Consumer Portfolio Services(DE:FC8)
€9.25+0.15 (+5.11%)
DE:FC8
Consumer Portfolio Services financials statements
€9.25
At close:+0.15 (+5.11%)
Consumer Portfolio Services (FC8) Ratios
0 Followers
Consumer Portfolio Services Ratios
DE:FC8's free cash flow for Q3 2026 was $94.24M. For the 2026 fiscal year, DE:FC8's free cash flow was decreased by $-400.00K and operating cash flow was $94.64M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.44 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.44 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.44 | 0.00 | 0.00 | 2.50 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.03 | 0.02 |
| Operating Cash Flow Ratio | 20.26 | 0.00 | 0.00 | 3.31 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 20.26 | 16.93 | 33.05 | 11.78 | 4.74 |
| Net Current Asset Value | $ -3.54B | $ -3.21B | $ -2.63B | $ -2.53B | $ -1.99B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.91 | 0.90 | 0.88 | 0.90 | 0.90 |
| Debt-to-Equity Ratio | 11.33 | 10.78 | 9.36 | 10.85 | 11.48 |
| Debt-to-Capital Ratio | 0.92 | 0.92 | 0.90 | 0.92 | 0.92 |
| Long-Term Debt-to-Capital Ratio | 0.92 | 0.91 | 0.90 | 0.91 | 0.92 |
| Financial Leverage Ratio | 12.46 | 11.96 | 10.58 | 12.07 | 12.71 |
| Debt Service Coverage Ratio | 1.02 | 0.10 | 0.30 | 0.83 | 0.42 |
| Interest Coverage Ratio | 1.12 | 0.14 | 0.42 | 1.33 | 0.87 |
| Debt to Market Cap | 17.09 | 13.56 | 13.12 | 13.34 | 7.30 |
| Interest Debt Per Share | 170.83 | 157.25 | 130.04 | 122.39 | 89.98 |
| Net Debt to EBITDA | 13.46 | 106.73 | 39.47 | 19.65 | 26.38 |
| Profitability Margins | |||||
| Gross Profit Margin | 99.59% | 52.75% | 64.68% | 81.98% | 77.35% |
| EBIT Margin | 60.76% | 6.97% | 17.36% | 35.24% | 24.55% |
| EBITDA Margin | 60.76% | 7.19% | 17.60% | 35.73% | 25.17% |
| Operating Profit Margin | 60.76% | 6.97% | 17.36% | 35.24% | 24.55% |
| Pretax Profit Margin | 6.54% | 6.97% | 17.36% | 35.24% | 24.55% |
| Net Profit Margin | 4.52% | 4.88% | 12.88% | 26.08% | 17.75% |
| Continuous Operations Profit Margin | 4.52% | 4.88% | 12.88% | 26.08% | 17.75% |
| Net Income Per EBT | 69.01% | 70.00% | 74.21% | 74.00% | 72.28% |
| EBT Per EBIT | 10.77% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.50% | 0.55% | 1.56% | 3.12% | 2.20% |
| Return on Equity (ROE) | 6.24% | 6.56% | 16.51% | 37.65% | 27.92% |
| Return on Capital Employed (ROCE) | 6.76% | 0.78% | 2.10% | 4.32% | 3.04% |
| Return on Invested Capital (ROIC) | 2831.27% | 139.09% | 629.68% | -183.48% | 113.55% |
| Return on Tangible Assets | 0.50% | 0.55% | 1.56% | 3.12% | 2.20% |
| Earnings Yield | 9.46% | 8.30% | 23.16% | 46.36% | 17.78% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.12 | 0.12 | 0.13 | 0.13 | 0.14 |
| Payables Turnover | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 19.30 | 81.94 | 44.29 | 28.72 |
| Asset Turnover | 0.11 | 0.11 | 0.12 | 0.12 | 0.12 |
| Working Capital Turnover Ratio | -2.43 | 0.00 | -10.80 | -10.12 | 0.00 |
| Cash Conversion Cycle | -10396.97 | 3078.34 | 2848.70 | 2820.53 | 2627.06 |
| Days of Sales Outstanding | 3118.39 | 3078.34 | 2848.70 | 2820.53 | 2627.06 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 13515.36 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 3118.39 | 3078.34 | 2848.70 | 2820.53 | 2627.06 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 13.20 | 10.98 | 11.39 | 10.30 | 8.78 |
| Free Cash Flow Per Share | 13.17 | 10.96 | 11.36 | 10.20 | 8.70 |
| Dividend Paid and CapEx Coverage Ratio | 407.62 | 539.85 | 425.72 | 100.48 | 100.30 |
| Capital Expenditure Coverage Ratio | 407.62 | 539.85 | 425.72 | 100.48 | 100.30 |
| Operating Cash Flow Coverage Ratio | 0.08 | 0.07 | 0.09 | 0.09 | 0.10 |
| Operating Cash Flow to Sales Ratio | 0.68 | 0.59 | 0.68 | 0.65 | 0.74 |
| Free Cash Flow Yield | 141.16% | 100.90% | 121.26% | 115.26% | 73.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.60 | 12.04 | 4.32 | 2.16 | 5.63 |
| Price-to-Sales (P/S) Ratio | 0.48 | 0.59 | 0.56 | 0.56 | 1.00 |
| Price-to-Book (P/B) Ratio | 0.66 | 0.79 | 0.71 | 0.81 | 1.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.71 | 0.99 | 0.82 | 0.87 | 1.36 |
| Price-to-Operating Cash Flow Ratio | 0.71 | 0.99 | 0.82 | 0.86 | 1.35 |
| Price-to-Earnings Growth (PEG) Ratio | -4.77 | -0.21 | -0.09 | 0.02 | 0.05 |
| Enterprise Value Multiple | 14.25 | 114.90 | 42.64 | 21.22 | 30.34 |
| Enterprise Value | 3.71B | 3.25B | 2.64B | 2.50B | 2.05B |
| EV to EBITDA | 14.25 | 114.90 | 42.64 | 21.22 | 30.34 |
| EV to Sales | 8.66 | 8.26 | 7.50 | 7.58 | 7.64 |
| EV to Free Cash Flow | 12.85 | 13.93 | 11.12 | 11.70 | 10.43 |
| EV to Operating Cash Flow | 12.82 | 13.91 | 11.10 | 11.58 | 10.32 |
| Tangible Book Value Per Share | 14.14 | 13.75 | 13.14 | 10.90 | 7.54 |
| Shareholders’ Equity Per Share | 14.14 | 13.75 | 13.14 | 10.90 | 7.54 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.30 | 0.26 | 0.26 | 0.28 |
| Revenue Per Share | 19.55 | 18.48 | 16.85 | 15.73 | 11.87 |
| Net Income Per Share | 0.88 | 0.90 | 2.17 | 4.10 | 2.11 |
| Tax Burden | 0.69 | 0.70 | 0.74 | 0.74 | 0.72 |
| Interest Burden | 0.11 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.12 | 0.44 | 0.39 | 0.37 | 0.43 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 14.95 | 12.17 | 5.25 | 2.51 | 4.17 |
Currency in USD
