BayCom(DE:B2J)
€27.40+0.00 (+0.74%)
DE:B2J
BayCom financials statements
€27.40
At close:+0.00 (+0.74%)
BayCom (B2J) Ratios
0 Followers
BayCom Ratios
DE:B2J's free cash flow for Q3 2026 was $12.55M. For the 2026 fiscal year, DE:B2J's free cash flow was decreased by $-291.00K and operating cash flow was $12.84M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 55.06 | 0.03 | 0.03 | 0.10 | 0.10 |
| Quick Ratio | 55.06 | 0.03 | 0.03 | 0.10 | 0.10 |
| Cash Ratio | 7.14 | 0.01 | 0.01 | 0.01 | 0.01 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 8.49 | 0.01 | 0.01 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 7.82 | 10.22 | 3.26 |
| Net Current Asset Value | $ -2.05B | $ -2.28B | $ -2.18B | $ -1.98B | $ -1.89B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.03 | 0.03 | 0.04 | 0.04 |
| Debt-to-Equity Ratio | 0.07 | 0.27 | 0.28 | 0.28 | 0.32 |
| Debt-to-Capital Ratio | 0.06 | 0.21 | 0.22 | 0.22 | 0.24 |
| Long-Term Debt-to-Capital Ratio | 0.03 | 0.18 | 0.19 | 0.19 | 0.22 |
| Financial Leverage Ratio | 7.66 | 8.21 | 8.16 | 7.92 | 8.95 |
| Debt Service Coverage Ratio | 0.66 | 0.66 | 0.94 | 1.95 | 2.05 |
| Interest Coverage Ratio | 0.80 | 0.79 | 1.34 | 3.13 | 3.24 |
| Debt to Market Cap | 0.03 | 0.24 | 0.27 | 0.31 | 0.37 |
| Interest Debt Per Share | 5.81 | 11.31 | 9.58 | 7.60 | 8.58 |
| Net Debt to EBITDA | -0.12 | 1.79 | 1.65 | 1.65 | 1.85 |
| Profitability Margins | |||||
| Gross Profit Margin | 68.45% | 69.62% | 77.07% | 86.70% | 90.01% |
| EBIT Margin | 23.17% | 23.33% | 28.71% | 29.16% | 30.69% |
| EBITDA Margin | 25.28% | 25.70% | 30.94% | 32.77% | 34.85% |
| Operating Profit Margin | 23.17% | 23.33% | 28.71% | 29.16% | 30.69% |
| Pretax Profit Margin | 23.00% | 23.33% | 28.71% | 29.16% | 30.69% |
| Net Profit Margin | 16.87% | 17.15% | 20.63% | 21.33% | 22.30% |
| Continuous Operations Profit Margin | 16.87% | 17.15% | 20.63% | 21.33% | 22.30% |
| Net Income Per EBT | 73.37% | 73.52% | 71.87% | 73.15% | 72.65% |
| EBT Per EBIT | 99.24% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.92% | 0.89% | 1.07% | 0.94% | 0.88% |
| Return on Equity (ROE) | 7.07% | 7.28% | 8.77% | 7.48% | 7.88% |
| Return on Capital Employed (ROCE) | 1.27% | 7.46% | 9.10% | 7.89% | 8.10% |
| Return on Invested Capital (ROIC) | 9.91% | 5.49% | 6.48% | 5.72% | 5.83% |
| Return on Tangible Assets | 0.94% | 0.90% | 1.09% | 0.96% | 0.90% |
| Earnings Yield | 7.47% | 7.81% | 9.63% | 9.53% | 10.14% |
| Efficiency Ratios | |||||
| Receivables Turnover | 17.00 | 4.82 | 4.16 | 3.65 | 5.62 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.89 | 0.67 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.48 | 5.14 | 4.80 | 3.73 | 3.50 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.14 | -0.06 | -0.07 | -0.06 | -0.05 |
| Cash Conversion Cycle | 21.47 | 75.75 | 87.67 | -308.07 | -480.77 |
| Days of Sales Outstanding | 21.47 | 75.75 | 87.67 | 99.89 | 64.91 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 407.96 | 545.69 |
| Operating Cycle | 21.47 | 75.75 | 87.67 | 99.89 | 64.91 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.92 | 2.70 | 2.55 | 3.02 | 0.96 |
| Free Cash Flow Per Share | 2.76 | 2.54 | 2.38 | 2.95 | 0.84 |
| Dividend Paid and CapEx Coverage Ratio | 3.81 | 5.98 | 5.35 | 13.84 | 7.97 |
| Capital Expenditure Coverage Ratio | 18.23 | 17.85 | 14.51 | 46.99 | 7.97 |
| Operating Cash Flow Coverage Ratio | 1.42 | 0.35 | 0.35 | 0.44 | 0.12 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.22 | 0.23 | 0.36 | 0.11 |
| Free Cash Flow Yield | 9.39% | 9.48% | 10.07% | 15.56% | 4.47% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.49 | 12.78 | 10.39 | 10.50 | 9.87 |
| Price-to-Sales (P/S) Ratio | 2.26 | 2.20 | 2.14 | 2.24 | 2.20 |
| Price-to-Book (P/B) Ratio | 0.95 | 0.93 | 0.91 | 0.79 | 0.78 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.65 | 10.55 | 9.93 | 6.43 | 22.38 |
| Price-to-Operating Cash Flow Ratio | 10.06 | 9.96 | 9.25 | 6.29 | 19.57 |
| Price-to-Earnings Growth (PEG) Ratio | 3.54 | -1.71 | 0.41 | -2.22 | 0.15 |
| Enterprise Value Multiple | 8.81 | 10.33 | 8.58 | 8.48 | 8.16 |
| Enterprise Value | 315.96M | 365.65M | 352.88M | 309.21M | 263.99M |
| EV to EBITDA | 8.81 | 10.33 | 8.58 | 8.48 | 8.16 |
| EV to Sales | 2.23 | 2.66 | 2.65 | 2.78 | 2.85 |
| EV to Free Cash Flow | 10.50 | 12.76 | 12.30 | 7.98 | 28.95 |
| EV to Operating Cash Flow | 9.93 | 12.04 | 11.46 | 7.81 | 25.31 |
| Tangible Book Value Per Share | 27.35 | 25.11 | 22.37 | 20.81 | 19.97 |
| Shareholders’ Equity Per Share | 31.07 | 28.80 | 25.91 | 24.17 | 24.13 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.26 | 0.28 | 0.27 | 0.27 |
| Revenue Per Share | 13.02 | 12.23 | 11.01 | 8.48 | 8.53 |
| Net Income Per Share | 2.20 | 2.10 | 2.27 | 1.81 | 1.90 |
| Tax Burden | 0.73 | 0.74 | 0.72 | 0.73 | 0.73 |
| Interest Burden | 0.99 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.33 | 0.30 | 0.32 | 0.38 | 0.38 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.02 |
| Income Quality | 1.33 | 1.29 | 1.12 | 1.67 | 0.50 |
Currency in USD
