Banco Santander SA (BSDK) Ratios
Banco Santander SA Ratios
DE:BSDK's free cash flow for Q1 2026 was $-19.71B. For the 2026 fiscal year, DE:BSDK's free cash flow was decreased by $-1.01B and operating cash flow was $-18.70B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.25 | 21.49 | 5.89 | 21.18 | 0.26 |
| Quick Ratio | 0.25 | 21.49 | 5.89 | 21.18 | 0.26 |
| Cash Ratio | 0.14 | 18.59 | 3.49 | 21.18 | 0.23 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.01 | -2.06 | 0.07 | 2.63 | 0.05 |
| Short-Term Operating Cash Flow Coverage | -0.07 | -0.13 | 0.11 | 0.00 | 0.66 |
| Net Current Asset Value | $ -1.43T | $ -1.48T | $ -1.28T | $ -1.41T | $ -1.23T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.27 | 0.26 | 0.17 | 0.16 | 0.21 |
| Debt-to-Equity Ratio | 4.81 | 4.90 | 3.26 | 3.18 | 3.85 |
| Debt-to-Capital Ratio | 0.83 | 0.83 | 0.77 | 0.76 | 0.79 |
| Long-Term Debt-to-Capital Ratio | 0.73 | 0.75 | 0.73 | 0.76 | 0.74 |
| Financial Leverage Ratio | 18.10 | 18.63 | 18.83 | 19.47 | 18.36 |
| Debt Service Coverage Ratio | 0.06 | 0.07 | 0.14 | 0.42 | 0.13 |
| Interest Coverage Ratio | 0.31 | 0.29 | 0.27 | 0.46 | 1.11 |
| Debt to Market Cap | 3.20 | 7.05 | 5.09 | 6.04 | 6.63 |
| Interest Debt Per Share | 35.88 | 35.45 | 23.06 | 18.74 | 20.12 |
| Net Debt to EBITDA | 14.52 | 11.89 | 3.26 | 3.28 | 5.76 |
| Profitability Margins | |||||
| Gross Profit Margin | 40.05% | 39.41% | 38.54% | 49.82% | 66.70% |
| EBIT Margin | 15.58% | 14.65% | 13.51% | 17.52% | 23.65% |
| EBITDA Margin | 18.23% | 17.18% | 16.12% | 20.95% | 28.14% |
| Operating Profit Margin | 15.58% | 14.65% | 13.51% | 17.52% | 23.65% |
| Pretax Profit Margin | 15.58% | 14.65% | 13.51% | 17.52% | 23.65% |
| Net Profit Margin | 11.76% | 9.68% | 9.09% | 11.04% | 13.21% |
| Continuous Operations Profit Margin | 11.64% | 10.58% | 10.00% | 12.37% | 15.70% |
| Net Income Per EBT | 75.48% | 66.09% | 67.29% | 62.98% | 55.85% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.76% | 0.68% | 0.62% | 0.55% | 0.51% |
| Return on Equity (ROE) | 13.67% | 12.75% | 11.61% | 10.78% | 9.35% |
| Return on Capital Employed (ROCE) | 3.26% | 1.04% | 0.95% | 0.88% | 2.59% |
| Return on Invested Capital (ROIC) | 1.78% | 0.68% | 0.54% | 0.55% | 1.49% |
| Return on Tangible Assets | 0.76% | 0.69% | 0.62% | 0.56% | 0.51% |
| Earnings Yield | 9.12% | 18.42% | 18.29% | 20.69% | 16.26% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 11.37 | 11.47 | 9.46 | 10.68 |
| Payables Turnover | 28.52 | 32.07 | 22.53 | 14.44 | 8.53 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.54 | 4.16 | 3.70 | 2.63 | 1.90 |
| Asset Turnover | 0.06 | 0.07 | 0.07 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.33 | 0.44 | 0.44 | -0.32 | -0.08 |
| Cash Conversion Cycle | -12.80 | 20.72 | 15.62 | 13.30 | -8.61 |
| Days of Sales Outstanding | 0.00 | 32.10 | 31.82 | 38.59 | 34.16 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 12.80 | 11.38 | 16.20 | 25.29 | 42.77 |
| Operating Cycle | 0.00 | 32.10 | 31.82 | 38.59 | 34.16 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -0.96 | -1.56 | 0.31 | 1.64 | 3.28 |
| Free Cash Flow Per Share | -1.45 | -2.11 | -0.53 | 1.00 | 2.62 |
| Dividend Paid and CapEx Coverage Ratio | -1.35 | -2.10 | 0.32 | 2.18 | 4.46 |
| Capital Expenditure Coverage Ratio | -1.94 | -2.84 | 0.37 | 2.56 | 4.97 |
| Operating Cash Flow Coverage Ratio | -0.03 | -0.05 | 0.02 | 0.10 | 0.17 |
| Operating Cash Flow to Sales Ratio | -0.12 | -0.19 | 0.04 | 0.32 | 0.92 |
| Free Cash Flow Yield | -14.54% | -47.84% | -14.24% | 36.34% | 90.63% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.34 | 5.72 | 5.47 | 4.83 | 6.15 |
| Price-to-Sales (P/S) Ratio | 1.29 | 0.53 | 0.50 | 0.53 | 0.81 |
| Price-to-Book (P/B) Ratio | 1.50 | 0.69 | 0.63 | 0.52 | 0.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -6.88 | -2.09 | -7.02 | 2.75 | 1.10 |
| Price-to-Operating Cash Flow Ratio | -10.43 | -2.83 | 12.08 | 1.68 | 0.88 |
| Price-to-Earnings Growth (PEG) Ratio | 0.79 | 0.31 | 0.27 | 0.21 | -0.03 |
| Enterprise Value Multiple | 21.59 | 14.95 | 6.35 | 5.83 | 8.64 |
| Enterprise Value | 472.04B | 333.73B | 124.66B | 106.31B | 149.56B |
| EV to EBITDA | 21.59 | 14.95 | 6.35 | 5.83 | 8.64 |
| EV to Sales | 3.94 | 2.57 | 1.02 | 1.22 | 2.43 |
| EV to Free Cash Flow | -20.99 | -10.22 | -14.45 | 6.30 | 3.30 |
| EV to Operating Cash Flow | -31.82 | -13.82 | 24.86 | 3.84 | 2.64 |
| Tangible Book Value Per Share | 6.16 | 5.68 | 5.22 | 4.69 | 4.66 |
| Shareholders’ Equity Per Share | 6.66 | 6.36 | 5.90 | 5.29 | 5.03 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.28 | 0.26 | 0.29 | 0.34 |
| Revenue Per Share | 7.74 | 8.38 | 7.54 | 5.17 | 3.56 |
| Net Income Per Share | 0.91 | 0.81 | 0.68 | 0.57 | 0.47 |
| Tax Burden | 0.75 | 0.66 | 0.67 | 0.63 | 0.56 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.17 | 0.17 | 0.23 | 0.29 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.96 | -1.92 | 0.45 | 2.57 | 5.87 |
Currency in EUR
