Civista Bancshares (CIVB) Stock Statistics & Valuation Metrics

Civista Bancshares has a market cap or net worth of $584.70M. The enterprise value is $708.23M.

Market Cap

$584.70M

Enterprise Value

$708.23M

Civista Bancshares has 20,712,013 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

20,712,013

Owned by Insiders

2.40%

Owned by Institutions

41.02%

Civista Bancshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 5.31%.

Return on Equity (ROE)

0.09

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

5.31%

Return on Capital Employed (ROCE)

0.08

Revenue Per Employee

465.24K

Profits Per Employee

84.33K

Employee Count

548

Asset Turnover

0.06

Inventory Turnover

0.00

The current PE Ratio of Civista Bancshares is 10.12. Civista Bancshares’s PEG ratio is 2.47.

PE Ratio

10.12

PS Ratio

2.56

PB Ratio

1.06

Price to FCF

15.45

Price to Operating Cash Flow

15.02

PEG Ratio

2.47

In the last 12 months, Civista Bancshares had revenue of 254.95M and earned 46.21M in profits. Earnings per share was 2.64.

Revenue

254.95M

Gross Profit

169.17M

Operating Income

55.23M

Pretax Income

55.23M

Net Income

46.21M

EBITDA

65.11M

Earnings Per Share (EPS)

2.64

In the last 12 months, operating cash flow was 38.90M and capital expenditures -1.06M, giving a free cash flow of 37.84M billion.

Operating Cash Flow

38.90M

Free Cash Flow

37.84M

Free Cash Flow per Share

1.83

Civista Bancshares pays an annual dividend of $0.18, resulting in a dividend yield of 2.52%

Dividend Per Share

$0.18

Dividend Yield

2.52%

Payout Ratio

24.48%

Free Cash Flow Yield

6.47%

Earnings Yield

9.86%

Beta

0.70

52-Week Price Change

31.06%

50-Day Moving Average

27.22

200-Day Moving Average

25.76

Relative Strength Index (RSI)

62.61

Average Volume (3m)

138.39K

Civista Bancshares upcoming earnings date is Jan 29, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 22, 2026

Next Earnings Date

Jan 29, 2027

Ex-Dividend Date

Aug 14, 2026

Civista Bancshares as a current ratio of 0.11, with Debt / Equity ratio of 52.29%

Current Ratio

0.11

Quick Ratio

0.11

Debt to Market Cap

0.73

Net Debt to EBITDA

3.16

Interest Coverage Ratio

0.67

In the past 12 months, Civista Bancshares has paid 9.02M in taxes.

Income Tax

9.02M

Effective Tax Rate

0.16

Civista Bancshares EV to EBITDA ratio is 14.11, with an EV/FCF ratio of 19.74.

EV to Sales

3.27

EV to EBITDA

14.11

EV to Free Cash Flow

19.74

EV to Operating Cash Flow

19.20

Civista Bancshares has $711.09M in cash and marketable securities with $229.97M in debt, giving a net cash position of $481.13M billion.

Cash & Marketable Securities

$711.09M

Total Debt

$229.97M

Net Cash

$481.13M

Net Cash Per Share

$23.23

Tangible Book Value Per Share

$19.88

Gross margin is 66.90%, with operating margin of 15.14%, and net profit margin of 25.24%.

Gross Margin

66.90%

Operating Margin

15.14%

Pretax Margin

30.56%

Net Profit Margin

25.24%

EBITDA Margin

23.20%

EBIT Margin

23.20%

The average price target for Civista Bancshares is $32.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

$32.00

Price Target Upside

13.35% Upside

Analyst Consensus

Moderate Buy

Analyst Count

1

Revenue Growth Forecast

4.90%

EPS Growth Forecast

3.97%

Smart Score

7

AI Score

76