PT Bank Permata Tbk(DE:85C)
€0.06-0.00 (-5.00%)
DE:85C
PT Bank Permata Tbk financials statements
€0.06
At close:-0.00 (-5.00%)
PT Bank Permata Tbk (85C) Ratios
1 Followers
PT Bank Permata Tbk Ratios
DE:85C's free cash flow for Q3 2026 was Rp2.49T. For the 2026 fiscal year, DE:85C's free cash flow was decreased by Rp-40.73B and operating cash flow was Rp2.54T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.13 | 0.29 | 80.05 | 299.21 | 285.90 |
| Quick Ratio | 0.13 | 0.29 | 80.05 | 670.39 | 666.71 |
| Cash Ratio | 0.11 | 0.22 | 40.38 | 286.70 | 265.47 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.07 | -33.24 | 82.32 | 188.27 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.92 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | Rp -196.23T | Rp -181.81T | Rp -141.55T | Rp -155.62T | Rp -144.91T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Debt-to-Equity Ratio | 0.25 | 0.25 | 0.26 | 0.27 | 0.25 |
| Debt-to-Capital Ratio | 0.20 | 0.20 | 0.20 | 0.21 | 0.20 |
| Long-Term Debt-to-Capital Ratio | 0.20 | 0.20 | 0.20 | 0.00 | 0.00 |
| Financial Leverage Ratio | 5.85 | 6.08 | 6.44 | 6.78 | 6.40 |
| Debt Service Coverage Ratio | 0.57 | 0.25 | 0.49 | 0.65 | 0.47 |
| Interest Coverage Ratio | 0.66 | 0.66 | 0.55 | 0.71 | 0.46 |
| Debt to Market Cap | 0.06 | 0.57 | 0.31 | 0.00 | 0.00 |
| Interest Debt Per Share | 507.52 | 493.42 | 451.11 | 386.59 | 404.84 |
| Net Debt to EBITDA | -2.02 | -3.09 | -7.57 | -16.29 | -20.25 |
| Profitability Margins | |||||
| Gross Profit Margin | 63.92% | 63.08% | 66.18% | 74.45% | 74.07% |
| EBIT Margin | 23.83% | 24.34% | 18.75% | 18.07% | 11.80% |
| EBITDA Margin | 26.07% | 26.30% | 20.70% | 20.79% | 14.80% |
| Operating Profit Margin | 23.83% | 24.34% | 18.75% | 18.07% | 11.80% |
| Pretax Profit Margin | 23.83% | 24.34% | 18.75% | 18.07% | 11.80% |
| Net Profit Margin | 18.46% | 18.84% | 14.47% | 13.92% | 9.28% |
| Continuous Operations Profit Margin | 18.46% | 18.84% | 14.47% | 13.92% | 9.28% |
| Net Income Per EBT | 77.47% | 77.39% | 77.17% | 77.02% | 78.64% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.34% | 1.38% | 1.00% | 0.79% | 0.53% |
| Return on Equity (ROE) | 7.82% | 8.37% | 6.46% | 5.35% | 3.36% |
| Return on Capital Employed (ROCE) | 6.74% | 3.30% | 1.31% | 1.03% | 0.67% |
| Return on Invested Capital (ROIC) | 5.22% | 2.55% | 0.87% | 1.82% | 1.25% |
| Return on Tangible Assets | 1.34% | 1.38% | 1.01% | 0.79% | 0.53% |
| Earnings Yield | 1.93% | 10.44% | 7.77% | 5.48% | 2.54% |
| Efficiency Ratios | |||||
| Receivables Turnover | 10.94 | 2.64 | 50.20 | 5.43 | 6.02 |
| Payables Turnover | 21.77 | 24.78 | 199.73 | 17.87 | 18.60 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.05 | -0.05 |
| Fixed Asset Turnover | 5.23 | 5.32 | 5.12 | 4.40 | 4.03 |
| Asset Turnover | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 |
| Working Capital Turnover Ratio | -0.15 | -3.81 | 0.26 | 0.25 | 0.32 |
| Cash Conversion Cycle | 16.60 | 123.39 | 5.44 | -7534.65 | -7432.04 |
| Days of Sales Outstanding | 33.36 | 138.12 | 7.27 | 67.27 | 60.67 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -7581.49 | -7473.09 |
| Days of Payables Outstanding | 16.76 | 14.73 | 1.83 | 20.43 | 19.62 |
| Operating Cycle | 33.36 | 138.12 | 7.27 | -7514.22 | -7412.42 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 122.49 | 217.88 | -871.00 | 470.51 | 1103.50 |
| Free Cash Flow Per Share | 108.75 | 198.59 | -884.45 | 456.42 | 1090.85 |
| Dividend Paid and CapEx Coverage Ratio | 2.80 | 4.92 | -30.61 | 20.83 | 87.23 |
| Capital Expenditure Coverage Ratio | 8.92 | 11.29 | -64.75 | 33.40 | 87.23 |
| Operating Cash Flow Coverage Ratio | 0.39 | 0.73 | -3.07 | 1.65 | 3.73 |
| Operating Cash Flow to Sales Ratio | 0.23 | 0.42 | -1.76 | 1.18 | 2.62 |
| Free Cash Flow Yield | 2.11% | 21.01% | -96.14% | 44.97% | 71.06% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 52.02 | 9.59 | 12.88 | 18.24 | 39.33 |
| Price-to-Sales (P/S) Ratio | 9.59 | 1.80 | 1.86 | 2.54 | 3.65 |
| Price-to-Book (P/B) Ratio | 4.06 | 0.80 | 0.83 | 0.98 | 1.32 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 47.36 | 4.76 | -1.04 | 2.22 | 1.41 |
| Price-to-Operating Cash Flow Ratio | 42.04 | 4.34 | -1.06 | 2.16 | 1.39 |
| Price-to-Earnings Growth (PEG) Ratio | 119.25 | 0.25 | 0.45 | 0.43 | 0.53 |
| Enterprise Value Multiple | 34.75 | 3.77 | 1.43 | -4.08 | 4.42 |
| Enterprise Value | 176.10T | 18.78T | 5.27T | -12.28T | 8.67T |
| EV to EBITDA | 34.75 | 3.77 | 1.43 | -4.08 | 4.42 |
| EV to Sales | 9.06 | 0.99 | 0.30 | -0.85 | 0.65 |
| EV to Free Cash Flow | 44.75 | 2.62 | -0.16 | -0.74 | 0.25 |
| EV to Operating Cash Flow | 39.73 | 2.38 | -0.17 | -0.72 | 0.25 |
| Tangible Book Value Per Share | 1229.36 | 1142.90 | 1079.37 | 1019.38 | 1143.49 |
| Shareholders’ Equity Per Share | 1267.17 | 1178.37 | 1105.33 | 1039.69 | 1160.74 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.23 | 0.23 | 0.21 |
| Revenue Per Share | 537.14 | 523.62 | 493.78 | 399.78 | 420.44 |
| Net Income Per Share | 99.15 | 98.65 | 71.45 | 55.65 | 39.03 |
| Tax Burden | 0.77 | 0.77 | 0.77 | 0.77 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.07 | 0.07 | 0.09 | 0.09 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.00 | 0.00 | 0.00 | 8.46 | 28.27 |
Currency in IDR
