Want to see CNBB full AI Analyst Report?
CNBB Stock Chart & Stats
$51.42
$0.16(0.31%)
At close: 4:00 PM EDT
$51.42
$0.16(0.31%)
Day’s Range― - ―
52-Week Range$41.60 - $51.95
Previous CloseN/A
Volume1.99K
Average Volume (3M)321.00
Market Cap
$108.04M
Enterprise Value$218.44
Total Cash (Recent Filing)$26.56M
Total Debt (Recent Filing)$82.71M
Price to Earnings (P/E)8.3
Beta0.15
Next Earnings
Oct 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.94%
Share Statistics
EPS (TTM)4.55
Shares Outstanding2,101,000
10 Day Avg. Volume285
30 Day Avg. Volume321
Financial Highlights & Ratios
PEG Ratio0.90
Price to Book (P/B)0.85
Price to Sales (P/S)1.17
P/FCF Ratio6.04
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained top-line growth over multiple years indicates stable demand for core lending and deposit services in the bank's markets. This durable revenue trend supports predictable net interest income and fee generation, enabling strategic reinvestment and capacity to withstand normal cyclical headwinds.
Positive Operating Cash GenerationConsistent positive operating and free cash flow provides a durable internal funding source for lending, branch operations, and shareholder distributions. Even with some volatility, multi-year cash generation near $10–15M underpins capital allocation flexibility and reduces dependence on external financing.
Steady Balance Sheet GrowthMeaningful asset and equity growth over several years reflects scalable deposit gathering and loan origination capabilities. A growing balance sheet that is accompanied by equity expansion suggests the franchise has expanded its customer base and underwriting capacity, supporting longer-term earning potential.
Bears Say
Earnings Quality ConcernsAnomalous 2025 results—net income exceeding revenue—strongly indicate one-time gains or accounting items. This undermines comparability and confidence in reported profitability, complicating forecasts and masking the sustainable earnings power of core banking operations over the coming quarters.
Rising LeverageA meaningful rise in debt-to-equity versus prior years reduces financial flexibility for a regional bank. Higher leverage elevates funding and interest rate risks, can compress net interest margin under adverse funding conditions, and limits the firm's ability to absorb credit stress or pursue opportunistic growth.
Weak Cash Conversion And VolatilityVolatile operating cash flows and poor conversion of the unusually large 2025 earnings into free cash flow raise sustainability concerns. If profits are not translating into cash, dividend coverage, loan growth funding, and capital build-up may be strained, increasing refinancing and liquidity risk.
CNBB FAQ
What was CNB Community Bancorp Inc’s price range in the past 12 months?
CNB Community Bancorp Inc lowest stock price was $41.60 and its highest was $51.95 in the past 12 months.
What is CNB Community Bancorp Inc’s market cap?
CNB Community Bancorp Inc’s market cap is $108.04M.
When is CNB Community Bancorp Inc’s upcoming earnings report date?
CNB Community Bancorp Inc’s upcoming earnings report date is Oct 09, 2026 which is in 72 days.
How were CNB Community Bancorp Inc’s earnings last quarter?
CNB Community Bancorp Inc released its earnings results on Jul 10, 2026. The company reported $1.61 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is CNB Community Bancorp Inc overvalued?
According to Wall Street analysts CNB Community Bancorp Inc’s price is currently Overvalued.
Does CNB Community Bancorp Inc pay dividends?
CNB Community Bancorp Inc pays a Quarterly dividend of $0.34 which represents an annual dividend yield of 2.94%. See more information on CNB Community Bancorp Inc dividends here
What is CNB Community Bancorp Inc’s EPS estimate?
CNB Community Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CNB Community Bancorp Inc have?
CNB Community Bancorp Inc has 2,101,000 shares outstanding.
What happened to CNB Community Bancorp Inc’s price movement after its last earnings report?
CNB Community Bancorp Inc reported an EPS of $1.61 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.614%.
Which hedge fund is a major shareholder of CNB Community Bancorp Inc?
Currently, no hedge funds are holding shares in CNBB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CNB Community Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.84%
12-Months-Change
Fundamentals
Return on Equity
2.94%
Trailing 12-Months
Asset Growth
6.98%
Trailing 12-Months
Company Description
CNB Community Bancorp Inc
CNB Community Bancorp, Inc. functions as the parent company for County National Bank, offering a comprehensive suite of retail and commercial banking services across Michigan. The bank provides diverse deposit accounts, including various checking and savings options, individual retirement accounts (IRAs), and multiple time deposit and certificate of deposit (CD) products. Its extensive lending portfolio encompasses personal loans for vehicles (automobiles, boats, recreational, and commercial), residential mortgages, and home equity lines of credit. For businesses, financing extends to commercial real estate, equipment, and agricultural needs, alongside specialized offerings such as floor plans and government-guaranteed (SBA, USDA) loans, all available with both fixed and variable interest rates. Additionally, the institution offers insurance products. Customers benefit from convenient access via ATMs, debit and credit cards, and robust mobile, online, and telephone banking services. The bank further provides advanced solutions like remote deposit, automated clearing house (ACH) and cash management, overdraft services, private banking, investment management, and expert advice for trust, estate settlement, retirement, and financial planning. Operating through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, the company also maintains 2 loan production offices and a network of 19 ATMs. CNB Community Bancorp, Inc. was established in 1934 and is headquartered in Hillsdale, Michigan.
Technical Analysis
Auburn National Bancorporation
―
IF Bancorp
―
Lake Shore Bancorp
―
Pathfinder Bancorp
―
―
Ownership Overview
―
Insiders
―
Mutual Funds
3.30% Other Institutional Investors
96.70% Public Companies and
Individual Investors