BANK POLSKA KASA OPIEKI SA(DE:BP1)
€61.46+2.26 (+3.78%)
DE:BP1
BANK POLSKA KASA OPIEKI SA financials statements
€61.46
At close:+2.26 (+3.78%)
BANK POLSKA KASA OPIEKI SA (BP1) Ratios
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BANK POLSKA KASA OPIEKI SA Ratios
DE:BP1's free cash flow for Q3 2026 was zł-9.98B. For the 2026 fiscal year, DE:BP1's free cash flow was decreased by zł-354.00M and operating cash flow was zł-9.63B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 2.05 | 0.07 | 0.08 | 0.10 | 0.04 |
| Quick Ratio | 2.05 | 0.07 | 0.08 | 0.10 | 0.04 |
| Cash Ratio | 0.93 | 0.05 | 0.08 | 0.08 | 0.03 |
| Solvency Ratio | 0.02 | 0.02 | 0.03 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.61 | 0.09 | 0.16 | 0.09 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.61 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | zł -292.64B | zł -284.31B | zł -260.65B | zł -237.63B | zł -219.49B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.07 | 0.06 | 0.07 | 0.05 |
| Debt-to-Equity Ratio | 0.95 | 0.78 | 0.61 | 0.82 | 0.55 |
| Debt-to-Capital Ratio | 0.49 | 0.44 | 0.38 | 0.45 | 0.35 |
| Long-Term Debt-to-Capital Ratio | 0.37 | 0.44 | 0.37 | 0.45 | 0.35 |
| Financial Leverage Ratio | 9.96 | 10.48 | 10.08 | 12.35 | 10.51 |
| Debt Service Coverage Ratio | 0.45 | 1.16 | 1.18 | 0.81 | 13.48 |
| Interest Coverage Ratio | 1.62 | 1.34 | 1.39 | 1.00 | 14.32 |
| Debt to Market Cap | 0.61 | 0.69 | 0.45 | 0.82 | 0.41 |
| Interest Debt Per Share | 148.77 | 118.56 | 94.28 | 81.62 | 50.53 |
| Net Debt to EBITDA | 2.32 | 1.22 | 0.42 | 0.24 | 2.18 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.75% | 72.66% | 71.31% | 79.69% | 97.63% |
| EBIT Margin | 39.59% | 36.52% | 39.87% | 20.41% | 34.00% |
| EBITDA Margin | 42.86% | 39.67% | 42.83% | 24.77% | 41.35% |
| Operating Profit Margin | 39.57% | 36.52% | 39.87% | 20.41% | 34.00% |
| Pretax Profit Margin | 39.59% | 36.52% | 39.87% | 20.41% | 34.00% |
| Net Profit Margin | 30.98% | 28.66% | 31.00% | 12.16% | 24.64% |
| Continuous Operations Profit Margin | 31.02% | 28.68% | 31.01% | 12.17% | 24.66% |
| Net Income Per EBT | 78.24% | 78.49% | 77.75% | 59.58% | 72.46% |
| EBT Per EBIT | 100.06% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.99% | 1.91% | 2.18% | 0.61% | 0.87% |
| Return on Equity (ROE) | 19.85% | 19.99% | 21.96% | 7.54% | 9.12% |
| Return on Capital Employed (ROCE) | 2.63% | 11.43% | 7.17% | 4.34% | 5.78% |
| Return on Invested Capital (ROIC) | 1.99% | 8.98% | 6.29% | 2.59% | 4.19% |
| Return on Tangible Assets | 2.01% | 1.92% | 2.20% | 0.62% | 0.88% |
| Earnings Yield | 13.03% | 17.62% | 16.69% | 7.56% | 6.79% |
| Efficiency Ratios | |||||
| Receivables Turnover | 22645.00 | 6.29 | 0.00 | 4.84 | 4.26 |
| Payables Turnover | 6.13 | 5.31 | 5.42 | 3.13 | 0.53 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.18 | 10.99 | 11.04 | 8.98 | 4.82 |
| Asset Turnover | 0.06 | 0.07 | 0.07 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.19 | -0.11 | -0.12 | -0.07 | -0.05 |
| Cash Conversion Cycle | -59.50 | -10.75 | -67.35 | -41.14 | -598.86 |
| Days of Sales Outstanding | 0.02 | 58.04 | 0.00 | 75.44 | 85.77 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 59.51 | 68.79 | 67.35 | 116.58 | 684.63 |
| Operating Cycle | 0.02 | 58.04 | 0.00 | 75.44 | 85.77 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 27.32 | 93.95 | 111.22 | 70.40 | 3.24 |
| Free Cash Flow Per Share | 25.13 | 90.70 | 107.22 | 68.44 | 0.40 |
| Dividend Paid and CapEx Coverage Ratio | 1.33 | 4.18 | 11.81 | 11.24 | 0.54 |
| Capital Expenditure Coverage Ratio | 12.45 | 28.84 | 27.80 | 35.85 | 1.14 |
| Operating Cash Flow Coverage Ratio | 0.21 | 0.98 | 1.57 | 1.00 | 0.07 |
| Operating Cash Flow to Sales Ratio | 0.32 | 1.11 | 1.36 | 1.31 | 0.10 |
| Free Cash Flow Yield | 12.25% | 65.77% | 70.51% | 79.12% | 0.33% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.67 | 5.68 | 5.99 | 13.22 | 14.72 |
| Price-to-Sales (P/S) Ratio | 2.38 | 1.63 | 1.86 | 1.61 | 3.63 |
| Price-to-Book (P/B) Ratio | 1.52 | 1.13 | 1.32 | 1.00 | 1.34 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.16 | 1.52 | 1.42 | 1.26 | 303.73 |
| Price-to-Operating Cash Flow Ratio | 7.51 | 1.47 | 1.37 | 1.23 | 37.65 |
| Price-to-Earnings Growth (PEG) Ratio | 0.76 | -1.82 | 0.02 | -0.63 | 0.15 |
| Enterprise Value Multiple | 7.87 | 5.32 | 4.76 | 6.73 | 10.96 |
| Enterprise Value | 76.38B | 46.96B | 43.76B | 23.55B | 39.99B |
| EV to EBITDA | 7.87 | 5.32 | 4.76 | 6.73 | 10.96 |
| EV to Sales | 3.37 | 2.11 | 2.04 | 1.67 | 4.53 |
| EV to Free Cash Flow | 11.58 | 1.97 | 1.55 | 1.31 | 379.27 |
| EV to Operating Cash Flow | 10.65 | 1.90 | 1.50 | 1.27 | 47.01 |
| Tangible Book Value Per Share | 124.97 | 111.88 | 106.47 | 78.19 | 82.15 |
| Shareholders’ Equity Per Share | 134.67 | 121.54 | 115.55 | 86.73 | 90.87 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.22 | 0.40 | 0.27 |
| Revenue Per Share | 86.28 | 84.75 | 81.84 | 53.81 | 33.63 |
| Net Income Per Share | 26.73 | 24.29 | 25.37 | 6.54 | 8.29 |
| Tax Burden | 0.78 | 0.78 | 0.78 | 0.60 | 0.72 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.15 | 0.05 | 0.04 | 0.13 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.02 | 3.04 | 3.41 | 6.41 | 0.28 |
Currency in PLN
