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BNP Paribas Bank Polska Spolka Akcyjna (DE:82MA)
:82MA
Germany Market
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BNP Paribas Bank Polska Spolka Akcyjna (82MA) Ratios

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BNP Paribas Bank Polska Spolka Akcyjna Ratios

DE:82MA's free cash flow for Q2 2025 was zł0.68. For the 2025 fiscal year, DE:82MA's free cash flow was decreased by zł and operating cash flow was zł0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.14 0.18 41.04 20.39 12.78
Quick Ratio
0.14 0.18 88.75 41.98 28.86
Cash Ratio
0.13 0.18 37.45 15.29 10.55
Solvency Ratio
0.02 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
0.06 0.07 43.03 4.96 13.41
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
zł -130.31Bzł -132.23Bzł -125.57Bzł -112.96Bzł -103.07B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.08 0.08 0.09 0.09
Debt-to-Equity Ratio
0.77 0.99 1.01 0.99 0.89
Debt-to-Capital Ratio
0.43 0.50 0.50 0.50 0.47
Long-Term Debt-to-Capital Ratio
0.43 0.00 0.00 0.50 0.47
Financial Leverage Ratio
10.20 12.52 13.45 11.60 9.94
Debt Service Coverage Ratio
0.52 -0.16 -0.14 2.06 2.03
Interest Coverage Ratio
0.75 0.83 1.29 2.20 2.05
Debt to Market Cap
0.71 0.00 0.00 0.84 1.14
Interest Debt Per Share
113.90 117.54 97.50 78.49 76.22
Net Debt to EBITDA
-1.69 0.00 0.00 5.62 4.73
Profitability Margins
Gross Profit Margin
77.23%102.91%100.00%100.00%100.00%
EBIT Margin
20.32%-6.10%-7.43%12.44%22.96%
EBITDA Margin
24.76%0.00%0.00%20.51%30.57%
Operating Profit Margin
28.55%50.91%69.64%12.44%22.96%
Pretax Profit Margin
26.66%23.57%15.72%12.44%22.96%
Net Profit Margin
21.57%13.53%7.96%3.56%15.16%
Continuous Operations Profit Margin
21.57%13.53%7.96%3.56%15.16%
Net Income Per EBT
80.90%57.43%50.63%28.61%66.01%
EBT Per EBIT
93.39%46.29%22.58%100.00%100.00%
Return on Assets (ROA)
1.52%0.63%0.29%0.13%0.61%
Return on Equity (ROE)
16.87%7.87%3.92%1.55%6.09%
Return on Capital Employed (ROCE)
9.28%5.28%2.55%0.47%0.93%
Return on Invested Capital (ROIC)
7.50%3.19%3.29%0.40%1.73%
Return on Tangible Assets
1.53%0.63%0.29%0.13%0.62%
Earnings Yield
14.39%8.01%5.34%1.31%7.82%
Efficiency Ratios
Receivables Turnover
9.36 0.00 0.00 0.00 0.00
Payables Turnover
5.26 -1.28 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
12.67 7.79 5.18 3.98 3.27
Asset Turnover
0.07 0.05 0.04 0.04 0.04
Working Capital Turnover Ratio
-0.26 -0.26 0.52 0.88 1.02
Cash Conversion Cycle
-30.46 284.96 0.00 0.00 0.00
Days of Sales Outstanding
38.99 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
69.45 -284.96 0.00 0.00 0.00
Operating Cycle
38.99 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
52.73 39.79 104.33 12.31 31.88
Free Cash Flow Per Share
49.97 36.77 102.04 9.99 29.36
CapEx Per Share
2.77 3.02 2.29 2.32 2.52
Free Cash Flow to Operating Cash Flow
0.95 0.92 0.98 0.81 0.92
Dividend Paid and CapEx Coverage Ratio
8.37 13.18 45.55 5.30 12.66
Capital Expenditure Coverage Ratio
19.07 13.18 45.55 5.30 12.66
Operating Cash Flow Coverage Ratio
0.63 0.46 1.35 0.16 0.44
Operating Cash Flow to Sales Ratio
0.67 0.79 2.78 0.37 0.97
Free Cash Flow Yield
42.32%42.96%182.22%10.95%46.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
6.95 12.48 18.72 76.30 12.79
Price-to-Sales (P/S) Ratio
1.50 1.69 1.49 2.72 1.94
Price-to-Book (P/B) Ratio
1.08 0.98 0.73 1.18 0.78
Price-to-Free Cash Flow (P/FCF) Ratio
2.36 2.33 0.55 9.13 2.17
Price-to-Operating Cash Flow Ratio
2.24 2.15 0.54 7.41 2.00
Price-to-Earnings Growth (PEG) Ratio
1.09 0.10 0.13 -1.01 0.67
Price-to-Fair Value
1.08 0.98 0.73 1.18 0.78
Enterprise Value Multiple
4.37 0.00 0.00 18.86 11.07
Enterprise Value
12.59B 9.45B 6.26B 19.16B 16.37B
EV to EBITDA
4.37 0.00 0.00 18.86 11.07
EV to Sales
1.08 1.26 1.13 3.87 3.38
EV to Free Cash Flow
1.70 1.74 0.42 13.00 3.78
EV to Operating Cash Flow
1.62 1.61 0.41 10.55 3.48
Tangible Book Value Per Share
103.19 80.76 70.75 72.09 77.19
Shareholders’ Equity Per Share
109.51 87.10 76.32 77.03 81.61
Tax and Other Ratios
Effective Tax Rate
0.19 0.43 0.49 0.71 0.34
Revenue Per Share
78.71 50.67 37.57 33.57 32.81
Net Income Per Share
16.98 6.86 2.99 1.20 4.97
Tax Burden
0.81 0.57 0.51 0.29 0.66
Interest Burden
1.31 -3.86 -2.12 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.08 0.14 0.22 0.16 0.44
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
3.11 5.80 34.87 10.30 6.41
Currency in PLN
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