CSASF Stock Chart & Stats
$23.61
$0.00(0.00%)
At close: 4:00 PM EST
$23.61
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$21.66 - $27.82
Previous CloseN/A
Volume46.70K
Average Volume (3M)0.00
Market Cap
$4.22B
Enterprise Value$4.21M
Total Cash (Recent Filing)$103.89B
Total Debt (Recent Filing)$3.67T
Price to Earnings (P/E)9.8
Beta0.41
Next Earnings
Nov 05, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield3.46%
Share Statistics
EPS (TTM)475.71
Shares Outstanding161,102,570
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio4.29
Price to Book (P/B)0.76
Price to Sales (P/S)1.06
P/FCF Ratio-3.86
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$32.71Price Target Upside38.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)3.4
Revenue Forecast (FY)$3.19B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue expansion indicates continued demand for Credit Saison’s payment and financing services. Growth across multiple fiscal years provides a durable foundation for scale, even if future performance remains sensitive to credit conditions and consumer activity.
Healthy ProfitabilityHealthy margins show that the company converts its broad credit and payment operations into meaningful earnings. This profitability can support reinvestment and strengthen resilience, although recent earnings moderation limits confidence in uninterrupted margin expansion.
Growing Equity BaseA larger equity base improves the company’s capacity to absorb credit losses and support balance-sheet growth. Improving returns on equity also suggest better capital productivity, partially offsetting the risks created by the company’s substantial debt funding.
Bears Say
Elevated LeverageHigh leverage makes the business more dependent on continued access to funding and increases sensitivity to funding costs and credit-cycle deterioration. It can constrain strategic flexibility and amplify balance-sheet pressure if asset quality or liquidity conditions weaken.
Persistent Negative Cash FlowRepeated cash outflows reduce financial flexibility and increase reliance on external funding to support lending and balance-sheet expansion. Although credit businesses can have volatile cash flows, the persistence and magnitude of deficits remain a structural funding risk.
Recent Earnings ModerationProfit deterioration despite continued revenue growth suggests rising costs, weaker credit trends, or more expensive funding may be absorbing operating gains. If sustained, this could limit earnings growth and reduce the benefits of the company’s expanding top line.
Credit Saison Co News
CSASF FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was $21.66 and its highest was $27.82 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is $4.22B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 63 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on Aug 12, 2026. The company reported $0.944 earnings per share for the quarter, missing the consensus estimate of $0.977 by -$0.032.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd pays a Annually dividend of $0.999 which represents an annual dividend yield of 3.46%. See more information on Credit Saison Co Ltd dividends here
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 0.84.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 161,102,570 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of $0.944 in its last earnings report, missing expectations of $0.977. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in CSASF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. is a diversified Japanese company, also operating globally, that delivers a broad spectrum of services. These encompass various financial and payment offerings, including credit cards, prepaid and debit cards, mobile-based payment systems, and loan collection. The company also extends business support and payment processing solutions to corporate clients, alongside marketing services. Its operations further include credit guarantees, diverse financing activities, and the leasing of office equipment. Additionally, Credit Saison is engaged in the real estate sector, covering property management and rental, as well as digital payment solutions and asset management. The company also develops and oversees entertainment facilities, such as amusement centers. Established in 1951, Credit Saison Co., Ltd. is headquartered in Tokyo, Japan, and was formerly known as Seibu Credit Co., Ltd. until its name change in October 1989.
CSASF Stock 12 Month Forecast
Average Price Target
$32.71
▲(38.56% Upside)
Technical Analysis
Ownership Overview
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Insiders
6.14% Mutual Funds
0.02% Other Institutional Investors
88.77% Public Companies and
Individual Investors