Equitable Holdings (AXJ) AI Stock Analysis

1 Followers

Equitable Holdings

(Frankfurt:AXJ)

Rating:―N/A

Action:N/A

Date:―

No summary available

Positive Factors

Improved profitability and cash generationTTM revenue growth, restored profitability, and roughly $2.7B of operating and free cash flow indicate materially stronger earnings and internal funding capacity. If sustained, this combination can support investment, capital returns, and resilience across the next several quarters.

Negative Factors

Negative common equityNegative common equity leaves the capital structure pressured and reduces financial flexibility even after debt declined from 2025. This can increase sensitivity to market and valuation movements, constrain capital allocation, and make balance-sheet management more important during stress.

Equitable Holdings (AXJ) vs. iShares MSCI Germany ETF (EWG)

Market Cap: EUR 14.81B
Dividend Yield: 1.86%
Average Volume (3M): 225
Price to Earnings (P/E): 10.5
Beta (1Y): 0.55
Revenue Growth: 4.38%
EPS Growth: ―
Country: Germany
Employees: 8,000
Sector: Financial
Sector Strength: 68
Industry: Asset Management

Equitable Holdings Business Overview & Revenue Model

Company Description

Equitable Holdings, Inc. operates as a global, diversified financial services enterprise, delivering its offerings through four primary divisions. The Individual Retirement segment focuses on providing variable annuity products predominantly to high-...

Equitable Holdings Earnings Call Summary

Earnings Call Date:Nov 02, 2026(Q3-2026)|% Change Since:2.22%|Next Earnings Date:Feb 10, 2027

Earnings Call SentimentPositive

The call was strongly positive overall. Equitable reported double-digit earnings-per-share growth, positive organic growth across its businesses, record or strong flows in retirement and wealth management, substantial capital returns, merger-readiness progress, and early evidence of expense synergies. The main challenges were higher lapses, lower-than-long-term alternative returns driven by real estate weakness, modest spread and fee-rate pressure, AllianceBernstein's flat earnings, and ongoing Corporate and Other losses. Management nevertheless characterized the company as entering the merger from a position of strength.

Positive Updates

Strong Earnings Growth

Third-quarter non-GAAP operating earnings were $595 million, or $2.13 per share, while net income was $1.1 billion, or $4.05 per share. Non-GAAP operating earnings per share excluding notable items were $1.98, up 19% year over year. Through the first three quarters, EPS excluding notable items increased 22% from 2025, consistent with full-year guidance for greater than 15% growth in 2026.

Negative Updates

Higher Lapses and DAC Amortization

Higher interest rates were accompanied by higher policyholder lapses. The assumption update reflected higher lapse assumptions, which increased DAC amortization by $18 million sequentially. Management said the higher DAC amortization is a noncash item.

Company Guidance

Guidance included greater than 15% growth in 2026 and a 60% to 70% payout ratio; alternatives returns of 4% to 5% guidance range, versus a long term expectation of 8% to 12%, with a low single digits return forecast in the fourth quarter; a 20% consolidated tax rate; go forward spreads roughly stable with the level from the first half of 26; AB full year performance fees of $135 to $150 million, implying a range of $62 million to $77 million for the fourth quarter; $70 million as a good baseline expectation for fourth quarter wealth management earnings; a Corporate and Other loss of $350 million to $400 million for the full year; full year 2026 cash generation of $1.8 billion; $100 million of run rate expense savings recognized in the first half of 27, $150 million of run rate savings in the first year post merger, and at least $500 million of run rate savings by the end of 28; $70 to $80 billion of new liabilities every year; and an RBC ratio above 430% under the disclosed credit stress.

Equitable Holdings Risk Analysis

Equitable Holdings disclosed 1 risk factors in its most recent earnings report. Equitable Holdings reported the most risks in the "Legal & Regulatory" category.

Legal & Regulatory - Litigation, compliance, new legislation, and taxation risks

Latest Risks Added

0 New Risks

Equitable Holdings Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

DE:AXJ against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
AMP	76Outperform	$45.14B	11.55	68.69%	1.29%	8.62%	21.49%
BEN	75Outperform	$18.55B	24.19	7.44%	3.64%	7.96%	116.71%
CRBG	74Outperform	$15.75B	7.69	21.33%	2.76%	9.96%	170.84%
PFG	73Outperform	$24.63B	12.83	16.49%	2.80%	5.24%	31.00%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
IVZ	60Neutral	$12.69B	-41.84	-0.63%	2.94%	16.98%	-147.19%

* Financial Sector Average

Performance Comparison

DE:AXJ and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
DE:AXJ	Equitable Holdings, Inc.	48.86	10.50	27.37%
AMP	Ameriprise Financial Services	519.96	66.53	14.67%
BEN	Franklin Resources	36.29	15.05	70.86%
IVZ	Invesco Ltd.	28.87	5.63	24.22%
PFG	Principal Financial	115.99	34.19	41.80%
CRBG	Corebridge Financial, Inc.	35.91	7.75	27.52%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Equitable Holdings AI Stock Analysis