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Columbia Banking System (COLB)
NASDAQ:COLB
Earnings Data
Report Date
Jul 24, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.66Last Year’s EPS
0.67Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 23, 2025
|% Change Since: 5.82%
|Next Earnings Date:Jul 24, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted significant strategic moves such as the acquisition of Pacific Premier Bancorp, which promises growth and market expansion. There was also strong deposit growth and increased loan origination volume. However, there were challenges such as net interest margin contraction, flat loan balances, and significant non-operating expenses impacting earnings per share.Company Guidance
During the Columbia Banking System's first-quarter 2025 earnings call, President and CEO Clint Stein highlighted several key metrics and strategic moves. The bank reported a net customer deposit growth of $440 million and a 17% increase in loan origination volume compared to the first quarter of 2024. Despite these gains, total loan balances remained relatively flat due to higher prepayment and payoff activity. The bank's net interest margin contracted to 3.6% due to customer cash usage but was offset by deposit campaigns and growing commercial balances. Operating return on tangible equity was 15%, and operating pre-provision net revenue stood at $212 million. During the call, Columbia also announced its acquisition of Pacific Premier Bancorp, which will result in a combined $70 billion asset franchise and significant market share growth in Southern California, moving from 51st to 10th place in deposit market share. The acquisition is expected to bring double-digit EPS accretion and a three-year tangible book value earn-back period.Strong Deposit Growth
Columbia Banking System reported $440 million in net customer deposit growth for the first quarter, driven by small business and retail campaigns and growth in commercial deposits.
17% Increase in Loan Origination Volume
Loan origination volume increased by 17% compared to the first quarter of 2024, indicating strong momentum from the previous year.
Acquisition of Pacific Premier Bancorp
The acquisition will make Columbia a $70 billion assets franchise, significantly enhancing its presence in Southern California and other growth markets.
EPS Accretion and Cost Savings
The acquisition is expected to result in 14% EPS accretion in 2026 and 15% in 2027, with $127 million in pretax cost savings.
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COLB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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COLB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 23, 2025 | $23.52 | $23.32 | -0.85% |
Jan 23, 2025 | $27.77 | $27.58 | -0.68% |
Oct 24, 2024 | $26.41 | $27.57 | +4.39% |
Jul 25, 2024 | $23.23 | $25.92 | +11.58% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Columbia Banking System (COLB) report earnings?
Columbia Banking System (COLB) is schdueled to report earning on Jul 24, 2025, TBA Not Confirmed.
What is Columbia Banking System (COLB) earnings time?
Columbia Banking System (COLB) earnings time is at Jul 24, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is COLB EPS forecast?
COLB EPS forecast for the fiscal quarter 2025 (Q2) is 0.66.
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