Citizens Bancshares Corp (CITZ) Ratios

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Citizens Bancshares Corp Ratios

See a summary of CITZ’s cash flow.

Ratios	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	―	0.15	0.00	0.00	0.24
Quick Ratio	―	0.15	0.00	0.00	0.24
Cash Ratio	―	0.15	0.00	0.00	0.24
Solvency Ratio	―	0.01	0.01	0.01	<0.01
Operating Cash Flow Ratio	―	0.02	0.00	0.00	0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	$ ―	$ -860.88M	$ -786.54M	$ -737.50M	$ -719.57M
Leverage Ratios
Debt-to-Assets Ratio	―	0.02	0.00	0.00	0.03
Debt-to-Equity Ratio	―	0.25	0.00	0.00	0.42
Debt-to-Capital Ratio	―	0.20	0.00	0.00	0.30
Long-Term Debt-to-Capital Ratio	―	0.20	0.00	0.00	0.30
Financial Leverage Ratio	―	10.97	12.16	12.48	15.03
Debt Service Coverage Ratio	―	0.99	-0.19	-0.31	-0.84
Interest Coverage Ratio	―	1.02	0.94	1.53	5.34
Debt to Market Cap	―	0.31	0.00	0.00	0.47
Interest Debt Per Share	―	19.62	7.12	4.81	15.34
Net Debt to EBITDA	―	-7.81	0.00	0.00	0.00
Profitability Margins
Gross Profit Margin	―	78.45%	100.00%	100.00%	100.00%
EBIT Margin	―	22.06%	-4.65%	-4.63%	-4.60%
EBITDA Margin	―	25.48%	0.00%	0.00%	0.00%
Operating Profit Margin	―	22.06%	30.52%	33.26%	33.94%
Pretax Profit Margin	―	22.06%	30.09%	32.34%	26.00%
Net Profit Margin	―	17.92%	23.81%	25.66%	20.66%
Continuous Operations Profit Margin	―	17.92%	23.81%	25.66%	20.66%
Net Income Per EBT	―	81.22%	79.15%	79.35%	79.43%
EBT Per EBIT	―	100.00%	98.58%	97.24%	76.61%
Return on Assets (ROA)	―	0.99%	0.99%	1.16%	0.74%
Return on Equity (ROE)	―	10.90%	12.08%	14.46%	11.06%
Return on Capital Employed (ROCE)	―	10.17%	1.27%	1.50%	11.75%
Return on Invested Capital (ROIC)	―	8.26%	1.01%	1.19%	9.34%
Return on Tangible Assets	―	1.02%	1.02%	1.19%	0.75%
Earnings Yield	―	13.45%	17.79%	20.24%	12.43%
Efficiency Ratios
Receivables Turnover	―	0.00	11.63	13.26	12.93
Payables Turnover	―	15.06	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	2.14	1.48	1.53	1.15
Asset Turnover	―	0.06	0.04	0.05	0.04
Working Capital Turnover Ratio	―	-0.18	0.28	-0.16	-0.18
Cash Conversion Cycle	―	-24.23	31.38	27.52	28.24
Days of Sales Outstanding	―	0.00	31.38	27.52	28.24
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	24.23	0.00	0.00	0.00
Operating Cycle	―	0.00	31.38	27.52	28.24
Cash Flow Ratios
Operating Cash Flow Per Share	―	7.89	5.38	6.23	5.85
Free Cash Flow Per Share	―	7.45	4.46	6.06	5.51
CapEx Per Share	―	0.44	0.93	0.17	0.34
Free Cash Flow to Operating Cash Flow	―	0.94	0.83	0.97	0.94
Dividend Paid and CapEx Coverage Ratio	―	8.99	4.00	10.86	8.13
Capital Expenditure Coverage Ratio	―	18.00	5.80	35.99	17.20
Operating Cash Flow Coverage Ratio	―	0.62	0.00	0.00	0.41
Operating Cash Flow to Sales Ratio	―	0.25	0.25	0.28	0.32
Free Cash Flow Yield	―	17.74%	15.20%	21.63%	18.35%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	7.43	5.62	4.94	8.04
Price-to-Sales (P/S) Ratio	―	1.33	1.34	1.27	1.66
Price-to-Book (P/B) Ratio	―	0.81	0.68	0.71	0.89
Price-to-Free Cash Flow (P/FCF) Ratio	―	5.64	6.58	4.62	5.45
Price-to-Operating Cash Flow Ratio	―	5.32	5.44	4.50	5.13
Price-to-Earnings Growth (PEG) Ratio	―	0.88	-0.69	0.10	0.62
Enterprise Value Multiple	―	-2.58	0.00	0.00	0.00
Enterprise Value	―	-40.51M	-103.93M	-93.62M	-124.21M
EV to EBITDA	―	-2.58	0.00	0.00	0.00
EV to Sales	―	-0.66	-2.41	-2.15	-3.49
EV to Free Cash Flow	―	-2.79	-11.86	-7.85	-11.44
EV to Operating Cash Flow	―	-2.63	-9.82	-7.63	-10.78
Tangible Book Value Per Share	―	39.48	31.44	27.12	21.35
Shareholders’ Equity Per Share	―	51.83	43.17	39.19	33.79
Tax and Other Ratios
Effective Tax Rate	―	0.19	0.21	0.21	0.21
Revenue Per Share	―	31.52	21.89	22.08	18.09
Net Income Per Share	―	5.65	5.21	5.67	3.74
Tax Burden	―	0.81	0.79	0.79	0.79
Interest Burden	―	1.00	-6.47	-6.99	-5.66
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	1.40	1.03	1.10	1.57

Currency in USD