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Ffd Financial (ASN) Stock Price & Analysis

ASN Stock Chart & Stats

€4.25€0.00(0.00%)
At close: 5:30 PM GMT+1
No data to display
Day’s Range
EUR 4.25 - EUR 4.25
52-Week Range
EUR 4.25 - EUR 4.25
Previous Close
EUR 4.25
Volume
0
Average Volume (3M)
0
Market Cap
EUR 128.97M
Enterprise Value
EUR 61.74T
Total Cash (Recent Filing)
EUR 0
Total Debt (Recent Filing)
EUR 0
Price to Earnings (P/E)
9.6
Beta
N/A
Next Earnings
N/A
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
2.85%

Bulls Say, Bears Say

Bulls Say

Conservative Leverage

Very low and falling debt-to-equity (~0.08 in 2025) combined with consistently strong ROE (~16–19%) reduces insolvency risk and provides regulatory and strategic cushion. This balance-sheet strength supports organic loan growth and capital returns without immediate external funding needs.

Strong Profitability & Revenue Scaling

A sharp revenue and earnings step-up in 2025 (annual revenue ~+317% vs 2024) alongside healthy operating and net margins (~32% and ~26%) indicates scalable core banking operations. Durable profitability enhances internal capital generation to fund loan growth, reserves, and shareholder distributions over the medium term.

Solid Cash Generation

Operating cash flow improved to ~$14.3M and free cash flow was positive (~$11.2M) in 2025, providing recurring internal funding. Reliable cash generation supports dividends, reinvestment in lending capacity and balance-sheet flexibility, reducing reliance on volatile external financing over time.

Bears Say

Margin Compression

A material net-margin decline from ~38% in 2022 to ~26% in 2025 signals persistent pressure from funding costs, competitive pricing, or rising expenses. If this structural trend continues it will erode internal capital, limit ROE upside and constrain the bank's ability to build reserves or expand lending without external capital.

Variable Cash-flow Conversion

Free-cash-flow has been uneven—negative in 2021, weaker in 2024, then rebounding in 2025—indicating inconsistent cash conversion. This variability complicates capital planning, makes dividends and organic growth less predictable, and raises sensitivity to loan prepayment cycles or credit stress.

Asset Sensitivity To Shocks

The bank's balance sheet remains asset-heavy relative to equity (typical for banks), meaning that despite low reported debt, credit losses or rapid interest-rate shifts could materially affect capital. This inherent asset leverage increases vulnerability to economic downturns and could necessitate capital raises or lending restrictions.

ASN FAQ

What was Ffd Financial’s price range in the past 12 months?
Ffd Financial lowest stock price was €4.25 and its highest was €4.25 in the past 12 months.
What is Ffd Financial’s market cap?
Ffd Financial’s market cap is €128.97M.
When is Ffd Financial’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Ffd Financial’s earnings last quarter?
Ffd Financial released its earnings results on Apr 28, 2023. The company reported €0.803 earnings per share for the quarter.
Is Ffd Financial overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Ffd Financial pay dividends?
Ffd Financial does not currently pay dividends.
What is Ffd Financial’s EPS estimate?
Ffd Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ffd Financial have?
Ffd Financial has 2,904,968 shares outstanding.
What happened to Ffd Financial’s price movement after its last earnings report?
Ffd Financial reported an EPS of €0.803 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Ffd Financial?
Currently, no hedge funds are holding shares in DE:ASN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology