ASR Nederland N.V (A16) Stock Price & Analysis
A16 Stock Chart & Stats
- Day’s Range
- EUR 75.68 - EUR 75.86
- 52-Week Range
- EUR 56.34 - EUR 76.24
- Previous Close
- EUR 76.24
- Volume
- 0
- Average Volume (3M)
- 208
- Market Cap
- EUR 15.13B
- Enterprise Value
- EUR 25.05B
- Total Cash (Recent Filing)
- EUR 3.76B
- Total Debt (Recent Filing)
- EUR 10.37B
- Price to Earnings (P/E)
- 13.1
- Beta
- 0.56
- Next Earnings
- Feb 17, 2027 (Est.)
- EPS Estimate
- 2.86
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 4.67%
Bulls Say, Bears Say
Bulls Say
Revenue Expansion
Sustained revenue expansion indicates that a.s.r. continues to generate demand across its insurance and financial-services activities. A broader revenue base can support operating scale, strengthen distribution economics, and provide a foundation for rebuilding profitability over the next several quarters.
Return To Profitability
Positive earnings across three consecutive years demonstrate that a.s.r. has restored an underlying ability to produce profits after the 2022 loss. Continued profitability provides internal funding capacity and supports resilience, even though the level of earnings has recently weakened.
Diversified Insurance Model
Exposure to multiple insurance and financial-services lines gives a.s.r. several sources of premium, investment and fee income. Its retail, SME, corporate and institutional customer coverage, supported by varied channels, can reduce reliance on one product or customer segment over time.
Bears Say
Margin Compression
The sharp decline in net margin shows that revenue growth is currently converting into substantially less bottom-line profit. If this weaker earnings mix or higher cost burden persists, it could limit reinvestment, reduce capital-generation capacity, and make future results more sensitive to operating conditions.
Higher Leverage
Rising leverage alongside a shrinking equity base reduces the balance-sheet cushion available to absorb adverse insurance or investment outcomes. It can also constrain capital allocation flexibility and increase the importance of maintaining stable earnings and solvency over the coming periods.
Negative Cash Generation
Two consecutive years of negative operating and free cash flow raise concerns about the conversion of reported profits into cash. Persistent weakness in cash generation could restrict internally funded investment, dividends or debt reduction and make liquidity management more important.
ASR Nederland N.V News
A16 FAQ
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Company Description
ASR Nederland N.V
ASR Nederland N.V. is a Dutch financial services provider that delivers a range of products including insurance coverage, pension plans, and mortgage solutions. It serves a broad customer base, encompassing individuals, independent professionals, and corporate clients. The company's business activities are structured across five distinct divisions: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. Beyond its core offerings, ASR Nederland is involved in distributing various insurance policies, furnishing financial intermediary assistance, and executing real estate development ventures. Additionally, it functions as an asset manager for external parties. The firm markets its products under several recognized brands, such as De Amersfoortse, Loyalis, Ditzo, Europeesche Verzekeringen, and Ardanta. Founded in 1720, the company operated as Fortis Verzekeringen Nederland N.V. until it rebranded as ASR Nederland N.V. in October 2008. Its headquarters are situated in Utrecht, the Netherlands.
- Sector
- General
- Industry
- Insurance - Diversified
- CEO
- Ingrid A. de Graaf-de Swart
- Employees
- 9,542
- Website
- www.asrnl.com
- Address
- Archimedeslaan 10, Utrecht, UT, 3584 BA, NL
ASR Nederland N.V (A16) Earnings & Revenues
A16 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 2 | 5 |
| Technical Analysis | 3 | 2 | 5 |
| Moving Averages | 12 | 0 | 0 |




