M/I Homes (4MI) Ratios
M/I Homes Ratios
DE:4MI's free cash flow for Q3 2026 was $-22.48M. For the 2026 fiscal year, DE:4MI's free cash flow was decreased by $-9.16M and operating cash flow was $-13.32M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 24.19 | 15.98 | 7.62 | 5.89 | 12.12 |
| Quick Ratio | 5.92 | 4.44 | 2.00 | 1.07 | 2.09 |
| Cash Ratio | 3.80 | 3.07 | 1.47 | 0.53 | 0.97 |
| Solvency Ratio | 0.26 | 0.36 | 0.32 | 0.31 | 0.25 |
| Operating Cash Flow Ratio | 0.72 | 0.67 | 1.11 | 0.31 | -0.07 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | -0.06 |
| Net Current Asset Value | $ 2.77B | $ 2.67B | $ 2.29B | $ 1.81B | $ 1.35B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.23 | 0.23 | 0.19 | 0.20 | 0.31 |
| Debt-to-Equity Ratio | 0.34 | 0.35 | 0.30 | 0.36 | 0.62 |
| Debt-to-Capital Ratio | 0.26 | 0.26 | 0.23 | 0.27 | 0.38 |
| Long-Term Debt-to-Capital Ratio | 0.25 | 0.25 | 0.22 | 0.25 | 0.30 |
| Financial Leverage Ratio | 1.51 | 1.55 | 1.60 | 1.79 | 1.99 |
| Debt Service Coverage Ratio | 21.94 | -21.05 | 0.00 | 225.56 | 1.57 |
| Interest Coverage Ratio | 25.28 | -25.67 | 0.00 | 283.31 | 240.40 |
| Debt to Market Cap | 0.30 | 0.27 | 0.18 | 0.54 | 0.53 |
| Interest Debt Per Share | 41.40 | 36.33 | 27.06 | 27.12 | 34.91 |
| Net Debt to EBITDA | 0.71 | 0.29 | 0.03 | 0.68 | 1.46 |
| Profitability Margins | |||||
| Gross Profit Margin | 23.03% | 26.61% | 25.16% | 25.27% | 24.26% |
| EBIT Margin | 12.37% | 16.29% | 15.08% | 15.43% | 13.84% |
| EBITDA Margin | 12.75% | 16.63% | 15.44% | 15.78% | 14.22% |
| Operating Profit Margin | 11.47% | 15.68% | 14.44% | 15.43% | 13.84% |
| Pretax Profit Margin | 11.92% | 16.29% | 15.08% | 15.38% | 13.59% |
| Net Profit Margin | 9.12% | 12.51% | 11.55% | 11.88% | 10.59% |
| Continuous Operations Profit Margin | 9.12% | 12.51% | 11.55% | 11.88% | 10.59% |
| Net Income Per EBT | 76.52% | 76.84% | 76.63% | 77.24% | 77.95% |
| EBT Per EBIT | 103.96% | 103.87% | 104.37% | 99.65% | 98.23% |
| Return on Assets (ROA) | 8.43% | 12.39% | 11.57% | 13.21% | 12.25% |
| Return on Equity (ROE) | 12.73% | 19.18% | 18.49% | 23.70% | 24.43% |
| Return on Capital Employed (ROCE) | 11.02% | 16.49% | 16.51% | 20.38% | 17.30% |
| Return on Invested Capital (ROIC) | 8.43% | 12.68% | 12.65% | 15.74% | 12.39% |
| Return on Tangible Assets | 8.46% | 12.46% | 11.65% | 13.32% | 12.34% |
| Earnings Yield | 11.78% | 15.26% | 12.17% | 38.12% | 21.94% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | -240.26 |
| Payables Turnover | 18.77 | 16.65 | 14.73 | 13.51 | 11.60 |
| Inventory Turnover | 1.03 | 1.07 | 1.08 | 1.09 | 1.16 |
| Fixed Asset Turnover | 49.46 | 50.95 | 44.13 | 42.22 | 42.28 |
| Asset Turnover | 0.92 | 0.99 | 1.00 | 1.11 | 1.16 |
| Working Capital Turnover Ratio | 1.08 | 1.20 | 1.31 | 1.48 | 1.54 |
| Cash Conversion Cycle | 335.76 | 319.46 | 313.89 | 307.36 | 282.55 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | -1.52 |
| Days of Inventory Outstanding | 355.21 | 341.38 | 338.67 | 334.39 | 315.53 |
| Days of Payables Outstanding | 19.45 | 21.93 | 24.78 | 27.02 | 31.46 |
| Operating Cycle | 355.21 | 341.38 | 338.67 | 334.39 | 314.01 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.88 | 6.47 | 19.88 | 6.60 | -0.58 |
| Free Cash Flow Per Share | 4.52 | 6.17 | 19.68 | 6.27 | -1.45 |
| Dividend Paid and CapEx Coverage Ratio | 13.56 | 21.35 | 95.71 | 19.72 | -0.66 |
| Capital Expenditure Coverage Ratio | 13.56 | 21.35 | 95.71 | 19.72 | -0.66 |
| Operating Cash Flow Coverage Ratio | 0.12 | 0.17 | 0.73 | 0.24 | -0.02 |
| Operating Cash Flow to Sales Ratio | 0.03 | 0.04 | 0.14 | 0.04 | -0.00 |
| Free Cash Flow Yield | 3.53% | 4.64% | 14.28% | 13.57% | -2.33% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.49 | 6.55 | 8.22 | 2.62 | 4.56 |
| Price-to-Sales (P/S) Ratio | 0.77 | 0.82 | 0.95 | 0.31 | 0.48 |
| Price-to-Book (P/B) Ratio | 1.08 | 1.26 | 1.52 | 0.62 | 1.11 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 28.33 | 21.56 | 7.00 | 7.37 | -42.94 |
| Price-to-Operating Cash Flow Ratio | 26.24 | 20.55 | 6.93 | 6.99 | -107.53 |
| Price-to-Earnings Growth (PEG) Ratio | -0.33 | 0.31 | -1.72 | 0.09 | 0.07 |
| Enterprise Value Multiple | 6.78 | 5.22 | 6.18 | 2.65 | 4.86 |
| Enterprise Value | 3.82B | 3.91B | 3.84B | 1.73B | 2.59B |
| EV to EBITDA | 6.78 | 5.22 | 6.18 | 2.65 | 4.86 |
| EV to Sales | 0.86 | 0.87 | 0.95 | 0.42 | 0.69 |
| EV to Free Cash Flow | 31.62 | 22.81 | 7.03 | 9.90 | -61.39 |
| EV to Operating Cash Flow | 29.29 | 21.74 | 6.96 | 9.40 | -153.72 |
| Tangible Book Value Per Share | 117.84 | 104.88 | 89.66 | 73.13 | 54.98 |
| Shareholders’ Equity Per Share | 118.45 | 105.83 | 90.64 | 74.28 | 55.83 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.23 | 0.23 | 0.22 |
| Revenue Per Share | 165.27 | 162.17 | 145.06 | 148.21 | 128.76 |
| Net Income Per Share | 15.07 | 20.29 | 16.76 | 17.60 | 13.64 |
| Tax Burden | 0.77 | 0.77 | 0.77 | 0.77 | 0.78 |
| Interest Burden | 0.96 | 1.00 | 1.00 | 1.00 | 0.98 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.12 | 0.11 | 0.00 | 0.05 | 0.05 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.32 | 0.32 | 1.19 | 0.38 | -0.04 |
Currency in USD
