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FinLab AG (A7A) AI Stock Analysis
FinLab AG
(Dusseldorf:A7A)
Strong profitability and undervaluation drive the score, supported by positive technicals; tempered by cash flow weaknesses and revenue inconsistency.
FinLab AG (A7A) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 126.62M
- Dividend Yield
- ―
- Average Volume (3M)
- 4,965
- Price to Earnings (P/E)
- 1.6
- Beta (1Y)
- 0.68
- Revenue Growth
- -34.50%
- EPS Growth
- 19.25%
- Country
- Germany
- Employees
- 10
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Asset Management
FinLab AG Business Overview & Revenue Model
Company Description
Heliad AG, formerly FinLab AG, operates as a venture capital firm primarily focused on providing growth, early-stage, and subsequent financing to companies in the fintech sector. The firm also allocates capital to other venture capital funds, especia...
How the Company Makes Money
FinLab AG makes money primarily through investment-related returns generated by its portfolio of fintech holdings. Its key economic drivers are (1) value appreciation of equity stakes in portfolio companies (reflected through realized gains when stak...
FinLab AG Financial Statement Overview
Summary
Mixed financials with strong income statement profitability (score 85) and stable balance sheet (score 75), offset by weak cash flows (score 30) indicating liquidity risks and revenue volatility.
Income Statement
85Very PositiveBalance Sheet
75PositiveCash Flow
30Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.25M | 871.00K | 3.67M | 4.24M | 2.06M | 5.42M |
| Gross Profit | 2.23M | -1.46M | 1.41M | -182.00K | 2.08M | 7.50M |
| EBITDA | 78.09M | 116.55M | 32.13M | -18.17M | 486.63K | 198.18K |
| Net Income | 73.27M | 106.94M | 30.57M | -15.61M | 2.04M | -347.58K |
Balance Sheet | ||||||
| Total Assets | 334.86M | 96.65M | 97.64M | 91.27M | 60.85M | 59.28M |
| Cash, Cash Equivalents and Short-Term Investments | 1.83M | 2.06M | 6.66M | 10.42M | 2.76M | 8.47M |
| Total Debt | 20.56M | 22.22M | 18.41M | 14.94M | 46.00K | 39.00K |
| Total Liabilities | 25.53M | 24.20M | 21.05M | 17.43M | 1.98M | 2.45M |
| Stockholders Equity | 309.33M | 72.45M | 76.60M | 73.85M | 58.87M | 56.84M |
Cash Flow | ||||||
| Free Cash Flow | -1.75M | -1.40M | -2.02M | 721 | 3,413 | 50.80K |
| Operating Cash Flow | -1.75M | -1.40M | -2.02M | 721 | 3,413 | 50.80K |
| Investing Cash Flow | -7.08M | -6.80M | -4.24M | -1,644 | -9,021 | 0 |
| Financing Cash Flow | 8.00M | 3.60M | 2.50M | 8.66M | 0 | 0 |
FinLab AG Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:A7A, the sentiment is Negative. The current price of 13.60 is below the 20-day moving average (MA) of 13.60, below the 50-day MA of 13.67, and below the 200-day MA of 13.98, indicating a bearish trend. The MACD of -0.03 indicates Negative momentum. The RSI at 44.54 is Neutral, neither overbought nor oversold. The STOCH value of 0.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:A7A.
FinLab AG Peers Comparison
Overall Rating
- DE:A7A75Outperform
DE:B7E63Neutral
DE:BKHT59Neutral
DE:LQAG42Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| DE:A7A | 75Outperform | EUR 122.56M | 1.62 | 38.39% | ― | -34.50% | 19.25% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| DE:B7E | 63Neutral | EUR 67.97M | 2.85 | 22.19% | 4.29% | -34.04% | 77.23% |
| DE:BKHT | 59Neutral | EUR 111.73M | 1.68 | 48.04% | ― | ― | ― |
| DE:LQAG | 42Neutral | EUR 107.07M | -4.37 | -37.23% | ― | 48.10% | -139.91% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:A7A | FinLab AG | 13.60 | -2.10 | -13.37% | |
| DE:B7E | Blue Cap AG | 14.95 | -3.17 | -17.51% | |
| DE:IPOK | Heidelberger Beteiligungsholding AG | 126.00 | 19.00 | 17.76% | |
| DE:SVE | Shareholder Value Beteiligungen AG | 81.50 | -3.50 | -4.12% | |
| DE:LQAG | Lloyd Fonds Aktiengesellschaft | 4.41 | 0.37 | 9.16% | |
| DE:BKHT | Brockhaus Technologies AG | 16.05 | 3.05 | 23.46% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 04, 2026