Swedbank (FRYA) Stock Price & Analysis
FRYA Stock Chart & Stats
- Day’s Range
- EUR 35.00 - EUR 35.23
- 52-Week Range
- EUR 25.68 - EUR 36.63
- Previous Close
- EUR 35.00
- Volume
- 180
- Average Volume (3M)
- 130
- Market Cap
- EUR 39.75B
- Enterprise Value
- EUR 1.31T
- Total Cash (Recent Filing)
- EUR 282.06B
- Total Debt (Recent Filing)
- EUR 1.13T
- Price to Earnings (P/E)
- 14.1
- Beta
- 0.86
- Next Earnings
- Jan 27, 2027 (Est.)
- EPS Estimate
- 0.66
- Last Dividend Ex-Date
- Mar 25, 2026
- Dividend Yield
- 5.34%
Bulls Say, Bears Say
Bulls Say
Strong Profitability And ROE
Swedbank’s consistently strong profitability and solid ROE indicate that its retail and corporate banking franchise converts its capital base into earnings effectively. This supports internal capital formation, resilience through ordinary credit cycles, and continued investment in digital and customer services.
Diversified Nordic-Baltic Banking Franchise
Swedbank’s broad Nordic-Baltic footprint and mix of lending, deposits, payments, savings, and advisory services provide multiple recurring revenue sources. This diversification can reduce reliance on a single customer segment or product while reinforcing relationships with households, SMEs, and larger institutions.
Resilient Earnings Power
The sharp TTM revenue rebound, alongside healthy net profit and EBIT margins, suggests that Swedbank retains meaningful earnings power despite an uneven revenue path. Sustained profitability gives management flexibility to support operations, absorb moderate volatility, and preserve competitive capabilities.
Bears Say
Elevated Leverage
Swedbank’s elevated debt-to-equity and recent increase in total debt heighten sensitivity to funding conditions and credit-cycle pressure. Although leverage is typical for banking, the current level can constrain financial flexibility and make profitability more vulnerable if asset quality or funding costs deteriorate.
Inconsistent Cash Generation
Repeated negative operating and free cash flow readings reduce confidence that reported earnings consistently translate into cash generation. Banking balance-sheet movements can create volatility, but persistent swings may limit internally funded flexibility and make capital allocation more dependent on financing conditions.
Uneven Revenue Trajectory
The softer 2024–2025 revenue period and reported volatility indicate that Swedbank’s top-line performance is not steadily compounding. Even with a TTM rebound, uneven revenue can complicate planning, temper operating leverage, and leave earnings more exposed to changes in banking spreads and activity.
Swedbank News
FRYA FAQ
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Company Description
Swedbank
Swedbank AB (publ) functions as a comprehensive financial services provider, extending a diverse range of banking products and services to both individual and corporate clients. The company organizes its operations across three primary divisions: Swedish Banking, Baltic Banking, and Large Corporates & Institutions. Its extensive offerings include a wide array of savings and investment options such as traditional savings accounts, mutual funds, insurance savings, pension plans, and institutional asset management. Swedbank also provides various lending and financing solutions, comprising private residential mortgages, consumer credit, corporate loans, leasing, trade finance, and factoring services. Payment solutions encompass current accounts, cash management, debit and credit cards, merchant acquiring, and diverse domestic, international, and mobile payment processing. In the capital markets arena, the bank facilitates equity trading, offers structured products, corporate finance advisory, custody services, and engages in fixed income and currency trading. Its advisory and investment banking services span corporate financing, debt capital markets, leveraged finance, and loan syndication. Transaction banking capabilities include cash management, trade finance, securities services, and clearing and settlement. Furthermore, the company delivers asset management, life insurance, and pension services, alongside administrative support, treasury operations, real estate brokerage and management, legal services, and safe deposit boxes. Customers benefit from accessible services via telephone, internet, and mobile banking platforms. Swedbank boasts a substantial branch network with 153 locations in Sweden, 17 in Estonia, 21 in Latvia, and 42 in Lithuania. Its international footprint also includes operations in Norway, Finland, Denmark, China, the United States, and South Africa. Established in 1820, the institution was initially known as ForeningsSparbanken AB, later rebranding to Swedbank AB (publ) in September 2006. The company's corporate headquarters are situated in Sundbyberg, Sweden.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Jens Henriksson
- Employees
- 17,293
- Website
- www.swedbank.com
- Address
- Landsvägen 40, Sundbyberg, AB, 172 63, SE
Swedbank (FRYA) Earnings & Revenues
FRYA Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 11 | 6 | 5 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 8 | 0 | 4 |
