Qliro AB (2AI) AI Stock Analysis

Qliro AB

(Frankfurt:2AI)

Rating:―N/A

Action:N/A

Date:―

No summary available

Positive Factors

Improving Revenue and Operating MarginRevenue growth, strong gross profitability, and a return to positive EBITDA indicate improving operating momentum in the core payments business. If sustained, this combination can support reinvestment, strengthen merchant economics, and create a clearer path toward durable profitability over the next several quarters.

Negative Factors

Ongoing Net and Operating LossesQliro has not yet converted improving revenue and positive EBITDA into positive EBIT or net income. Continued losses constrain internally generated capital, limit evidence of a fully proven business model, and leave execution risk elevated until operating improvements consistently reach the bottom line.

Qliro AB (2AI) vs. iShares MSCI Germany ETF (EWG)

Market Cap: EUR 39.61M
Dividend Yield: ―
Average Volume (3M): 3,500
Price to Earnings (P/E): -17.6
Beta (1Y): 0.27
Revenue Growth: 20.01%
EPS Growth: 82.70%
Country: Germany
Employees: 194
Sector: Financial
Sector Strength: 68
Industry: Financial - Credit Services

Qliro AB Business Overview & Revenue Model

Company Description

Qliro AB (publ) operates as a fintech company. The company offers payment solutions, such as complete checkout with various relevant payment options for direct payments (Pay Now) and invoicing and installments (Pay Later) in the Nordics for enterpris...

Qliro AB Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

DE:2AI against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SE:AVARDA	83Outperform	SEK 13.93B	17.21	22.19%	2.83%	21.52%	15.81%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SE:HOFI	60Neutral	SEK 16.89B	11.58	23.22%	1.70%	15.77%	61.17%
SE:INTRUM	40Underperform	SEK 6.36B	-0.49	-27.64%	―	-3.69%	-1833.79%
SE:YIELD	39Underperform	SEK 90.23M	4.77	23.56%	―	―	―

* Financial Sector Average

Performance Comparison

DE:2AI and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
DE:2AI	Qliro AB	1.14	-0.54	-32.36%
SE:HOFI	Hoist Finance AB	192.30	96.06	99.82%
SE:INTRUM	Intrum Justitia AB	2.00	-6.26	-75.80%
SE:YIELD	SaveLend Group AB	1.57	-0.45	-22.03%
SE:MORROW	Komplett Bank ASA	15.54	1.39	9.84%
SE:AVARDA	TF Bank AB	215.50	41.17	23.62%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Qliro AB AI Stock Analysis