Nordea Bank Abp (04QA) Ratios
Nordea Bank Abp Ratios
DE:04QA's free cash flow for Q3 2026 was $929.00M. For the 2026 fiscal year, DE:04QA's free cash flow was decreased by $-2.00M and operating cash flow was $931.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.17 | 0.21 | 0.23 | 129.28 | 0.26 |
| Quick Ratio | 0.17 | 0.21 | 0.23 | 129.28 | 0.26 |
| Cash Ratio | 0.16 | 0.21 | 0.23 | 129.28 | 0.22 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.01 | 0.00 | -0.03 | 45.31 | 0.08 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -575.95B | $ -539.15B | $ -500.19B | $ -500.74B | $ -480.88B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.31 | 0.32 | 0.33 | 0.32 | 0.32 |
| Debt-to-Equity Ratio | 6.33 | 6.08 | 6.12 | 6.06 | 5.49 |
| Debt-to-Capital Ratio | 0.86 | 0.86 | 0.86 | 0.86 | 0.85 |
| Long-Term Debt-to-Capital Ratio | 0.86 | 0.86 | 0.86 | 0.00 | 0.85 |
| Financial Leverage Ratio | 20.18 | 19.22 | 18.73 | 18.94 | 17.03 |
| Debt Service Coverage Ratio | 0.54 | 0.42 | 0.45 | 1.32 | 5.87 |
| Interest Coverage Ratio | 0.63 | 0.50 | 0.52 | 1.51 | 6.53 |
| Debt to Market Cap | 3.68 | 5.37 | 4.72 | 0.00 | 4.32 |
| Interest Debt Per Share | 62.13 | 60.31 | 56.46 | 51.03 | 46.63 |
| Net Debt to EBITDA | 23.09 | 20.63 | 19.94 | 23.86 | 24.52 |
| Profitability Margins | |||||
| Gross Profit Margin | 53.80% | 100.00% | 48.87% | 75.43% | 92.74% |
| EBIT Margin | 28.94% | -4.66% | 26.39% | 37.12% | 47.40% |
| EBITDA Margin | 31.73% | 58.93% | 28.93% | 41.69% | 53.21% |
| Operating Profit Margin | 28.94% | 55.95% | 26.39% | 37.12% | 47.40% |
| Pretax Profit Margin | 28.94% | 54.27% | 26.39% | 37.12% | 47.40% |
| Net Profit Margin | 22.17% | 41.93% | 20.55% | 27.98% | 36.79% |
| Continuous Operations Profit Margin | 22.17% | 41.93% | 20.55% | 27.96% | 36.79% |
| Net Income Per EBT | 76.63% | 77.26% | 77.85% | 75.37% | 77.61% |
| EBT Per EBIT | 100.00% | 96.99% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.74% | 0.81% | 0.84% | 0.60% | 0.67% |
| Return on Equity (ROE) | 14.93% | 15.60% | 15.80% | 11.43% | 11.44% |
| Return on Capital Employed (ROCE) | 1.67% | 1.79% | 1.78% | 0.80% | 1.39% |
| Return on Invested Capital (ROIC) | 1.28% | 1.38% | 1.39% | 1.59% | 1.08% |
| Return on Tangible Assets | 0.74% | 0.82% | 0.85% | 0.61% | 0.68% |
| Earnings Yield | 8.67% | 13.76% | 12.19% | 9.38% | 9.01% |
| Efficiency Ratios | |||||
| Receivables Turnover | 56.99 | 0.00 | 0.00 | 0.00 | 1.45 |
| Payables Turnover | 0.00 | 62.73 | 48.92 | 6.97 | 5.44 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 13.96 | 7.26 | 14.53 | 7.67 | 5.97 |
| Asset Turnover | 0.03 | 0.02 | 0.04 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | -0.10 | -0.07 | -0.42 | -0.26 | -0.07 |
| Cash Conversion Cycle | 6.40 | -5.82 | -7.46 | -52.34 | 184.78 |
| Days of Sales Outstanding | 6.40 | 0.00 | 0.00 | 0.00 | 251.89 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 5.82 | 7.46 | 52.34 | 67.11 |
| Operating Cycle | 6.40 | 0.00 | 0.00 | 0.00 | 251.89 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -0.91 | 0.26 | -1.80 | 5.80 | 4.44 |
| Free Cash Flow Per Share | -1.10 | 0.11 | -1.94 | 5.69 | 4.34 |
| Dividend Paid and CapEx Coverage Ratio | -0.84 | 0.24 | -1.89 | 7.18 | 4.87 |
| Capital Expenditure Coverage Ratio | -5.03 | 1.73 | -12.21 | 54.26 | 42.09 |
| Operating Cash Flow Coverage Ratio | -0.02 | 0.00 | -0.03 | 0.12 | 0.10 |
| Operating Cash Flow to Sales Ratio | -0.14 | 0.08 | -0.27 | 1.71 | 1.69 |
| Free Cash Flow Yield | -6.80% | 1.04% | -17.22% | 56.37% | 40.38% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.59 | 7.30 | 8.20 | 10.66 | 11.10 |
| Price-to-Sales (P/S) Ratio | 2.56 | 3.05 | 1.69 | 2.98 | 4.08 |
| Price-to-Book (P/B) Ratio | 1.72 | 1.13 | 1.30 | 1.22 | 1.27 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -14.71 | 95.97 | -5.81 | 1.77 | 2.48 |
| Price-to-Operating Cash Flow Ratio | -17.64 | 40.57 | -6.25 | 1.74 | 2.42 |
| Price-to-Earnings Growth (PEG) Ratio | -3.34 | 1.24 | 0.18 | -3.45 | 0.16 |
| Enterprise Value Multiple | 31.15 | 25.80 | 25.76 | 31.01 | 32.20 |
| Enterprise Value | 215.73B | 183.43B | 178.99B | 165.85B | 178.42B |
| EV to EBITDA | 31.15 | 25.80 | 25.76 | 31.01 | 32.20 |
| EV to Sales | 9.88 | 15.20 | 7.45 | 12.93 | 17.13 |
| EV to Free Cash Flow | -56.88 | 478.93 | -25.68 | 7.69 | 10.39 |
| EV to Operating Cash Flow | -68.18 | 202.46 | -27.66 | 7.55 | 10.14 |
| Tangible Book Value Per Share | 8.18 | 8.17 | 7.61 | 7.22 | 7.51 |
| Shareholders’ Equity Per Share | 9.36 | 9.28 | 8.67 | 8.29 | 8.46 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.23 | 0.22 | 0.25 | 0.22 |
| Revenue Per Share | 6.30 | 3.45 | 6.67 | 3.38 | 2.63 |
| Net Income Per Share | 1.40 | 1.45 | 1.37 | 0.95 | 0.97 |
| Tax Burden | 0.77 | 0.77 | 0.78 | 0.75 | 0.78 |
| Interest Burden | 1.00 | -11.65 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.12 | 0.05 | 0.07 | 0.08 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.50 | 0.14 | -1.31 | 4.61 | 3.56 |
Currency in EUR