ING Bank Slaski S.A. (6GF) Ratios
ING Bank Slaski S.A. Ratios
DE:6GF's free cash flow for Q3 2026 was $5.48B. For the 2026 fiscal year, DE:6GF's free cash flow was decreased by $-96.00M and operating cash flow was $5.57B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 6.78 | 0.08 | 0.08 | 0.06 | 0.07 |
| Quick Ratio | 6.78 | 0.08 | 0.08 | 0.06 | 0.07 |
| Cash Ratio | 6.77 | 0.04 | 0.04 | 0.02 | 0.02 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 4.72 | 0.02 | -0.01 | 0.01 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -253.36B | $ -225.93B | $ -212.87B | $ -195.69B | $ -176.44B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.06 | 0.06 | 0.01 | 0.03 |
| Debt-to-Equity Ratio | 0.90 | 0.95 | 0.89 | 0.22 | 0.50 |
| Debt-to-Capital Ratio | 0.47 | 0.49 | 0.47 | 0.18 | 0.33 |
| Long-Term Debt-to-Capital Ratio | 0.47 | 0.49 | 0.47 | 0.18 | 0.33 |
| Financial Leverage Ratio | 13.21 | 15.16 | 14.66 | 23.25 | 14.90 |
| Debt Service Coverage Ratio | 0.93 | 1.07 | 1.13 | 0.80 | 5.61 |
| Interest Coverage Ratio | 1.19 | 1.26 | 1.35 | 0.96 | 6.52 |
| Debt to Market Cap | 0.43 | 0.52 | 0.45 | 0.10 | 0.20 |
| Interest Debt Per Share | 184.76 | 158.74 | 147.46 | 34.95 | 55.75 |
| Net Debt to EBITDA | 2.01 | 1.22 | 1.20 | -0.51 | 0.83 |
| Profitability Margins | |||||
| Gross Profit Margin | 66.86% | 71.94% | 71.50% | 75.52% | 93.70% |
| EBIT Margin | 34.04% | 35.46% | 38.47% | 23.55% | 41.09% |
| EBITDA Margin | 34.04% | 37.64% | 40.67% | 26.28% | 44.99% |
| Operating Profit Margin | 34.04% | 35.46% | 38.47% | 23.55% | 41.09% |
| Pretax Profit Margin | 34.04% | 35.46% | 38.47% | 23.55% | 41.09% |
| Net Profit Margin | 26.83% | 27.94% | 29.87% | 16.80% | 31.45% |
| Continuous Operations Profit Margin | 26.54% | 27.94% | 29.87% | 16.80% | 31.45% |
| Net Income Per EBT | 78.82% | 78.79% | 77.64% | 71.34% | 76.55% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.64% | 1.68% | 1.81% | 0.79% | 1.14% |
| Return on Equity (ROE) | 21.71% | 25.45% | 26.54% | 18.35% | 17.06% |
| Return on Capital Employed (ROCE) | 2.09% | 14.27% | 14.22% | 13.16% | 10.83% |
| Return on Invested Capital (ROIC) | 1.63% | 11.24% | 11.04% | 9.39% | 8.29% |
| Return on Tangible Assets | 1.65% | 1.68% | 1.81% | 0.79% | 1.15% |
| Earnings Yield | 10.42% | 13.90% | 13.33% | 8.00% | 6.65% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1439.08 | 1.92 | 1.85 | 1.16 | 0.96 |
| Payables Turnover | 14.64 | 11.76 | 11.30 | 12.91 | 2.56 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 18.41 | 15.47 | 14.84 | 10.75 | 8.83 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.17 | -0.08 | -0.08 | -0.06 | -0.05 |
| Cash Conversion Cycle | -24.68 | 158.88 | 165.13 | 286.83 | 237.91 |
| Days of Sales Outstanding | 0.25 | 189.91 | 197.42 | 315.10 | 380.61 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 24.94 | 31.03 | 32.30 | 28.27 | 142.70 |
| Operating Cycle | 0.25 | 189.91 | 197.42 | 315.10 | 380.61 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 39.13 | 26.15 | -18.21 | 22.71 | 3.36 |
| Free Cash Flow Per Share | 38.37 | 25.17 | -20.64 | 20.65 | 2.41 |
| Dividend Paid and CapEx Coverage Ratio | 1.51 | 0.76 | -7.47 | 3.09 | 0.56 |
| Capital Expenditure Coverage Ratio | 51.45 | 26.80 | -7.47 | 11.02 | 3.56 |
| Operating Cash Flow Coverage Ratio | 0.27 | 0.21 | -0.16 | 1.44 | 0.06 |
| Operating Cash Flow to Sales Ratio | 0.29 | 0.22 | -0.16 | 0.29 | 0.06 |
| Free Cash Flow Yield | 11.24% | 10.42% | -8.06% | 12.53% | 0.90% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.60 | 7.19 | 7.50 | 12.51 | 15.05 |
| Price-to-Sales (P/S) Ratio | 2.57 | 2.01 | 2.24 | 2.10 | 4.73 |
| Price-to-Book (P/B) Ratio | 2.08 | 1.83 | 1.99 | 2.29 | 2.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.90 | 9.59 | -12.40 | 7.98 | 110.59 |
| Price-to-Operating Cash Flow Ratio | 8.73 | 9.24 | -14.06 | 7.26 | 79.49 |
| Price-to-Earnings Growth (PEG) Ratio | 1.59 | -4.38 | 0.05 | -0.49 | 0.21 |
| Enterprise Value Multiple | 9.57 | 6.56 | 6.71 | 7.48 | 11.36 |
| Enterprise Value | 56.26B | 38.58B | 40.55B | 20.06B | 37.49B |
| EV to EBITDA | 9.57 | 6.56 | 6.71 | 7.48 | 11.36 |
| EV to Sales | 3.26 | 2.47 | 2.73 | 1.97 | 5.11 |
| EV to Free Cash Flow | 11.26 | 11.78 | -15.10 | 7.47 | 119.36 |
| EV to Operating Cash Flow | 11.04 | 11.34 | -17.12 | 6.79 | 85.79 |
| Tangible Book Value Per Share | 159.71 | 128.42 | 124.83 | 68.62 | 101.11 |
| Shareholders’ Equity Per Share | 163.95 | 131.93 | 128.62 | 71.81 | 104.01 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.22 | 0.29 | 0.23 |
| Revenue Per Share | 132.66 | 120.15 | 114.28 | 78.44 | 56.41 |
| Net Income Per Share | 35.59 | 33.57 | 34.13 | 13.18 | 17.74 |
| Tax Burden | 0.79 | 0.79 | 0.78 | 0.71 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.03 | 0.02 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.10 | 0.78 | -0.53 | 1.72 | 0.19 |
Currency in PLN