Community West Bancshares(CWBC)
$25.88-0.34 (-1.30%)
CWBC
Community West Bancshares financials statements
$25.88
At close:-0.34 (-1.30%)
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Community West Bancshares (CWBC) Ratios
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Community West Bancshares Ratios
CWBC's free cash flow for Q3 2026 was $17.93M. For the 2026 fiscal year, CWBC's free cash flow was decreased by $-2.96M and operating cash flow was $20.89M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.63 | 0.14 | 0.22 | 0.35 | 0.60 |
| Quick Ratio | 1.63 | 0.14 | 0.22 | 0.35 | 0.60 |
| Cash Ratio | 1.63 | 0.04 | 0.03 | 0.01 | 0.08 |
| Solvency Ratio | 0.01 | 0.00 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.63 | 0.01 | 0.01 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.63 | 0.17 | 0.34 | 0.51 | 0.00 |
| Net Current Asset Value | $ -3.16B | $ -2.74B | $ -1.76B | $ -1.49B | $ -896.91M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.06 | 0.06 | 0.05 | 0.02 |
| Debt-to-Equity Ratio | 0.35 | 0.56 | 0.72 | 0.66 | 0.16 |
| Debt-to-Capital Ratio | 0.26 | 0.36 | 0.42 | 0.40 | 0.14 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.16 | 0.25 | 0.28 | 0.14 |
| Financial Leverage Ratio | 9.01 | 9.71 | 11.75 | 13.87 | 9.89 |
| Debt Service Coverage Ratio | 0.35 | 0.05 | 0.26 | 0.55 | 28.73 |
| Interest Coverage Ratio | 1.06 | 0.22 | 1.69 | 10.27 | 29.20 |
| Debt to Market Cap | 0.33 | 0.61 | 0.57 | 0.47 | 0.15 |
| Interest Debt Per Share | 10.11 | 14.84 | 14.47 | 10.16 | 3.26 |
| Net Debt to EBITDA | 0.41 | 6.28 | 2.76 | 2.35 | -2.64 |
| Profitability Margins | |||||
| Gross Profit Margin | 72.62% | 62.77% | 81.22% | 94.90% | 103.85% |
| EBIT Margin | 26.99% | 6.70% | 31.30% | 40.55% | 46.68% |
| EBITDA Margin | 29.19% | 8.04% | 32.13% | 41.42% | 57.72% |
| Operating Profit Margin | 26.99% | 6.70% | 31.30% | 40.55% | 46.68% |
| Pretax Profit Margin | 26.99% | 6.70% | 31.30% | 40.55% | 46.68% |
| Net Profit Margin | 19.61% | 4.67% | 23.62% | 30.75% | 34.87% |
| Continuous Operations Profit Margin | 19.61% | 4.67% | 23.62% | 30.75% | 34.87% |
| Net Income Per EBT | 72.66% | 69.70% | 75.46% | 75.82% | 74.71% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.03% | 0.22% | 1.05% | 1.10% | 1.16% |
| Return on Equity (ROE) | 9.32% | 2.11% | 12.33% | 15.26% | 11.46% |
| Return on Capital Employed (ROCE) | 1.45% | 2.30% | 10.85% | 14.39% | 13.23% |
| Return on Invested Capital (ROIC) | 1.03% | 1.25% | 6.52% | 9.18% | 9.89% |
| Return on Tangible Assets | 1.06% | 0.22% | 1.07% | 1.12% | 1.19% |
| Earnings Yield | 8.93% | 2.32% | 9.74% | 10.74% | 10.94% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 1.13 | 2.49 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.14 | -0.08 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 8.27 | 6.71 | 7.70 | 10.85 | 9.72 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.15 | -0.08 | -0.07 | -0.08 | -0.09 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | -2371.06 | 4811.66 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 323.76 | 146.58 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 2694.82 | -4665.08 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 323.76 | 146.58 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.43 | 1.30 | 2.35 | 2.02 | 3.43 |
| Free Cash Flow Per Share | 2.30 | 1.01 | 1.51 | 1.99 | 3.35 |
| Dividend Paid and CapEx Coverage Ratio | 3.95 | 1.67 | 1.78 | 3.95 | 6.30 |
| Capital Expenditure Coverage Ratio | 18.38 | 4.41 | 2.81 | 65.40 | 40.85 |
| Operating Cash Flow Coverage Ratio | 0.32 | 0.11 | 0.18 | 0.20 | 1.09 |
| Operating Cash Flow to Sales Ratio | 0.24 | 0.14 | 0.25 | 0.27 | 0.53 |
| Free Cash Flow Yield | 10.20% | 5.19% | 6.76% | 9.39% | 16.11% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.19 | 43.15 | 10.27 | 9.31 | 9.14 |
| Price-to-Sales (P/S) Ratio | 2.20 | 2.01 | 2.42 | 2.86 | 3.19 |
| Price-to-Book (P/B) Ratio | 1.04 | 0.91 | 1.27 | 1.42 | 1.05 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.80 | 19.27 | 14.79 | 10.64 | 6.21 |
| Price-to-Operating Cash Flow Ratio | 9.27 | 14.90 | 9.52 | 10.48 | 6.06 |
| Price-to-Earnings Growth (PEG) Ratio | 0.03 | -0.54 | -2.59 | -4.32 | 0.21 |
| Enterprise Value Multiple | 7.94 | 31.33 | 10.31 | 9.26 | 2.88 |
| Enterprise Value | 450.97M | 413.71M | 358.16M | 332.55M | 135.53M |
| EV to EBITDA | 7.94 | 31.33 | 10.31 | 9.26 | 2.88 |
| EV to Sales | 2.32 | 2.52 | 3.31 | 3.84 | 1.66 |
| EV to Free Cash Flow | 10.34 | 24.11 | 20.21 | 14.27 | 3.24 |
| EV to Operating Cash Flow | 9.78 | 18.63 | 13.01 | 14.05 | 3.16 |
| Tangible Book Value Per Share | 16.03 | 15.03 | 13.07 | 10.31 | 15.49 |
| Shareholders’ Equity Per Share | 21.56 | 21.24 | 17.65 | 14.91 | 19.83 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.30 | 0.25 | 0.24 | 0.25 |
| Revenue Per Share | 10.24 | 9.62 | 9.22 | 7.40 | 6.52 |
| Net Income Per Share | 2.01 | 0.45 | 2.18 | 2.27 | 2.27 |
| Tax Burden | 0.73 | 0.70 | 0.75 | 0.76 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.31 | 0.30 | 0.34 | 0.36 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.21 | 2.90 | 1.08 | 0.89 | 1.51 |
Currency in USD
