BNP Paribas (BNPH) Stock Price & Analysis
BNPH Stock Chart & Stats
- Day’s Range
- EUR 43.40 - EUR 43.40
- 52-Week Range
- EUR 32.20 - EUR 56.00
- Previous Close
- EUR 43.40
- Volume
- N/A
- Average Volume (3M)
- 27
- Market Cap
- EUR 94.61B
- Enterprise Value
- EUR 933.10B
- Total Cash (Recent Filing)
- EUR 212.91B
- Total Debt (Recent Filing)
- EUR 855.64B
- Price to Earnings (P/E)
- 8.9
- Beta
- 0.86
- Next Earnings
- Feb 02, 2027 (Est.)
- EPS Estimate
- 1.35
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 6.68%
Bulls Say, Bears Say
Bulls Say
Diversified Business Model
BNP Paribas combines lending, payments, markets, custody, asset management and insurance, giving it multiple recurring revenue sources and broad client coverage. This diversification can support resilience across financial cycles because weakness in one activity may be partly offset by stronger performance elsewhere.
Strong Revenue And Earnings Growth
Broad-based revenue growth across major divisions indicates improving client activity and operating momentum rather than reliance on a single business line. Continued top-line expansion, if sustained, should support earnings growth and provide a stronger base for investment and capital distribution over the medium term.
Capital, Liquidity And Efficiency
A 13% CET1 ratio and 149% LCR provide meaningful prudential capacity, while the higher efficiency-savings ambition could improve operating leverage. Together, strong capital, liquidity and cost discipline give BNP Paribas flexibility to support growth and return excess capital over time.
Bears Say
Elevated Leverage Sensitivity
The elevated leverage profile makes results more sensitive to funding conditions, credit cycles and changes in asset quality. Although the bank has a large asset base and stable equity, higher balance-sheet leverage can constrain flexibility and amplify pressure during periods of financial stress.
Volatile Cash Generation
Large swings in operating and free cash flow make earnings conversion difficult to predict across the cycle. The 2025 recovery is encouraging, but free cash flow still declined 27.5% year-on-year, indicating that reported profitability does not consistently translate into stable cash generation.
Restructuring And Execution Risk
Large restructuring charges can weigh on reported results and create integration volatility, particularly while strategic programs are being implemented. Delivering the expanded savings target also requires effective execution across divisions and technology initiatives, leaving a meaningful risk to planned efficiency gains.
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BNP Paribas Stock Smart Score
Company Description
BNP Paribas
BNP Paribas S.A., a prominent financial services institution established in 1822 and based in Paris, France, offers a comprehensive suite of banking and financial solutions across the globe, with a significant presence in Europe, North America, and the Asia Pacific region. The company's diverse operations are organized into several key areas. For corporate clients and institutional investors, it delivers extensive corporate and institutional banking services, encompassing strategic advisory, various financing options, and transaction banking facilities. This division also handles capital markets investment and financing activities, as well as crucial securities clearing and custody services. In its commercial and personal banking segment, BNP Paribas serves both individual customers and businesses. Offerings here include a variety of lending and leasing solutions, advanced digital banking platforms, and fundamental current and savings accounts. The bank also provides specialized equipment financing and consumer loan products. Moreover, the firm offers a robust portfolio of investment and protection services. This includes borrowers' insurance, designed to protect individuals against unexpected circumstances tied to mortgages, personal, auto, or consumer loans. It also features a range of savings and protection vehicles, such as life insurance, employee savings programs, and retirement planning. Complementing these are expert asset management, wealth management, and real estate services. Notably, the company was formerly known as Banque Nationale de Paris before officially adopting its current name, BNP Paribas SA, in May 2000.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Jean-Laurent Bonnafe
- Employees
- 177,990
- Website
- group.bnpparibas
- Address
- 16 boulevard des Italiens, Paris, IF, 75009, FR
BNP Paribas (BNPH) Earnings & Revenues
BNPH Company Deck
BNPH Earnings Call
Earnings Call SentimentPositive
The call presented a predominantly positive operational and financial picture: strong top‑line growth (group revenues +12%), improved profitability metrics (operating income +~16%), a meaningful capital uplift (CET1 at 13% and EUR 858m AGI/Ageas capital gain), and upgraded efficiency ambitions. These positives were balanced against near‑term headwinds: sizable restructuring charges tied to AXA IM, volatility in the Corporate Center, used‑car resale pressure at Arval, slower asset management inflows quarter‑to‑quarter, and execution risk on ambitious cost targets. Management has concrete plans to deploy excess capital, improve cost efficiency, and pursue strategic integrations, and it characterized most challenges as manageable and already addressed in provisioning and planning.
View all DE:BNPH earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 4 | 6 | 12 |
| Technical Analysis | 1 | 6 | 3 |
| Moving Averages | 3 | 0 | 9 |
