Banco BPM S.p.A. (BPM) Ratios
Banco BPM S.p.A. Ratios
DE:BPM's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, DE:BPM's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 10.16 | 0.15 | 0.20 | 66.85 | 170.30 |
| Quick Ratio | 10.16 | 0.15 | 0.20 | 177.35 | 327.35 |
| Cash Ratio | 10.16 | 0.11 | 0.16 | 76.18 | 170.05 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
| Operating Cash Flow Ratio | 8.84 | 0.04 | 0.05 | -79.50 | 84.14 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | -8.60 | 16.43 |
| Net Current Asset Value | $ -184.70B | $ -165.05B | $ -164.03B | $ -163.73B | $ -147.56B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.15 | 0.15 | 0.12 | 0.25 | 0.30 |
| Debt-to-Equity Ratio | 2.00 | 2.01 | 1.71 | 3.58 | 4.66 |
| Debt-to-Capital Ratio | 0.67 | 0.67 | 0.63 | 0.78 | 0.82 |
| Long-Term Debt-to-Capital Ratio | 0.66 | 0.67 | 0.63 | 0.58 | 0.82 |
| Financial Leverage Ratio | 13.28 | 13.57 | 14.40 | 14.57 | 15.31 |
| Debt Service Coverage Ratio | 0.89 | 0.63 | 0.48 | 0.42 | 0.53 |
| Interest Coverage Ratio | 1.21 | 0.74 | 0.56 | 1.69 | 1.60 |
| Debt to Market Cap | 1.66 | 2.50 | 3.32 | 3.99 | 15.18 |
| Interest Debt Per Share | 23.76 | 21.86 | 18.00 | 31.28 | 40.70 |
| Net Debt to EBITDA | 8.86 | 5.39 | 1.99 | 23.82 | 22.80 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.65% | 66.04% | 63.94% | 88.74% | 91.44% |
| EBIT Margin | 27.39% | 25.12% | 20.11% | 18.99% | 13.67% |
| EBITDA Margin | 30.98% | 27.95% | 23.25% | 25.05% | 19.54% |
| Operating Profit Margin | 30.89% | 25.12% | 20.11% | 18.99% | 13.67% |
| Pretax Profit Margin | 27.39% | 25.12% | 20.11% | 18.99% | 13.67% |
| Net Profit Margin | 22.47% | 18.58% | 14.30% | 12.95% | 11.90% |
| Continuous Operations Profit Margin | 19.20% | 18.58% | 14.30% | 12.93% | 11.90% |
| Net Income Per EBT | 82.03% | 73.97% | 71.13% | 68.17% | 87.05% |
| EBT Per EBIT | 88.68% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.01% | 0.97% | 0.63% | 0.36% | 0.28% |
| Return on Equity (ROE) | 13.43% | 13.15% | 9.01% | 5.26% | 4.35% |
| Return on Capital Employed (ROCE) | 1.39% | 3.59% | 2.20% | 0.53% | 0.33% |
| Return on Invested Capital (ROIC) | 0.98% | 2.66% | 1.57% | 0.99% | 0.68% |
| Return on Tangible Assets | 1.03% | 0.98% | 0.63% | 0.36% | 0.29% |
| Earnings Yield | 11.37% | 16.34% | 17.54% | 13.63% | 14.27% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.18 | 2.18 | 2.13 | 104.63 | 82.10 |
| Payables Turnover | 0.00 | 16.19 | 14.09 | 3.02 | 1.75 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.03 | -0.01 |
| Fixed Asset Turnover | 3.73 | 5.07 | 4.34 | 2.54 | 2.20 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.03 | 0.02 |
| Working Capital Turnover Ratio | -0.18 | -0.10 | -0.21 | 0.20 | -0.18 |
| Cash Conversion Cycle | 114.62 | 145.05 | 145.84 | -13470.06 | -32983.33 |
| Days of Sales Outstanding | 114.62 | 167.60 | 171.75 | 3.49 | 4.45 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -13352.71 | -32779.05 |
| Days of Payables Outstanding | 0.00 | 22.55 | 25.90 | 120.84 | 208.73 |
| Operating Cycle | 114.62 | 167.60 | 171.75 | -13349.22 | -32774.60 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.47 | 3.44 | 3.91 | -10.39 | 13.03 |
| Free Cash Flow Per Share | 3.40 | 3.36 | 3.78 | -10.61 | 12.90 |
| Dividend Paid and CapEx Coverage Ratio | 2.89 | 3.31 | 10.94 | -25.49 | 68.08 |
| Capital Expenditure Coverage Ratio | 53.42 | 45.53 | 31.18 | -48.00 | 99.14 |
| Operating Cash Flow Coverage Ratio | 0.16 | 0.18 | 0.25 | -0.34 | 0.32 |
| Operating Cash Flow to Sales Ratio | 0.53 | 0.50 | 0.67 | -2.96 | 4.12 |
| Free Cash Flow Yield | 26.15% | 43.04% | 79.14% | -318.50% | 488.46% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.43 | 6.12 | 5.70 | 7.33 | 7.01 |
| Price-to-Sales (P/S) Ratio | 1.98 | 1.14 | 0.82 | 0.95 | 0.83 |
| Price-to-Book (P/B) Ratio | 1.18 | 0.80 | 0.51 | 0.39 | 0.30 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.82 | 2.32 | 1.26 | -0.31 | 0.20 |
| Price-to-Operating Cash Flow Ratio | 3.75 | 2.27 | 1.22 | -0.32 | 0.20 |
| Price-to-Earnings Growth (PEG) Ratio | 1.21 | 0.12 | 0.07 | 0.40 | 0.00 |
| Enterprise Value Multiple | 15.23 | 9.46 | 5.49 | 27.61 | 27.07 |
| Enterprise Value | 43.74B | 27.33B | 11.29B | 36.60B | 25.29B |
| EV to EBITDA | 15.23 | 9.46 | 5.49 | 27.61 | 27.07 |
| EV to Sales | 4.72 | 2.64 | 1.28 | 6.92 | 5.29 |
| EV to Free Cash Flow | 9.14 | 5.40 | 1.98 | -2.29 | 1.30 |
| EV to Operating Cash Flow | 8.97 | 5.29 | 1.92 | -2.33 | 1.28 |
| Tangible Book Value Per Share | 8.80 | 8.87 | 8.48 | 7.61 | 7.86 |
| Shareholders’ Equity Per Share | 11.03 | 9.70 | 9.31 | 8.63 | 8.67 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.30 | 0.26 | 0.29 | 0.32 | 0.13 |
| Revenue Per Share | 6.59 | 6.87 | 5.86 | 3.51 | 3.16 |
| Net Income Per Share | 1.48 | 1.28 | 0.84 | 0.45 | 0.38 |
| Tax Burden | 0.82 | 0.74 | 0.71 | 0.68 | 0.87 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.05 | 0.05 | 0.07 | 0.12 | 0.16 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.34 | 2.69 | 4.66 | -22.34 | 34.60 |
Currency in EUR