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Total Valuation
Citizens Bancorp of Virginia has a market cap or net worth of $93.64M. The enterprise value is $80.44.
Market Cap$93.64M
Enterprise Value$80.44
Share Statistics
Citizens Bancorp of Virginia has 2,312,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,312,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Citizens Bancorp of Virginia’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 2.07%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)2.07%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee278.19K
Profits Per Employee89.18K
Employee Count108
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Bancorp of Virginia is 8.2. Citizens Bancorp of Virginia’s PEG ratio is 0.58.
PE Ratio8.2
PS Ratio2.39
PB Ratio0.90
Price to Fair Value0.90
Price to FCF10.33
Price to Operating Cash Flow0.00
PEG Ratio0.58
Income Statement
In the last 12 months, Citizens Bancorp of Virginia had revenue of 30.05M and earned 9.63M in profits. Earnings per share was 4.57.
Revenue30.05M
Gross Profit25.09M
Operating Income11.90M
Pretax Income11.90M
Net Income9.63M
EBITDA11.90M
Earnings Per Share (EPS)4.57
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Citizens Bancorp of Virginia pays an annual dividend of $0.3, resulting in a dividend yield of 2.85%
Dividend Per Share$0.3
Dividend Yield2.85%
Payout Ratio23.45%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.14
52-Week Price Change39.12%
50-Day Moving Average39.00
200-Day Moving Average35.76
Relative Strength Index (RSI)71.12
Average Volume (3m)338.00
Important Dates
Citizens Bancorp of Virginia upcoming earnings date is Oct 15, 2026, TBA (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date―
Financial Position
Citizens Bancorp of Virginia as a current ratio of 0.07, with Debt / Equity ratio of 5.98%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap0.11
Net Debt to EBITDA0.20
Interest Coverage Ratio2.55
Taxes
In the past 12 months, Citizens Bancorp of Virginia has paid 2.27M in taxes.
Income Tax2.27M
Effective Tax Rate0.19
Enterprise Valuation
Citizens Bancorp of Virginia EV to EBITDA ratio is 6.23, with an EV/FCF ratio of 10.68.
EV to Sales2.47
EV to EBITDA6.23
EV to Free Cash Flow10.68
EV to Operating Cash Flow9.87
Balance Sheet
Citizens Bancorp of Virginia has $8.60M in cash and marketable securities with $5.42M in debt, giving a net cash position of $3.17M billion.
Cash & Marketable Securities$8.60M
Total Debt$5.42M
Net Cash$3.17M
Net Cash Per Share$1.37
Tangible Book Value Per Share$37.94
Margins
Gross margin is 84.25%, with operating margin of 39.60%, and net profit margin of 32.06%.
Gross Margin84.25%
Operating Margin39.60%
Pretax Margin39.60%
Net Profit Margin32.06%
EBITDA Margin39.60%
EBIT Margin39.60%
Analyst Forecast
The average price target for Citizens Bancorp of Virginia is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast10.30%
EPS Growth Forecast16.40%