20 | 14.73 | 16.39 | 21.97 | 16.16 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 32.36 | 19.82 | 35.22 | 44.18 | 6.54 |
| Operating Cycle | 14.20 | 14.73 | 16.39 | 21.97 | 16.16 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 16.40 | 5.46 | 9.18 | 26.04 | 27.56 |
| Free Cash Flow Per Share | 16.28 | 5.40 | 8.58 | 24.86 | 26.81 |
| Dividend Paid and CapEx Coverage Ratio | 6.21 | 2.12 | 2.45 | 6.13 | 8.00 |
| Capital Expenditure Coverage Ratio | 134.56 | 85.56 | 15.21 | 22.09 | 36.88 |
| Operating Cash Flow Coverage Ratio | 0.02 | 0.01 | 0.01 | 0.04 | 0.09 |
| Operating Cash Flow to Sales Ratio | 0.15 | 0.05 | 0.10 | 0.47 | 0.48 |
| Free Cash Flow Yield | 5.73% | 2.12% | 4.41% | 9.01% | 6.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.35 | 19.62 | 15.86 | 15.78 | 13.33 |
| Price-to-Sales (P/S) Ratio | 2.62 | 2.55 | 2.19 | 5.00 | 7.28 |
| Price-to-Book (P/B) Ratio | 1.29 | 1.28 | 1.03 | 1.53 | 2.54 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 17.44 | 47.07 | 22.66 | 11.10 | 15.66 |
| Price-to-Operating Cash Flow Ratio | 17.31 | 46.52 | 21.17 | 10.60 | 15.23 |
| Price-to-Earnings Growth (PEG) Ratio | 0.12 | 3.49 | -0.53 | -0.35 | 0.41 |
| Enterprise Value Multiple | 28.24 | 45.58 | 48.68 | 27.48 | 13.87 |
| Enterprise Value | 2.08B | 1.70B | 1.75B | 1.51B | 1.29B |
| EV to EBITDA | 28.24 | 45.58 | 48.68 | 27.48 | 13.87 |
| EV to Sales | 8.77 | 7.81 | 9.18 | 12.73 | 10.47 |
| EV to Free Cash Flow | 58.46 | 144.50 | 94.74 | 28.24 | 22.52 |
| EV to Operating Cash Flow | 58.02 | 142.81 | 88.51 | 26.96 | 21.91 |
| Tangible Book Value Per Share | 219.85 | 198.33 | 189.50 | 179.94 | 165.63 |
| Shareholders’ Equity Per Share | 219.85 | 198.33 | 189.50 | 179.94 | 165.63 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.23 | 0.25 | 0.31 | 0.27 |
| Revenue Per Share | 108.50 | 99.85 | 88.57 | 55.16 | 57.67 |
| Net Income Per Share | 25.00 | 12.95 | 12.26 | 17.49 | 31.51 |
| Tax Burden | 0.75 | 0.77 | 0.75 | 0.69 | 0.73 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.11 | 0.11 | 0.12 | 0.18 | 0.15 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.66 | 0.42 | 0.75 | 1.49 | 0.87 |
Currency in USD
