Navient (10D) Ratios
Navient Ratios
DE:10D's free cash flow for Q2 2026 was $143.00M. For the 2026 fiscal year, DE:10D's free cash flow was increased by $0.00 and operating cash flow was $143.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.74 | 0.55 | 0.66 | 0.76 | 0.87 |
| Quick Ratio | 0.74 | 0.55 | 0.66 | 0.76 | 0.87 |
| Cash Ratio | 0.41 | 0.15 | 0.18 | 0.31 | 0.24 |
| Solvency Ratio | -0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.09 | 0.10 | 0.14 | 0.06 | 0.19 |
| Short-Term Operating Cash Flow Coverage | 0.09 | 0.10 | 0.14 | 0.06 | 0.19 |
| Net Current Asset Value | $ -42.51B | $ -46.52B | $ -55.47B | $ -64.04B | $ -74.68B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.94 | 0.94 | 0.94 | 0.95 | 0.95 |
| Debt-to-Equity Ratio | 19.05 | 18.43 | 20.98 | 22.64 | 29.54 |
| Debt-to-Capital Ratio | 0.95 | 0.95 | 0.95 | 0.96 | 0.97 |
| Long-Term Debt-to-Capital Ratio | 0.94 | 0.94 | 0.95 | 0.95 | 0.97 |
| Financial Leverage Ratio | 20.29 | 19.61 | 22.24 | 23.78 | 31.04 |
| Debt Service Coverage Ratio | 0.33 | 0.02 | 0.03 | 0.09 | 0.14 |
| Interest Coverage Ratio | 0.96 | 0.05 | 0.09 | 0.39 | 0.71 |
| Debt to Market Cap | 35.51 | 33.59 | 25.49 | 28.84 | 21.27 |
| Interest Debt Per Share | 487.76 | 476.50 | 503.87 | 489.18 | 459.04 |
| Net Debt to EBITDA | 17.62 | 275.53 | 182.35 | 79.64 | 81.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 86.96% | 20.03% | 23.90% | 43.19% | 64.42% |
| EBIT Margin | 76.53% | 4.11% | 6.47% | 21.54% | 26.54% |
| EBITDA Margin | 76.62% | 4.11% | 6.47% | 21.54% | 26.54% |
| Operating Profit Margin | 77.14% | 4.11% | 6.47% | 21.54% | 26.54% |
| Pretax Profit Margin | -3.44% | 4.11% | 6.47% | 21.54% | 26.54% |
| Net Profit Margin | -2.48% | 3.09% | 4.71% | 16.80% | 20.33% |
| Continuous Operations Profit Margin | -2.48% | 3.09% | 4.71% | 16.80% | 20.33% |
| Net Income Per EBT | 72.07% | 75.29% | 72.84% | 77.99% | 76.60% |
| EBT Per EBIT | -4.46% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -0.16% | 0.25% | 0.37% | 0.91% | 0.89% |
| Return on Equity (ROE) | -3.33% | 4.96% | 8.26% | 21.67% | 27.61% |
| Return on Capital Employed (ROCE) | 5.71% | 0.37% | 0.55% | 1.26% | 1.22% |
| Return on Invested Capital (ROIC) | 3.69% | 0.25% | 0.37% | 0.91% | 0.89% |
| Return on Tangible Assets | -0.17% | 0.26% | 0.38% | 0.92% | 0.90% |
| Earnings Yield | -6.22% | 9.04% | 10.04% | 27.60% | 19.88% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.93 | 2.23 | 2.10 | 1.71 | 1.46 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 140.39 | 81.42 | 78.00 | 51.88 | 37.13 |
| Asset Turnover | 0.07 | 0.08 | 0.08 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -1.89 | -2.26 | -3.45 | -4.62 | -2.20 |
| Cash Conversion Cycle | 188.77 | 163.97 | 173.90 | 213.54 | 249.30 |
| Days of Sales Outstanding | 188.77 | 163.97 | 173.90 | 213.54 | 249.30 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 188.77 | 163.97 | 173.90 | 213.54 | 249.30 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.45 | 4.21 | 5.54 | 2.15 | 4.13 |
| Free Cash Flow Per Share | 4.45 | 4.21 | 5.54 | 2.15 | 4.13 |
| Dividend Paid and CapEx Coverage Ratio | 7.00 | 6.56 | 8.67 | 3.35 | 6.56 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.11 | 0.14 | 0.08 | 0.20 |
| Free Cash Flow Yield | 34.27% | 31.69% | 29.76% | 13.05% | 19.46% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -16.05 | 11.07 | 9.96 | 3.62 | 5.03 |
| Price-to-Sales (P/S) Ratio | 0.40 | 0.34 | 0.47 | 0.61 | 1.02 |
| Price-to-Book (P/B) Ratio | 0.54 | 0.55 | 0.82 | 0.79 | 1.39 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.92 | 3.16 | 3.36 | 7.66 | 5.14 |
| Price-to-Operating Cash Flow Ratio | 2.92 | 3.16 | 3.36 | 7.66 | 5.14 |
| Price-to-Earnings Growth (PEG) Ratio | 0.10 | -0.31 | -0.17 | 0.48 | 0.05 |
| Enterprise Value Multiple | 18.14 | 283.86 | 189.61 | 82.46 | 84.85 |
| Enterprise Value | 44.89B | 49.39B | 59.35B | 68.20B | 79.42B |
| EV to EBITDA | 18.14 | 283.86 | 189.61 | 82.46 | 84.85 |
| EV to Sales | 13.90 | 11.67 | 12.27 | 17.76 | 22.52 |
| EV to Free Cash Flow | 101.79 | 107.61 | 87.79 | 223.60 | 113.14 |
| EV to Operating Cash Flow | 101.79 | 107.61 | 87.79 | 223.60 | 113.14 |
| Tangible Book Value Per Share | 19.85 | 20.22 | 16.93 | 15.99 | 11.08 |
| Shareholders’ Equity Per Share | 24.23 | 24.23 | 22.62 | 20.95 | 15.28 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.28 | 0.25 | 0.27 | 0.22 | 0.23 |
| Revenue Per Share | 32.62 | 38.84 | 39.64 | 27.02 | 20.75 |
| Net Income Per Share | -0.81 | 1.20 | 1.87 | 4.54 | 4.22 |
| Tax Burden | 0.72 | 0.75 | 0.73 | 0.78 | 0.77 |
| Interest Burden | -0.04 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.07 | 0.08 | 0.12 | 0.16 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
| Income Quality | -5.51 | 3.50 | 2.96 | 0.47 | 0.98 |
Currency in USD