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Cvb Financial (CVBF) Ratios
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Cvb Financial Ratios
CVBF's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, CVBF's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.01 | 0.04 | 0.26 | 0.26 | 0.37 |
| Quick Ratio | 0.01 | 0.04 | 0.26 | 0.26 | 0.37 |
| Cash Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.13 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.45 | 0.33 | 0.13 | 0.18 | 0.30 |
| Net Current Asset Value | $ -13.18B | $ -12.40B | $ -10.39B | $ -10.74B | $ -8.74B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.05 | 0.15 | 0.09 | 0.04 |
| Debt-to-Equity Ratio | 0.43 | 0.35 | 1.13 | 0.80 | 0.31 |
| Debt-to-Capital Ratio | 0.30 | 0.26 | 0.53 | 0.44 | 0.24 |
| Long-Term Debt-to-Capital Ratio | 0.18 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 6.81 | 6.93 | 7.71 | 8.46 | 7.63 |
| Debt Service Coverage Ratio | 0.36 | 0.23 | 0.10 | 0.16 | 0.32 |
| Interest Coverage Ratio | 2.12 | 1.48 | 2.67 | 35.87 | 48.96 |
| Debt to Market Cap | 0.39 | 0.26 | 0.84 | 0.43 | 0.22 |
| Interest Debt Per Share | 8.27 | 6.82 | 17.78 | 11.24 | 4.81 |
| Net Debt to EBITDA | 2.98 | 1.94 | 6.15 | 3.94 | -3.82 |
| Profitability Margins | |||||
| Gross Profit Margin | 79.87% | 72.90% | 82.00% | 96.48% | 104.36% |
| EBIT Margin | 43.78% | 41.18% | 47.39% | 58.43% | 63.62% |
| EBITDA Margin | 46.08% | 43.51% | 50.12% | 60.86% | 62.25% |
| Operating Profit Margin | 43.78% | 41.18% | 47.39% | 58.43% | 63.62% |
| Pretax Profit Margin | 43.78% | 41.18% | 47.39% | 58.43% | 63.62% |
| Net Profit Margin | 32.53% | 30.47% | 33.27% | 41.90% | 45.43% |
| Continuous Operations Profit Margin | 32.53% | 30.47% | 33.27% | 41.90% | 45.43% |
| Net Income Per EBT | 74.30% | 74.00% | 70.20% | 71.70% | 71.40% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.34% | 1.32% | 1.38% | 1.43% | 1.34% |
| Return on Equity (ROE) | 9.12% | 9.18% | 10.66% | 12.08% | 10.21% |
| Return on Capital Employed (ROCE) | 7.73% | 11.12% | 14.00% | 15.79% | 13.16% |
| Return on Invested Capital (ROIC) | 5.06% | 6.27% | 4.82% | 6.47% | 7.31% |
| Return on Tangible Assets | 1.41% | 1.40% | 1.45% | 1.50% | 1.40% |
| Earnings Yield | 8.28% | 6.77% | 7.93% | 6.55% | 7.34% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.77 | 2.33 | 2.21 | 1.79 | 4.15 |
| Payables Turnover | 0.00 | 35.37 | 5.15 | 45.62 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 24.27 | 8.82 | 10.03 | 8.10 | 6.84 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.05 | -0.06 | -0.06 | -0.06 | -0.06 |
| Cash Conversion Cycle | 26.51 | 146.39 | 94.37 | 196.09 | 87.88 |
| Days of Sales Outstanding | 26.51 | 156.71 | 165.23 | 204.09 | 87.88 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 10.32 | 70.87 | 8.00 | 0.00 |
| Operating Cycle | 26.51 | 156.71 | 165.23 | 204.09 | 87.88 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.63 | 1.80 | 2.14 | 1.96 | 1.44 |
| Free Cash Flow Per Share | 1.60 | 1.77 | 2.10 | 1.92 | 1.41 |
| Dividend Paid and CapEx Coverage Ratio | 1.92 | 2.14 | 2.54 | 2.49 | 1.91 |
| Capital Expenditure Coverage Ratio | 54.44 | 48.64 | 65.39 | 51.08 | 41.75 |
| Operating Cash Flow Coverage Ratio | 0.22 | 0.33 | 0.13 | 0.18 | 0.30 |
| Operating Cash Flow to Sales Ratio | 0.34 | 0.38 | 0.44 | 0.49 | 0.42 |
| Free Cash Flow Yield | 8.60% | 8.25% | 10.42% | 7.46% | 6.59% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.24 | 14.76 | 12.61 | 15.27 | 13.62 |
| Price-to-Sales (P/S) Ratio | 3.93 | 4.50 | 4.20 | 6.40 | 6.19 |
| Price-to-Book (P/B) Ratio | 1.10 | 1.36 | 1.34 | 1.85 | 1.39 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.63 | 12.11 | 9.59 | 13.40 | 15.19 |
| Price-to-Operating Cash Flow Ratio | 11.42 | 11.87 | 9.45 | 13.14 | 14.82 |
| Price-to-Earnings Growth (PEG) Ratio | 2.20 | -1.57 | -2.63 | 2.40 | 0.66 |
| Enterprise Value Multiple | 11.51 | 12.28 | 14.52 | 14.45 | 6.11 |
| Enterprise Value | 3.41B | 3.52B | 4.85B | 4.94B | 1.78B |
| EV to EBITDA | 11.51 | 12.28 | 14.52 | 14.45 | 6.11 |
| EV to Sales | 5.30 | 5.34 | 7.28 | 8.80 | 3.80 |
| EV to Free Cash Flow | 15.70 | 14.39 | 16.64 | 18.42 | 9.34 |
| EV to Operating Cash Flow | 15.41 | 14.09 | 16.39 | 18.06 | 9.12 |
| Tangible Book Value Per Share | 11.21 | 10.19 | 9.37 | 8.31 | 10.30 |
| Shareholders’ Equity Per Share | 16.89 | 15.80 | 15.02 | 13.95 | 15.40 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.26 | 0.30 | 0.28 | 0.29 |
| Revenue Per Share | 4.73 | 4.76 | 4.81 | 4.02 | 3.46 |
| Net Income Per Share | 1.54 | 1.45 | 1.60 | 1.69 | 1.57 |
| Tax Burden | 0.74 | 0.74 | 0.70 | 0.72 | 0.71 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.31 | 0.23 | 0.21 | 0.23 | 0.25 |
| Stock-Based Compensation to Revenue | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.06 | 1.24 | 1.34 | 1.16 | 0.92 |
Currency in USD
