Citizens Financial(CIWV)
$56.250.00 (0.00%)
CIWV
Citizens Financial financials statements
$56.25
At close:0.00 (0.00%)
Want to see CIWV full AI Analyst Report?
Citizens Financial (CIWV) Ratios
6 Followers
Citizens Financial Ratios
CIWV's free cash flow for Q1 2026 was $0.00. For the 2026 fiscal year, CIWV's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 14.50 | 0.04 | 0.02 | 0.06 | 0.24 |
| Quick Ratio | 14.50 | 0.04 | 0.02 | 0.06 | 0.24 |
| Cash Ratio | 11.33 | 0.03 | 0.02 | 0.06 | 0.23 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 15.28 | 0.02 | 0.01 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 15.28 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -630.54M | $ -594.64M | $ -595.17M | $ -523.96M | $ -358.63M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.29 | 0.38 | 0.51 | 0.44 | 0.41 |
| Debt-to-Capital Ratio | 0.22 | 0.28 | 0.34 | 0.31 | 0.29 |
| Long-Term Debt-to-Capital Ratio | 0.21 | 0.28 | 0.34 | 0.31 | 0.29 |
| Financial Leverage Ratio | 11.40 | 12.98 | 15.11 | 16.29 | 13.58 |
| Debt Service Coverage Ratio | 0.72 | 0.53 | 0.66 | 2.66 | 5.03 |
| Interest Coverage Ratio | 0.98 | 0.61 | 0.75 | 3.06 | 5.99 |
| Debt to Market Cap | 0.30 | 0.45 | 0.59 | 0.50 | 0.43 |
| Interest Debt Per Share | 17.38 | 19.70 | 18.28 | 10.57 | 9.05 |
| Net Debt to EBITDA | 0.63 | 0.11 | 1.28 | -1.48 | -10.95 |
| Profitability Margins | |||||
| Gross Profit Margin | 65.33% | 62.45% | 67.78% | 88.17% | 93.50% |
| EBIT Margin | 29.38% | 22.90% | 24.13% | 36.25% | 38.96% |
| EBITDA Margin | 29.38% | 24.62% | 26.14% | 38.90% | 40.74% |
| Operating Profit Margin | 29.38% | 22.90% | 24.13% | 36.25% | 38.96% |
| Pretax Profit Margin | 29.38% | 22.90% | 24.13% | 36.25% | 38.96% |
| Net Profit Margin | 23.00% | 18.13% | 19.31% | 28.79% | 30.94% |
| Continuous Operations Profit Margin | 23.00% | 18.13% | 19.31% | 28.79% | 30.94% |
| Net Income Per EBT | 78.28% | 79.20% | 80.02% | 79.42% | 79.41% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.44% | 1.13% | 0.96% | 1.11% | 1.17% |
| Return on Equity (ROE) | 16.47% | 14.69% | 14.46% | 18.03% | 15.91% |
| Return on Capital Employed (ROCE) | 1.85% | 12.63% | 10.65% | 11.60% | 9.83% |
| Return on Invested Capital (ROIC) | 1.44% | 10.01% | 8.52% | 9.21% | 7.80% |
| Return on Tangible Assets | 1.45% | 1.14% | 0.96% | 1.12% | 1.18% |
| Earnings Yield | 17.38% | 17.45% | 16.73% | 20.54% | 16.85% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.46 | 17.71 | 13.97 | 13.49 | 15.31 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.48 | 5.12 | 4.35 | 3.77 | 2.36 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.16 | -0.07 | -0.06 | -0.06 | -0.07 |
| Cash Conversion Cycle | 22.17 | 20.61 | 26.14 | 27.05 | 23.84 |
| Days of Sales Outstanding | 22.17 | 20.61 | 26.14 | 27.05 | 23.84 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 22.17 | 20.61 | 26.14 | 27.05 | 23.84 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.23 | 5.85 | 4.25 | 4.11 | 3.87 |
| Free Cash Flow Per Share | 6.99 | 5.20 | 3.24 | 3.76 | 3.60 |
| Dividend Paid and CapEx Coverage Ratio | 5.80 | 3.82 | 2.32 | 3.57 | 4.05 |
| Capital Expenditure Coverage Ratio | 29.68 | 9.01 | 4.20 | 11.77 | 14.13 |
| Operating Cash Flow Coverage Ratio | 0.73 | 0.53 | 0.34 | 0.45 | 0.46 |
| Operating Cash Flow to Sales Ratio | 0.29 | 0.25 | 0.23 | 0.32 | 0.37 |
| Free Cash Flow Yield | 21.33% | 21.45% | 15.43% | 20.91% | 18.56% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.76 | 5.75 | 5.98 | 4.87 | 5.93 |
| Price-to-Sales (P/S) Ratio | 1.32 | 1.04 | 1.15 | 1.40 | 1.84 |
| Price-to-Book (P/B) Ratio | 0.95 | 0.84 | 0.86 | 0.88 | 0.94 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.69 | 4.66 | 6.48 | 4.78 | 5.39 |
| Price-to-Operating Cash Flow Ratio | 4.53 | 4.15 | 4.94 | 4.38 | 5.01 |
| Price-to-Earnings Growth (PEG) Ratio | 0.17 | 0.28 | -1.16 | 0.37 | 0.17 |
| Enterprise Value Multiple | 5.13 | 4.33 | 5.70 | 2.12 | -6.44 |
| Enterprise Value | 66.75M | 44.38M | 48.15M | 18.72M | -49.14M |
| EV to EBITDA | 5.13 | 4.33 | 5.70 | 2.12 | -6.44 |
| EV to Sales | 1.51 | 1.07 | 1.49 | 0.82 | -2.62 |
| EV to Free Cash Flow | 5.34 | 4.79 | 8.36 | 2.81 | -7.70 |
| EV to Operating Cash Flow | 5.16 | 4.26 | 6.37 | 2.57 | -7.16 |
| Tangible Book Value Per Share | 32.31 | 26.41 | 21.74 | 17.80 | 17.70 |
| Shareholders’ Equity Per Share | 34.56 | 28.81 | 24.29 | 20.51 | 20.55 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.20 | 0.21 | 0.21 |
| Revenue Per Share | 24.74 | 23.33 | 18.19 | 12.84 | 10.57 |
| Net Income Per Share | 5.69 | 4.23 | 3.51 | 3.70 | 3.27 |
| Tax Burden | 0.78 | 0.79 | 0.80 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.01 | 0.01 | 0.02 | 0.11 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.27 | 1.38 | 1.21 | 1.11 | 1.18 |
Currency in USD
