Universal Insurance Holdings (5UI) Stock Statistics & Valuation Metrics

Universal Insurance Holdings has a market cap or net worth of EUR 1.21B. The enterprise value is EUR 1.33B.

Market Cap

EUR 1.21B

Enterprise Value

EUR 1.33B

Universal Insurance Holdings has 27,670,206 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

27,670,206

Owned by Insiders

9.07%

Owned by Institutions

41.94%

Universal Insurance Holdings’s return on equity (ROE) is 0.33 and return on invested capital (ROIC) is 26.40%.

Return on Equity (ROE)

0.33

Return on Assets (ROA)

0.06

Return on Invested Capital (ROIC)

26.40%

Return on Capital Employed (ROCE)

0.35

Revenue Per Employee

1.72M

Profits Per Employee

196.93K

Employee Count

929

Asset Turnover

0.56

Inventory Turnover

0.00

The current PE Ratio of Universal Insurance Holdings is 5.83. Universal Insurance Holdings’s PEG ratio is 0.06.

PE Ratio

5.83

PS Ratio

0.81

PB Ratio

2.09

Price to FCF

3.75

Price to Operating Cash Flow

3.70

PEG Ratio

0.06

In the last 12 months, Universal Insurance Holdings had revenue of 1.60B and earned 182.95M in profits. Earnings per share was 6.56.

Revenue

1.60B

Gross Profit

609.72M

Operating Income

243.07M

Pretax Income

243.07M

Net Income

182.95M

EBITDA

256.56M

Earnings Per Share (EPS)

6.56

In the last 12 months, operating cash flow was 365.01M and capital expenditures -4.64M, giving a free cash flow of 360.37M billion.

Operating Cash Flow

365.01M

Free Cash Flow

360.37M

Free Cash Flow per Share

13.05

Universal Insurance Holdings pays an annual dividend of ―, resulting in a dividend yield of 1.55%

Dividend Per Share

―

Dividend Yield

1.55%

Payout Ratio

N/A

Free Cash Flow Yield

26.62%

Earnings Yield

17.22%

Beta

0.16

52-Week Price Change

58.09%

50-Day Moving Average

38.94

200-Day Moving Average

33.48

Relative Strength Index (RSI)

63.55

Average Volume (3m)

―

Universal Insurance Holdings upcoming earnings date is Feb 25, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 22, 2026

Next Earnings Date

Feb 25, 2027

Ex-Dividend Date

―

Universal Insurance Holdings as a current ratio of 0.58, with Debt / Equity ratio of 18.23%

Current Ratio

0.58

Quick Ratio

0.58

Debt to Market Cap

0.11

Net Debt to EBITDA

-1.20

Interest Coverage Ratio

50.30

In the past 12 months, Universal Insurance Holdings has paid 60.12M in taxes.

Income Tax

60.12M

Effective Tax Rate

0.25

Universal Insurance Holdings EV to EBITDA ratio is 2.51, with an EV/FCF ratio of 2.26.

EV to Sales

0.49

EV to EBITDA

2.51

EV to Free Cash Flow

2.26

EV to Operating Cash Flow

2.23

Universal Insurance Holdings has EUR 2.23B in cash and marketable securities with EUR 97.34M in debt, giving a net cash position of EUR 2.13B billion.

Cash & Marketable Securities

EUR 2.23B

Total Debt

EUR 97.34M

Net Cash

EUR 2.13B

Net Cash Per Share

EUR 77.10

Tangible Book Value Per Share

EUR 23.32

Gross margin is 42.48%, with operating margin of 18.77%, and net profit margin of 14.00%.

Gross Margin

42.48%

Operating Margin

18.77%

Pretax Margin

18.65%

Net Profit Margin

14.00%

EBITDA Margin

19.51%

EBIT Margin

19.09%

The average price target for Universal Insurance Holdings is EUR 45.54, which is 11.43% higher than the current price. The consensus rating is Neutral

Price Target

EUR 45.54

Price Target Upside

5.90% Upside

Analyst Consensus

Neutral

Analyst Count

1

Revenue Growth Forecast

0.27%

EPS Growth Forecast

83.93%

Smart Score

6

AI Score

―