CSASF Stock Chart & Stats
$23.61
$0.00(0.00%)
At close: 4:00 PM EST
$23.61
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$21.66 - $27.82
Previous CloseN/A
Volume46.70K
Average Volume (3M)0.00
Market Cap
$3.84B
Enterprise Value$4.21T
Total Cash (Recent Filing)$103.89B
Total Debt (Recent Filing)$3.67T
Price to Earnings (P/E)8.8
Beta0.41
Next Earnings
Nov 13, 2026EPS Estimate
0.86Next Dividend Ex-DateN/A
Dividend Yield3.46%
Share Statistics
EPS (TTM)475.71
Shares Outstanding161,102,570
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio4.29
Price to Book (P/B)0.76
Price to Sales (P/S)1.06
P/FCF Ratio-3.86
Enterprise Value/Market Cap1.10K
Enterprise Value/Revenue7.62
Enterprise Value/Gross Profit10.56
Enterprise Value/Ebitda31.44
Forecast
1Y Price Target
$36.31Price Target Upside53.78% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.48
Revenue Forecast (FY)$3.25B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue expansion indicates that Credit Saison continues to grow transaction, lending, or related financial activity across its platform. Continued top-line momentum can support operating scale and provide a durable base for maintaining profitability over the next several quarters.
Healthy ProfitabilityHistorically healthy net margins show that the company’s payment and finance businesses can convert revenue into meaningful earnings. This profitability provides internal capacity to absorb normal credit or cost fluctuations while supporting continued investment in the franchise.
Growing Equity BaseA larger equity base improves the company’s capacity to absorb losses and support expansion of its asset-heavy financial businesses. Although leverage remains high, accumulated equity growth provides a stronger capital cushion than the company had several years ago.
Bears Say
Elevated LeverageHigh reliance on debt funding leaves Credit Saison more sensitive to funding costs, refinancing conditions, and deterioration in the credit cycle. This leverage can constrain financial flexibility and make earnings more vulnerable when financing or credit conditions become less favorable.
Persistent Negative Cash FlowRepeatedly negative operating and free cash flow reduce the company’s ability to fund growth and obligations from internally generated cash. The resulting dependence on external funding can limit strategic flexibility and increase vulnerability if capital-market conditions tighten.
Recent Earnings PressureEarnings have not kept pace with revenue recently, suggesting pressure from costs, credit trends, or funding and operating conditions. If this pattern persists, it could weaken margin durability and reduce the benefit of continued top-line growth.
Credit Saison Co News
CSASF FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was $21.66 and its highest was $27.82 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is $3.84B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is Nov 13, 2026 which is in 24 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on Aug 12, 2026. The company reported $0.959 earnings per share for the quarter, missing the consensus estimate of $0.992 by -$0.033.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd pays a Annually dividend of $1.012 which represents an annual dividend yield of 3.46%. See more information on Credit Saison Co Ltd dividends here
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 0.86.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 161,102,570 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of $0.959 in its last earnings report, missing expectations of $0.992. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in CSASF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. is a diversified Japanese company, also operating globally, that delivers a broad spectrum of services. These encompass various financial and payment offerings, including credit cards, prepaid and debit cards, mobile-based payment systems, and loan collection. The company also extends business support and payment processing solutions to corporate clients, alongside marketing services. Its operations further include credit guarantees, diverse financing activities, and the leasing of office equipment. Additionally, Credit Saison is engaged in the real estate sector, covering property management and rental, as well as digital payment solutions and asset management. The company also develops and oversees entertainment facilities, such as amusement centers. Established in 1951, Credit Saison Co., Ltd. is headquartered in Tokyo, Japan, and was formerly known as Seibu Credit Co., Ltd. until its name change in October 1989.
CSASF Company Deck
CSASF Earnings Call
Q1 2026
0:00 / 0:00
CSASF Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$36.31
▲(53.78% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
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Insiders
6.14% Mutual Funds
0.02% Other Institutional Investors
87.34% Public Companies and
Individual Investors








