Community Bankers' (CTYP) Ratios

8 Followers

Community Bankers' Ratios

See a summary of CTYP’s cash flow.

Ratios	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	―	0.03	0.03	0.01	0.02
Quick Ratio	―	0.03	0.03	0.01	0.02
Cash Ratio	―	0.03	0.03	0.01	0.02
Solvency Ratio	―	<0.01	<0.01	<0.01	<0.01
Operating Cash Flow Ratio	―	<0.01	<0.01	<0.01	<0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	$ ―	$ -381.18M	$ -380.73M	$ -380.86M	$ -365.69M
Leverage Ratios
Debt-to-Assets Ratio	―	<0.01	0.05	0.04	0.03
Debt-to-Equity Ratio	―	0.08	1.07	1.11	0.79
Debt-to-Capital Ratio	―	0.08	0.52	0.53	0.44
Long-Term Debt-to-Capital Ratio	―	0.08	0.52	0.53	0.44
Financial Leverage Ratio	―	17.60	22.59	25.12	27.69
Debt Service Coverage Ratio	―	0.37	-0.03	0.24	1.52
Interest Coverage Ratio	―	0.38	0.36	0.22	1.47
Debt to Market Cap	―	0.11	1.62	1.23	0.61
Interest Debt Per Share	―	4.29	12.48	10.50	5.81
Net Debt to EBITDA	―	-3.23	0.00	8.77	1.55
Profitability Margins
Gross Profit Margin	―	64.26%	100.00%	66.50%	86.72%
EBIT Margin	―	13.67%	-1.38%	7.39%	19.57%
EBITDA Margin	―	15.18%	0.00%	8.55%	23.27%
Operating Profit Margin	―	13.67%	25.24%	7.39%	19.57%
Pretax Profit Margin	―	13.67%	15.34%	7.39%	19.57%
Net Profit Margin	―	11.60%	13.48%	6.86%	16.51%
Continuous Operations Profit Margin	―	11.60%	13.48%	6.86%	16.51%
Net Income Per EBT	―	84.82%	87.87%	92.82%	84.33%
EBT Per EBIT	―	100.00%	60.77%	100.00%	100.00%
Return on Assets (ROA)	―	0.60%	0.40%	0.30%	0.67%
Return on Equity (ROE)	―	10.58%	9.05%	7.54%	18.49%
Return on Capital Employed (ROCE)	―	7.88%	6.41%	3.05%	10.47%
Return on Invested Capital (ROIC)	―	6.68%	5.63%	2.83%	8.83%
Return on Tangible Assets	―	0.60%	0.40%	0.30%	0.67%
Earnings Yield	―	13.97%	13.61%	8.30%	14.27%
Efficiency Ratios
Receivables Turnover	―	0.00	0.00	0.00	0.00
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	4.39	2.37	3.30	2.91
Asset Turnover	―	0.05	0.03	0.04	0.04
Working Capital Turnover Ratio	―	-0.06	-0.03	-0.05	-0.04
Cash Conversion Cycle	―	0.00	0.00	0.00	0.00
Days of Sales Outstanding	―	0.00	0.00	0.00	0.00
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	0.00	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	―	1.36	0.70	0.43	1.53
Free Cash Flow Per Share	―	1.30	0.63	0.31	1.46
CapEx Per Share	―	0.06	0.07	0.11	0.07
Free Cash Flow to Operating Cash Flow	―	0.95	0.90	0.74	0.96
Dividend Paid and CapEx Coverage Ratio	―	7.79	9.53	1.18	3.59
Capital Expenditure Coverage Ratio	―	21.22	9.53	3.79	23.13
Operating Cash Flow Coverage Ratio	―	1.57	0.08	0.05	0.31
Operating Cash Flow to Sales Ratio	―	0.14	0.13	0.05	0.22
Free Cash Flow Yield	―	16.33%	11.76%	4.89%	18.28%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	7.16	7.35	12.05	7.01
Price-to-Sales (P/S) Ratio	―	0.83	0.99	0.83	1.16
Price-to-Book (P/B) Ratio	―	0.76	0.67	0.91	1.30
Price-to-Free Cash Flow (P/FCF) Ratio	―	6.12	8.50	20.46	5.47
Price-to-Operating Cash Flow Ratio	―	5.84	7.61	15.06	5.23
Price-to-Earnings Growth (PEG) Ratio	―	0.14	0.19	-0.23	0.93
Price-to-Fair Value	―	0.76	0.67	0.91	1.30
Enterprise Value Multiple	―	2.23	0.00	18.45	6.52
Enterprise Value	―	7.34M	20.46M	27.68M	23.64M
EV to EBITDA	―	2.23	0.00	18.45	6.52
EV to Sales	―	0.34	1.68	1.58	1.52
EV to Free Cash Flow	―	2.50	14.41	39.02	7.18
EV to Operating Cash Flow	―	2.39	12.90	28.72	6.87
Tangible Book Value Per Share	―	10.34	7.88	6.93	6.01
Shareholders’ Equity Per Share	―	10.50	8.04	7.09	6.18
Tax and Other Ratios
Effective Tax Rate	―	0.15	0.12	0.07	0.16
Revenue Per Share	―	9.58	5.40	7.79	6.92
Net Income Per Share	―	1.11	0.73	0.53	1.14
Tax Burden	―	0.85	0.88	0.93	0.84
Interest Burden	―	1.00	-11.10	1.00	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.03	0.04	0.03	0.03
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	1.23	0.97	0.80	1.34

Currency in USD