Total Valuation
South Plains Financial has a market cap or net worth of €709.92M. The enterprise value is €852.82.
Market Cap€709.92M
Enterprise Value€852.82
Share Statistics
South Plains Financial has 18,839,106 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding18,839,106
Owned by Insiders20.13%
Owned by Institutions11.17%
Financial Efficiency
South Plains Financial’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 9.64%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)9.64%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee517.22K
Profits Per Employee101.87K
Employee Count574
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of South Plains Financial is 11.4. South Plains Financial’s PEG ratio is 0.57.
PE Ratio11.4
PS Ratio2.12
PB Ratio1.28
Price to Fair Value1.28
Price to FCF8.78
Price to Operating Cash Flow10.33
PEG Ratio0.57
Income Statement
In the last 12 months, South Plains Financial had revenue of 296.89M and earned 58.47M in profits. Earnings per share was 3.60.
Revenue296.89M
Gross Profit206.69M
Operating Income74.07M
Pretax Income74.07M
Net Income58.47M
EBITDA79.89M
Earnings Per Share (EPS)3.60
Cash Flow
In the last 12 months, operating cash flow was 80.69M and capital expenditures -5.19M, giving a free cash flow of 75.50M billion.
Operating Cash Flow80.69M
Free Cash Flow75.50M
Free Cash Flow per Share4.01
Dividends & Yields
South Plains Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.41
52-Week Price Change9.39%
50-Day Moving Average36.64
200-Day Moving Average34.73
Relative Strength Index (RSI)44.12
Average Volume (3m)0.00
Important Dates
South Plains Financial upcoming earnings date is Oct 27, 2026, Before Open (Confirmed).
Last Earnings DateJul 17, 2026
Next Earnings DateOct 27, 2026
Ex-Dividend Date―
Financial Position
South Plains Financial as a current ratio of 0.29, with Debt / Equity ratio of 9.61%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.10
Net Debt to EBITDA-6.16
Interest Coverage Ratio0.87
Taxes
In the past 12 months, South Plains Financial has paid 15.60M in taxes.
Income Tax15.60M
Effective Tax Rate0.21
Enterprise Valuation
South Plains Financial EV to EBITDA ratio is 1.73, with an EV/FCF ratio of 1.93.
EV to Sales0.47
EV to EBITDA1.73
EV to Free Cash Flow1.93
EV to Operating Cash Flow1.79
Balance Sheet
South Plains Financial has €1.34B in cash and marketable securities with €60.49M in debt, giving a net cash position of €1.28B billion.
Cash & Marketable Securities€1.34B
Total Debt€60.49M
Net Cash€1.28B
Net Cash Per Share€68.09
Tangible Book Value Per Share€27.66
Margins
Gross margin is 72.03%, with operating margin of 24.95%, and net profit margin of 19.69%.
Gross Margin72.03%
Operating Margin24.95%
Pretax Margin24.95%
Net Profit Margin19.69%
EBITDA Margin26.91%
EBIT Margin24.95%
Analyst Forecast
The average price target for South Plains Financial is €42.60, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€42.60
Price Target Upside13.92% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast-0.63%
EPS Growth Forecast6.90%