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Allianz SE Unsponsored ADR (DE:ALVE)
FRANKFURT:ALVE

Allianz SE Unsponsored ADR (ALVE) Price & Analysis

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ALVE Stock Chart & Stats

€41.80
-€0.20(-0.48%)
At close: 4:00 PM EDT
€41.80
-€0.20(-0.48%)

Bulls Say, Bears Say

Bulls Say
Cash GenerationSustained high operating and free cash flow over the last three years provides durable internal funding for claims reserves, dividend distributions, buybacks, and M&A. Strong cash conversion improves financial flexibility and supports capital generation under Solvency II, reducing reliance on external financing.
Asset Management ScaleLarge, recurring fee income and exceptional net inflows grow AUM and fee stability. Asset management scale diversifies earnings away from underwriting cyclicality, supports margin resilience, and creates cross‑sell opportunities with insurance clients, making earnings more predictable over the medium term.
Asia Expansion & DistributionThe HSBC Life Singapore acquisition plus a long‑term exclusive distribution deal materially increases Allianz's access to affluent Singaporean and regional clients. This structural expansion strengthens Life & Health distribution in Asia, enhances scale in a growth market, and supports mid‑term protected earnings and cross‑border product sales.
Bears Say
Natural Catastrophe ExposureSignificant nat‑cat events create recurring underwriting volatility and can materially compress P&C margins in affected periods. Persistent or increasing frequency/intensity of weather events raises reinsurance, pricing and reserving pressures, making underwriting results less predictable over multi‑year horizons.
Execution Risk From AI & Workforce ChangesLarge‑scale automation and workforce reductions carry execution risk: delivery disruption, loss of institutional knowledge, and potential service or distribution impacts. Uncertainty on scope/timing can impede productivity gains, create one‑off costs, and strain client relationships while changes are embedded.
Earnings Quality / Disposal NeutralizationOne‑off disposal gains distort headline profitability and conceal underlying operating trends when partially neutralized over time. Planned neutralization and reinvestment reduce near‑term reported earnings uplift and complicate comparable growth metrics, making assessment of core operating momentum harder for investors and management.

Allianz SE Unsponsored ADR News

ALVE FAQ

What was Allianz SE Unsponsored ADR’s price range in the past 12 months?
Allianz SE Unsponsored ADR lowest stock price was €33.20 and its highest was €42.80 in the past 12 months.
    What is Allianz SE Unsponsored ADR’s market cap?
    Allianz SE Unsponsored ADR’s market cap is €163.41B.
      When is Allianz SE Unsponsored ADR’s upcoming earnings report date?
      Allianz SE Unsponsored ADR’s upcoming earnings report date is Aug 07, 2026 which is in 5 days.
        How were Allianz SE Unsponsored ADR’s earnings last quarter?
        Allianz SE Unsponsored ADR released its earnings results on May 13, 2026. The company reported €1.011 earnings per share for the quarter, beating the consensus estimate of €0.824 by €0.186.
          Is Allianz SE Unsponsored ADR overvalued?
          According to Wall Street analysts Allianz SE Unsponsored ADR’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Allianz SE Unsponsored ADR pay dividends?
            Allianz SE Unsponsored ADR does not currently pay dividends.
            What is Allianz SE Unsponsored ADR’s EPS estimate?
            Allianz SE Unsponsored ADR’s EPS estimate is 0.71.
              How many shares outstanding does Allianz SE Unsponsored ADR have?
              Allianz SE Unsponsored ADR has 3,804,189,000 shares outstanding.
                What happened to Allianz SE Unsponsored ADR’s price movement after its last earnings report?
                Allianz SE Unsponsored ADR reported an EPS of €1.011 in its last earnings report, beating expectations of €0.824. Following the earnings report the stock price went down -0.546%.
                  Which hedge fund is a major shareholder of Allianz SE Unsponsored ADR?
                  Currently, no hedge funds are holding shares in DE:ALVE
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Allianz SE Unsponsored ADR

                    Allianz SE, through its various subsidiaries, operates as a global financial services conglomerate, specializing in property-casualty insurance, life and health insurance, and comprehensive asset management services. Its Property-Casualty division offers a wide array of insurance coverage, including policies for motor vehicle liability and damage, personal accident, general liability, fire and property protection, legal expenses, credit risk, and travel, catering to both individual consumers and corporate clients. The Life/Health segment provides diverse life and health protection plans, available to individuals and groups alike. These offerings encompass annuities, endowment and term life policies, unit-linked and investment-focused products, alongside private and supplementary health coverage, and long-term care provisions. Allianz's Asset Management arm delivers investment products and advisory services to third-party investors, including institutional and retail clients. Its portfolio spans equity and fixed-income funds, diversified multi-asset strategies, and alternative investments such such as infrastructure debt and equity, tangible real assets, liquid alternative strategies, and customized solutions. The Corporate and Other segment extends banking services to retail customers and facilitates digital investment platforms. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

                    Allianz SE Unsponsored ADR (ALVE) Earnings & Revenues

                    ALVE Company Deck

                    ALVE Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed a solid operational quarter with several clear strengths: record asset management inflows and profitability, strong P&C growth and underwriting performance, resilient Life & Health after adjusting for scope/Fx effects, and a robust capital position (Solvency II 221%, ROE 18%). Management reaffirmed the full‑year guidance and emphasized productivity and disciplined execution, including significant AI and training investments. Notable challenges include the accounting treatment and planned neutralization of the Bajaj disposal gain, FX and disposal impacts on Life, localized nat‑cat and inflationary pressures (France floods, weather‑related claims), and some execution/operational uncertainties around AI‑driven workforce changes and the cyber partnership. On balance, the positive operational and capital metrics substantially outweigh the reported headwinds.View all DE:ALVE earnings summaries
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