Total Valuation
TowneBank has a market cap or net worth of €3.03B. The enterprise value is €3.65K.
Market Cap€3.03B
Enterprise Value€3.65K
Share Statistics
TowneBank has 92,185,160 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding92,185,160
Owned by Insiders―
Owned by Institutions0.91%
Financial Efficiency
TowneBank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.74%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.74%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee338.68K
Profits Per Employee57.39K
Employee Count2,976
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TowneBank is 10.6. TowneBank’s PEG ratio is 5.41.
PE Ratio10.6
PS Ratio2.54
PB Ratio1.06
Price to Fair Value1.06
Price to FCF12.09
Price to Operating Cash Flow16.59
PEG Ratio5.41
Income Statement
In the last 12 months, TowneBank had revenue of 1.01B and earned 169.53M in profits. Earnings per share was 2.22.
Revenue1.01B
Gross Profit701.33M
Operating Income210.22M
Pretax Income210.22M
Net Income169.53M
EBITDA250.44M
Earnings Per Share (EPS)2.22
Cash Flow
In the last 12 months, operating cash flow was 210.67M and capital expenditures -40.28M, giving a free cash flow of 170.39M billion.
Operating Cash Flow210.67M
Free Cash Flow170.39M
Free Cash Flow per Share1.85
Dividends & Yields
TowneBank pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.53
52-Week Price Change16.66%
50-Day Moving Average30.72
200-Day Moving Average28.93
Relative Strength Index (RSI)53.07
Average Volume (3m)6.00
Important Dates
TowneBank upcoming earnings date is Oct 22, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
TowneBank as a current ratio of 0.10, with Debt / Equity ratio of 15.04%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.14
Net Debt to EBITDA0.47
Interest Coverage Ratio0.74
Taxes
In the past 12 months, TowneBank has paid 39.42M in taxes.
Income Tax39.42M
Effective Tax Rate0.19
Enterprise Valuation
TowneBank EV to EBITDA ratio is 10.69, with an EV/FCF ratio of 12.65.
EV to Sales2.66
EV to EBITDA10.69
EV to Free Cash Flow12.65
EV to Operating Cash Flow10.24
Balance Sheet
TowneBank has €158.77M in cash and marketable securities with €450.24M in debt, giving a net cash position of -€291.47M billion.
Cash & Marketable Securities€158.77M
Total Debt€450.24M
Net Cash-€291.47M
Net Cash Per Share-€3.16
Tangible Book Value Per Share€22.66
Margins
Gross margin is 75.99%, with operating margin of 20.86%, and net profit margin of 16.82%.
Gross Margin75.99%
Operating Margin20.86%
Pretax Margin20.86%
Net Profit Margin16.82%
EBITDA Margin24.85%
EBIT Margin20.86%
Analyst Forecast
The average price target for TowneBank is €33.81, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target€33.81
Price Target Upside2.44% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast26.04%
EPS Growth Forecast43.94%