Brighthouse Financial (BROC) AI Stock Analysis
Brighthouse Financial
(Frankfurt:BROC)
No summary available
Brighthouse Financial (BROC) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 2.50B
- Dividend Yield
- ―
- Average Volume (3M)
- 109
- Price to Earnings (P/E)
- 3.4
- Beta (1Y)
- 0.44
- Revenue Growth
- -5.01%
- EPS Growth
- 25.60%
- Country
- Germany
- Employees
- 1,400
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Insurance - Life
Brighthouse Financial Business Overview & Revenue Model
Company Description
Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are organized into three distinct business units: Annuities, Life, and Run-off. The Annuities divis...
Brighthouse Financial Earnings Call Summary
The earnings call presented a mix of strong sales performance and shareholder returns, contrasted by declining adjusted earnings and challenges in underwriting margins. The company's strong capital and liquidity position provides a solid foundation, but the decline in earnings and statutory losses raise concerns.
Q2-2025 Updates
Positive Updates
Negative Updates
Company Guidance
During Brighthouse Financial's Second Quarter 2025 Earnings Conference Call, the company reported strong financial performance and progress in strategic initiatives. Annuity sales reached $2.6 billion, reflecting a 16% sequential increase and an 8% increase compared to the previous year, with Shield sales contributing $1.9 billion. Life insurance sales totaled $33 million, leading to record year-to-date sales of $69 million, up 21% from 2024. The company maintained a robust liquidity position with over $900 million in liquid assets at the holding company as of June 30, 2025. The estimated combined risk-based capital (RBC) ratio stood between 405% and 425%, within the target range of 400% to 450%. Corporate expenses decreased to $202 million from $239 million in the first quarter. The company repurchased $43 million in common stock during the second quarter, contributing to $102 million year-to-date repurchases, with a remaining $441 million capacity under the share repurchase program. Adjusted earnings for the quarter were $198 million, or $3.43 per share.
Brighthouse Financial Risk Analysis
Brighthouse Financial disclosed 48 risk factors in its most recent earnings report. Brighthouse Financial reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksBrighthouse Financial Peers Comparison
Overall Rating
VOYA78Outperform
CNO73Outperform
JXN64Neutral
LNC64Neutral
FG58Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| VOYA | 78Outperform | $8.88B | 24.01 | 12.63% | 1.89% | 3.16% | 18.32% |
| CNO | 73Outperform | $5.34B | 13.05 | 16.62% | 1.20% | 1.83% | 53.14% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JXN | 64Neutral | $9.14B | 172.05 | 1.04% | 2.54% | 15.09% | ― |
| LNC | 64Neutral | $7.85B | 3.47 | 21.99% | 4.32% | 12.32% | 97.86% |
| FG | 58Neutral | $2.77B | 7.23 | 8.86% | 4.61% | 13.68% | 16.86% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:BROC | Brighthouse Financial | 39.00 | -7.40 | -15.95% | |
| CNO | CNO Financial Group | 57.39 | 17.68 | 44.51% | |
| LNC | Lincoln National | 42.23 | 3.27 | 8.38% | |
| VOYA | Voya Financial | 103.11 | 33.66 | 48.46% | |
| JXN | Jackson Financial Incorporation Class A | 140.65 | 49.91 | 55.00% | |
| FG | F&G Annuities & Life Inc | 21.50 | -7.29 | -25.33% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.