Corpay Inc (07G0) AI Stock Analysis

Company Guidance

Management raised 2026 revenue guidance to $5.31 billion at the midpoint (implying ~17% YoY growth) while continuing to assume roughly 10% organic revenue growth for the year (10% outlook for the second half), and they expect Corporate Payments to sustain mid‑teens+ organic growth and lodging to accelerate to mid‑single digits; full‑year adjusted cash EPS was raised to $27.35 at the midpoint (up from a $26 initial guide), implying ~28% YoY cash EPS growth and reflecting a $0.45 Q2 cash EPS beat plus a $0.20 raise for the rest of the year, with Q4 exit cash EPS above $29; full‑year cash EBITDA is targeted at roughly $3.0 billion and full‑year free cash flow about $1.8 billion (≈7% margin). The update flows through a $45 million Q2 revenue beat, adds $15 million for the rest of the year, and nets out an assumed ~$40 million revenue reduction (≈$10M/month) for the EPICS divestiture (assumed Sept. 1 close) with no EPS impact because proceeds will be used for share repurchases; Q3 guidance is $1.35 billion revenue at the midpoint (+16% YoY), organic growth of 9–11%, and adjusted EPS $7.15 at the midpoint (+26% YoY).