First Merchants(DE:FM5)
€36.80+0.00 (+0.55%)
DE:FM5
First Merchants financials statements
€36.80
At close:+0.00 (+0.55%)
First Merchants (FM5) Ratios
0 Followers
First Merchants Ratios
DE:FM5's free cash flow for Q3 2026 was $78.40M. For the 2026 fiscal year, DE:FM5's free cash flow was increased by $0.00 and operating cash flow was $78.40M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.20 | 0.13 | 0.15 | 0.16 | 0.24 |
| Quick Ratio | 0.20 | 0.13 | 0.15 | 0.16 | 0.24 |
| Cash Ratio | 0.01 | 0.03 | 0.04 | 0.02 | 0.05 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 1.97 | 1.10 | 1.65 | 0.84 | 1.19 |
| Net Current Asset Value | $ -14.97B | $ -14.14B | $ -13.88B | $ -13.59B | $ -10.50B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.06 | 0.06 | 0.07 | 0.04 |
| Debt-to-Equity Ratio | 0.41 | 0.50 | 0.46 | 0.65 | 0.33 |
| Debt-to-Capital Ratio | 0.29 | 0.33 | 0.31 | 0.39 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.26 | 0.28 | 0.28 | 0.32 | 0.19 |
| Financial Leverage Ratio | 7.71 | 7.94 | 8.19 | 8.82 | 8.08 |
| Debt Service Coverage Ratio | 0.48 | 0.34 | 0.47 | 0.55 | 0.99 |
| Interest Coverage Ratio | 0.67 | 0.54 | 0.74 | 3.01 | 6.70 |
| Debt to Market Cap | 0.46 | 0.50 | 0.47 | 0.55 | 0.28 |
| Interest Debt Per Share | 24.06 | 27.18 | 23.22 | 24.25 | 12.46 |
| Net Debt to EBITDA | 3.17 | 2.98 | 1.77 | 3.98 | -0.03 |
| Profitability Margins | |||||
| Gross Profit Margin | 60.96% | 56.09% | 64.78% | 85.76% | 93.53% |
| EBIT Margin | 24.67% | 21.99% | 25.94% | 35.86% | 43.31% |
| EBITDA Margin | 27.47% | 24.54% | 27.11% | 37.52% | 45.24% |
| Operating Profit Margin | 24.67% | 21.99% | 25.94% | 35.86% | 43.31% |
| Pretax Profit Margin | 24.67% | 21.99% | 25.94% | 35.86% | 43.31% |
| Net Profit Margin | 21.52% | 19.12% | 22.39% | 31.15% | 36.97% |
| Continuous Operations Profit Margin | 21.52% | 19.12% | 22.39% | 31.15% | 36.97% |
| Net Income Per EBT | 87.22% | 86.91% | 86.33% | 86.86% | 85.36% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.19% | 1.10% | 1.22% | 1.24% | 1.33% |
| Return on Equity (ROE) | 9.16% | 8.74% | 9.96% | 10.91% | 10.75% |
| Return on Capital Employed (ROCE) | 2.34% | 6.56% | 7.61% | 7.97% | 9.49% |
| Return on Invested Capital (ROIC) | -4.28% | 5.34% | 6.28% | 6.15% | 7.56% |
| Return on Tangible Assets | 1.24% | 1.15% | 1.27% | 1.29% | 1.38% |
| Earnings Yield | 10.45% | 8.66% | 10.18% | 9.36% | 9.12% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.25 | 11.47 | 10.23 | 8.38 | 9.72 |
| Payables Turnover | 0.00 | 28.73 | 18.61 | 13.49 | 13.02 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 8.68 | 8.12 | 7.46 | 6.09 | 5.26 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.11 | -0.08 | -0.08 | -0.06 | -0.06 |
| Cash Conversion Cycle | 32.45 | 19.11 | 16.05 | 16.49 | 9.50 |
| Days of Sales Outstanding | 32.45 | 31.81 | 35.67 | 43.55 | 37.54 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 12.70 | 19.61 | 27.06 | 28.04 |
| Operating Cycle | 32.45 | 31.81 | 35.67 | 43.55 | 37.54 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.91 | 4.57 | 4.36 | 4.93 | 4.00 |
| Free Cash Flow Per Share | 4.91 | 4.57 | 4.36 | 4.93 | 4.00 |
| Dividend Paid and CapEx Coverage Ratio | 3.35 | 3.19 | 3.16 | 3.83 | 3.52 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.28 | 0.23 | 0.25 | 0.22 | 0.34 |
| Operating Cash Flow to Sales Ratio | 0.27 | 0.25 | 0.26 | 0.40 | 0.39 |
| Free Cash Flow Yield | 13.11% | 11.44% | 11.77% | 11.99% | 9.56% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.61 | 11.66 | 9.83 | 10.68 | 10.96 |
| Price-to-Sales (P/S) Ratio | 2.06 | 2.21 | 2.20 | 3.33 | 4.05 |
| Price-to-Book (P/B) Ratio | 0.88 | 1.01 | 0.98 | 1.17 | 1.18 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.63 | 8.74 | 8.50 | 8.34 | 10.46 |
| Price-to-Operating Cash Flow Ratio | 7.63 | 8.74 | 8.50 | 8.34 | 10.46 |
| Price-to-Earnings Growth (PEG) Ratio | 0.68 | -1.36 | -4.18 | 40.79 | 0.28 |
| Enterprise Value Multiple | 10.67 | 11.98 | 9.89 | 12.85 | 8.93 |
| Enterprise Value | 3.08B | 3.10B | 2.68B | 3.44B | 2.25B |
| EV to EBITDA | 10.67 | 11.98 | 9.89 | 12.85 | 8.93 |
| EV to Sales | 2.93 | 2.94 | 2.68 | 4.82 | 4.04 |
| EV to Free Cash Flow | 10.86 | 11.64 | 10.35 | 12.09 | 10.43 |
| EV to Operating Cash Flow | 10.86 | 11.64 | 10.35 | 12.09 | 10.43 |
| Tangible Book Value Per Share | 30.16 | 26.98 | 25.44 | 22.31 | 24.95 |
| Shareholders’ Equity Per Share | 42.73 | 39.53 | 37.90 | 35.27 | 35.56 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.13 | 0.13 | 0.14 | 0.13 | 0.15 |
| Revenue Per Share | 18.19 | 18.07 | 16.85 | 12.36 | 10.34 |
| Net Income Per Share | 3.92 | 3.45 | 3.77 | 3.85 | 3.82 |
| Tax Burden | 0.87 | 0.87 | 0.86 | 0.87 | 0.85 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.27 | 0.23 | 0.24 | 0.30 | 0.31 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.26 | 1.32 | 1.16 | 1.28 | 1.05 |
Currency in USD
