Avanza Bank Holding AB stock analysis
Avanza Bank Holding AB (1JJA) Stock Price & Analysis
1JJA Stock Chart & Stats
- Day’s Range
- EUR 34.07 - EUR 34.43
- 52-Week Range
- EUR 28.88 - EUR 37.14
- Previous Close
- EUR 33.12
- Volume
- N/A
- Average Volume (3M)
- 0
- Market Cap
- EUR 5.43B
- Enterprise Value
- EUR 59.94B
- Total Cash (Recent Filing)
- EUR 2.62B
- Total Debt (Recent Filing)
- EUR 1.64B
- Price to Earnings (P/E)
- 20.5
- Beta
- 0.72
- Next Earnings
- Jan 22, 2027 (Est.)
- EPS Estimate
- 0.43
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 3.47%
Bulls Say, Bears Say
Bulls Say
Exceptional Profitability
Avanza generates unusually strong profitability for a regional bank, with high operating and net margins alongside exceptional return on equity. This indicates an efficient, scalable digital platform and provides substantial internal capacity to support investment, resilience, and shareholder returns.
Conservative Leverage
Debt-to-equity remains low despite the recent increase, leaving Avanza with a comparatively strong capital position and financial flexibility. A sizable equity base can help absorb operating volatility and support continued development of its savings and investment platform.
Strong Cash Generation
Strong operating and free cash flow, with free cash flow approximately matching net income, supports the quality of reported earnings. This cash generation can fund technology, customer growth, and distributions while reducing reliance on external financing over the medium term.
Bears Say
Moderating Revenue Growth
Revenue is still growing, but the sharp slowdown from the 2023 step-up indicates that expansion has become less rapid. Slower topline growth could limit operating leverage and make future profit progression more dependent on customer activity and interest-rate conditions.
Volatile Free Cash Flow
Although absolute cash generation remains strong, the substantial free-cash-flow decline and year-to-year operating cash-flow swings reduce predictability. Persistent volatility could complicate capital allocation, dividend planning, and assessment of how consistently accounting earnings convert into cash.
Rising Balance-Sheet Risk
The increase in reported debt is a developing risk even though leverage remains conservative and equity is sizable. If the funding mix continues to shift, interest obligations and balance-sheet management could place greater constraints on resilience and future capital deployment.
Avanza Bank Holding AB News
1JJA FAQ
What was Avanza Bank Holding AB’s price range in the past 12 months?
What is Avanza Bank Holding AB’s market cap?
When is Avanza Bank Holding AB’s upcoming earnings report date?
How were Avanza Bank Holding AB’s earnings last quarter?
Is Avanza Bank Holding AB overvalued?
Does Avanza Bank Holding AB pay dividends?
What is Avanza Bank Holding AB’s EPS estimate?
How many shares outstanding does Avanza Bank Holding AB have?
What happened to Avanza Bank Holding AB’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Avanza Bank Holding AB?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Avanza Bank Holding AB
Avanza Bank Holding AB (publ), a Swedish company, specializes in providing online securities trading services. Its extensive product range encompasses various savings accounts, including share and fund accounts, investment savings, external deposits, and pension insurance savings. The company also offers endowment insurance for both adults and children, alongside individual and occupational pension plans. Clients can actively trade equities, funds, and other financial instruments through its platform. Additionally, Avanza provides a suite of lending solutions, such as traditional and green mortgages, private banking mortgages, and margin loans. To assist customers, it offers decision support tools and publishes financial news and independent advice via its Placera website and the weekly Börsveckan magazine. Avanza caters to a wide array of clients, from individual retail investors to professional investors and corporate customers, including entrepreneurs and asset managers. The company was established in 1999 and is headquartered in Stockholm, Sweden.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Gustaf Unger
- Employees
- 812
- Website
- www.avanza.se
- Address
- Regeringsgatan 103, Stockholm, AB, 111 93, SE
Avanza Bank Holding AB (1JJA) Earnings & Revenues
1JJA Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 14 | 2 | 6 |
| Technical Analysis | 3 | 2 | 5 |
| Moving Averages | 11 | 0 | 1 |








