American Coastal Insurance (0UI) Ratios
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American Coastal Insurance Ratios
DE:0UI's free cash flow for Q2 2026 was $58.26M. For the 2026 fiscal year, DE:0UI's free cash flow was decreased by $-235.00K and operating cash flow was $58.50M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.22 | 0.00 | 2.03 | 17.30 | 6.01 |
| Quick Ratio | 1.22 | 0.00 | 11.60 | 20.23 | 7.13 |
| Cash Ratio | 0.33 | 0.00 | 1.84 | 1.71 | 0.65 |
| Solvency Ratio | 0.15 | 0.09 | 0.36 | -0.15 | -0.02 |
| Operating Cash Flow Ratio | 0.12 | 0.00 | -1.80 | -1.29 | -0.91 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | -82.24 | -135.87 |
| Net Current Asset Value | $ -31.76M | $ -980.45M | $ -737.86M | $ -694.85M | $ -414.70M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.14 | 0.13 | 0.14 | 0.05 | 0.06 |
| Debt-to-Equity Ratio | 0.48 | 0.65 | 0.89 | -0.83 | 0.51 |
| Debt-to-Capital Ratio | 0.32 | 0.39 | 0.47 | -4.98 | 0.34 |
| Long-Term Debt-to-Capital Ratio | 0.32 | 0.39 | 0.47 | -4.66 | 0.33 |
| Financial Leverage Ratio | 3.38 | 5.16 | 6.28 | -15.76 | 8.64 |
| Debt Service Coverage Ratio | 11.48 | 8.10 | 9.81 | 0.71 | 1.51 |
| Interest Coverage Ratio | 13.20 | 9.30 | 8.83 | 0.18 | -1.12 |
| Debt to Market Cap | 0.24 | 0.23 | 0.35 | 3.30 | 0.85 |
| Interest Debt Per Share | 3.37 | 3.44 | 3.68 | 3.71 | 3.91 |
| Net Debt to EBITDA | -0.29 | 0.12 | 0.09 | -2.32 | -5.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 86.27% | 52.70% | 53.69% | 19.78% | 20.31% |
| EBIT Margin | 45.78% | 38.31% | 40.56% | 5.06% | -0.49% |
| EBITDA Margin | 47.73% | 41.30% | 44.59% | 15.62% | 4.66% |
| Operating Profit Margin | 42.55% | 37.62% | 36.44% | 0.76% | -4.56% |
| Pretax Profit Margin | 42.55% | 34.27% | 36.44% | 0.76% | -4.56% |
| Net Profit Margin | 31.85% | 25.52% | 117.53% | -212.81% | -25.33% |
| Continuous Operations Profit Margin | 31.84% | 25.73% | 32.31% | -11.12% | -1.63% |
| Net Income Per EBT | 74.85% | 74.48% | 322.56% | -27950.92% | 556.00% |
| EBT Per EBIT | 100.00% | 91.10% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 9.96% | 6.23% | 29.23% | -16.55% | -2.15% |
| Return on Equity (ROE) | 33.64% | 32.13% | 183.63% | 260.77% | -18.54% |
| Return on Capital Employed (ROCE) | 29.87% | 9.18% | 9.76% | 0.06% | -0.44% |
| Return on Invested Capital (ROIC) | 22.35% | 0.00% | 20.17% | -0.91% | -0.15% |
| Return on Tangible Assets | 10.99% | 6.58% | 31.23% | -16.98% | -2.22% |
| Earnings Yield | 17.45% | 11.76% | 73.21% | -1029.59% | -31.07% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.61 | 0.96 | 0.68 | 0.26 | 0.21 |
| Payables Turnover | 0.26 | 0.83 | 1.62 | 1.69 | 0.56 |
| Inventory Turnover | 0.00 | 0.00 | -0.17 | -0.45 | -0.50 |
| Fixed Asset Turnover | 463.95 | 51.72 | 62.48 | 11.27 | 7.25 |
| Asset Turnover | 0.31 | 0.24 | 0.25 | 0.08 | 0.08 |
| Working Capital Turnover Ratio | 5.22 | 7.59 | 0.23 | 0.12 | 0.28 |
| Cash Conversion Cycle | -1197.90 | -58.94 | -1851.19 | 353.62 | 337.10 |
| Days of Sales Outstanding | 226.12 | 381.40 | 535.36 | 1381.82 | 1717.84 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -2160.58 | -812.02 | -730.09 |
| Days of Payables Outstanding | 1424.02 | 440.34 | 225.97 | 216.17 | 650.66 |
| Operating Cycle | 226.12 | 381.40 | -1625.22 | 569.79 | 987.75 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.47 | 5.09 | -3.12 | -4.02 | -6.88 |
| Free Cash Flow Per Share | 1.46 | 5.09 | -3.12 | -4.09 | -7.00 |
| Dividend Paid and CapEx Coverage Ratio | 2.91 | 10.09 | -693.89 | -30.72 | -18.91 |
| Capital Expenditure Coverage Ratio | 458.23 | 11068.59 | -693.89 | -56.81 | -56.04 |
| Operating Cash Flow Coverage Ratio | 0.47 | 1.60 | -0.91 | -1.15 | -1.86 |
| Operating Cash Flow to Sales Ratio | 0.21 | 0.82 | -0.52 | -0.78 | -1.29 |
| Free Cash Flow Yield | 11.58% | 37.82% | -32.17% | -386.02% | -161.30% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.74 | 8.52 | 1.37 | -0.10 | -3.22 |
| Price-to-Sales (P/S) Ratio | 1.83 | 2.17 | 1.61 | 0.21 | 0.82 |
| Price-to-Book (P/B) Ratio | 1.93 | 2.73 | 2.51 | -0.25 | 0.60 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.64 | 2.64 | -3.11 | -0.26 | -0.62 |
| Price-to-Operating Cash Flow Ratio | 8.62 | 2.64 | -3.11 | -0.26 | -0.63 |
| Price-to-Earnings Growth (PEG) Ratio | 0.15 | -0.11 | -0.01 | -0.00 | 0.08 |
| Enterprise Value Multiple | 3.53 | 5.38 | 3.69 | -0.99 | 12.47 |
| Enterprise Value | 565.99M | 659.11M | 433.86M | -34.21M | 132.87M |
| EV to EBITDA | 3.53 | 5.38 | 3.69 | -0.99 | 12.47 |
| EV to Sales | 1.69 | 2.22 | 1.65 | -0.15 | 0.58 |
| EV to Free Cash Flow | 7.99 | 2.71 | -3.19 | 0.19 | -0.44 |
| EV to Operating Cash Flow | 7.97 | 2.71 | -3.19 | 0.20 | -0.45 |
| Tangible Book Value Per Share | 4.47 | 3.56 | 2.31 | -5.86 | 5.60 |
| Shareholders’ Equity Per Share | 6.55 | 4.93 | 3.87 | -4.19 | 7.27 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.25 | 0.11 | 15.61 | 0.64 |
| Revenue Per Share | 6.92 | 6.20 | 6.05 | 5.13 | 5.32 |
| Net Income Per Share | 2.20 | 1.58 | 7.11 | -10.91 | -1.35 |
| Tax Burden | 0.75 | 0.74 | 3.23 | -279.51 | 5.56 |
| Interest Burden | 0.93 | 0.89 | 0.90 | 0.15 | 9.35 |
| Research & Development to Revenue | 0.00 | 1.21 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.12 | 0.12 | 0.14 | 0.14 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Income Quality | 0.66 | 3.22 | -0.44 | 0.37 | 4.93 |
Currency in USD
