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Banco di Desio e Della Brianza SPA (BJ7) Stock Price & Analysis

BJ7 Stock Chart & Stats

€15.18-€0.08(-0.52%)
At close: 5:30 PM GMT+1
€16€17€183 Aug10 Aug31 Aug24 Sep26 Oct
Day’s Range
EUR 15.18 - EUR 15.18
52-Week Range
EUR 7.68 - EUR 18.78
Previous Close
EUR 15.26
Volume
0
Average Volume (3M)
5
Market Cap
EUR 2.02B
Enterprise Value
EUR 4991.20T
Total Cash (Recent Filing)
EUR 579.38M
Total Debt (Recent Filing)
EUR 4.01B
Price to Earnings (P/E)
15.4
Beta
0.68
Next Earnings
N/A
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
3.46%

Bulls Say, Bears Say

Bulls Say

Solid Profitability

Strong margins provide a meaningful earnings buffer for a regional bank and indicate that the existing franchise is converting revenue into profit effectively. If maintained, this profitability can support capital formation and investment, although it does not remove the need to restore growth.

Growing Equity Base

Steadily expanding equity strengthens the group’s loss-absorption capacity and provides a more durable capital base for lending and other banking activities. This improvement offers financial resilience over the medium term, even while leverage remains elevated.

Broad Banking Franchise

A mix of deposits, payments, lending, wealth management, investment distribution and insurance gives BDB several customer touchpoints and both interest- and fee-based income streams. That breadth can support retention and diversify how the franchise earns revenue.

Bears Say

Sharp Revenue Contraction

The 2025 revenue decline and lower profit versus the 2023 peak show that earnings momentum has weakened materially. Unless revenue stabilizes, reduced operating scale could limit capital generation and make the bank’s otherwise strong margins less durable over the next several quarters.

Negative Recent Cash Flow

A reversal to negative operating and free cash flow raises concerns about the timing and durability of cash generation despite positive accounting profits. Persistent weakness could constrain internally funded growth and reduce flexibility for balance-sheet management over the medium term.

Elevated Leverage

Although leverage has improved substantially, debt-to-equity remains elevated and leaves less room for error if operating conditions weaken. Combined with only moderate recent returns on equity, this may constrain financial flexibility and amplify pressure during a downturn.

Banco di Desio e Della Brianza SPA News

BJ7 FAQ

What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €7.68 and its highest was €18.78 in the past 12 months.
What is Banco di Desio e Della Brianza SPA’s market cap?
Banco di Desio e Della Brianza SPA’s market cap is €2.02B.
When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
Banco di Desio e Della Brianza SPA released its earnings results on Nov 06, 2025. The company reported €0.266 earnings per share for the quarter.
Is Banco di Desio e Della Brianza SPA overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Banco di Desio e Della Brianza SPA pay dividends?
Banco di Desio e Della Brianza SPA does not currently pay dividends.
What is Banco di Desio e Della Brianza SPA’s EPS estimate?
Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banco di Desio e Della Brianza SPA have?
Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
Banco di Desio e Della Brianza SPA reported an EPS of €0.266 in its last earnings report. Following the earnings report the stock price went down -0.246%.
Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
Currently, no hedge funds are holding shares in DE:BJ7
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology