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Community Investors Bancorp Inc (CIBN)
OTHER OTC:CIBN
US Market
CIBN
Community Investors Bancorp
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Community Investors Bancorp (CIBN) Ratios

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Community Investors Bancorp Ratios

CIBN's free cash flow for Q4 2025 was $0.62. For the 2025 fiscal year, CIBN's free cash flow was decreased by $ and operating cash flow was $0.20. See a summary of the company’s cash flow.
Ratios
TTM
Jun 26Jun 25Jun 24Jun 23
Liquidity Ratios
Current Ratio
 0.00 0.00 0.06 0.04 0.04
Quick Ratio
 0.00 0.00 0.06 0.04 0.04
Cash Ratio
 0.00 0.00 0.06 0.03 0.03
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
 0.00 0.00 <0.01 <0.01 <0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -332.08M$ -332.08M$ -299.66M$ -284.39M$ -247.35M
Leverage Ratios
Debt-to-Assets Ratio
 0.16 0.16 0.13 0.18 0.14
Debt-to-Equity Ratio
 2.51 2.51 2.27 3.12 2.31
Debt-to-Capital Ratio
 0.72 0.72 0.69 0.76 0.70
Long-Term Debt-to-Capital Ratio
 0.72 0.72 0.69 0.76 0.70
Financial Leverage Ratio
 16.12 16.12 16.96 17.61 16.16
Debt Service Coverage Ratio
 0.42 0.42 0.22 0.21 0.32
Interest Coverage Ratio
 0.50 0.50 0.27 0.20 0.24
Debt to Market Cap
 2.63 2.77 3.12 5.37 2.87
Interest Debt Per Share
 83.69 83.69 67.17 78.99 53.16
Net Debt to EBITDA
 10.16 10.16 13.48 25.96 26.29
Profitability Margins
Gross Profit Margin
61.20%60.74%57.69%58.09%75.02%
EBIT Margin
18.48%18.48%11.44%8.54%5.97%
EBITDA Margin
18.48%18.48%11.44%10.57%8.88%
Operating Profit Margin
18.48%18.48%11.44%8.54%5.97%
Pretax Profit Margin
18.48%18.48%11.44%8.54%5.97%
Net Profit Margin
15.23%15.23%9.29%6.60%5.19%
Continuous Operations Profit Margin
15.23%15.23%9.29%6.60%5.19%
Net Income Per EBT
82.44%82.40%81.21%77.34%86.79%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.91%0.91%0.54%0.37%0.26%
Return on Equity (ROE)
15.50%14.69%9.17%6.44%4.26%
Return on Capital Employed (ROCE)
1.11%1.11%3.36%1.98%1.44%
Return on Invested Capital (ROIC)
0.91%0.91%2.73%1.53%1.25%
Return on Tangible Assets
0.91%0.91%0.54%0.37%0.26%
Earnings Yield
15.39%16.20%12.59%11.08%5.30%
Efficiency Ratios
Receivables Turnover
 9.88 9.89 9.32 10.55 12.48
Payables Turnover
 0.00 0.00 12.57 10.44 5.79
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.41 4.41 3.80 3.22 2.47
Asset Turnover
 0.06 0.06 0.06 0.06 0.05
Working Capital Turnover Ratio
 -0.18 -0.19 -0.08 -0.08 -0.07
Cash Conversion Cycle
 36.93 36.92 10.15 -0.37 -33.84
Days of Sales Outstanding
 36.93 36.92 39.18 34.59 29.24
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 29.03 34.96 63.07
Operating Cycle
 36.93 36.92 39.18 34.59 29.24
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 0.00 1.39 0.89 1.69
Free Cash Flow Per Share
 0.00 0.00 1.27 0.73 1.45
CapEx Per Share
 0.00 0.00 0.12 0.16 0.24
Free Cash Flow to Operating Cash Flow
 0.00 0.00 0.92 0.82 0.86
Dividend Paid and CapEx Coverage Ratio
 0.00 0.00 2.58 1.65 2.67
Capital Expenditure Coverage Ratio
 0.00 0.00 11.84 5.67 7.18
Operating Cash Flow Coverage Ratio
 0.00 0.00 0.02 0.01 0.03
Operating Cash Flow to Sales Ratio
 0.00 0.00 0.06 0.04 0.10
Free Cash Flow Yield
0.00%0.00%6.98%5.63%8.56%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 6.49 6.18 7.95 9.03 18.87
Price-to-Sales (P/S) Ratio
 0.99 0.94 0.74 0.60 0.98
Price-to-Book (P/B) Ratio
 0.96 0.91 0.73 0.58 0.80
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 0.00 14.34 17.77 11.69
Price-to-Operating Cash Flow Ratio
 0.00 0.00 13.13 14.64 10.06
Price-to-Earnings Growth (PEG) Ratio
 0.07 0.07 0.13 0.15 -0.33
Price-to-Fair Value
 0.96 0.91 0.73 0.58 0.80
Enterprise Value Multiple
 15.52 15.25 19.93 31.61 37.31
Enterprise Value
 64.19M 63.07M 44.64M 57.65M 45.74M
EV to EBITDA
 15.52 15.25 19.93 31.61 37.31
EV to Sales
 2.87 2.82 2.28 3.34 3.31
EV to Free Cash Flow
 0.00 0.00 44.28 99.57 39.57
EV to Operating Cash Flow
 0.00 0.00 40.54 82.01 34.06
Tangible Book Value Per Share
 27.84 27.84 23.53 20.72 19.49
Shareholders’ Equity Per Share
 29.21 29.21 24.99 22.36 21.17
Tax and Other Ratios
Effective Tax Rate
 0.18 0.18 0.19 0.23 0.13
Revenue Per Share
 28.19 28.19 24.66 21.80 17.38
Net Income Per Share
 4.29 4.29 2.29 1.44 0.90
Tax Burden
 0.82 0.82 0.81 0.77 0.87
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.21 0.00 0.45 0.49 0.10
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 0.00 0.00 0.60 0.62 1.88
Currency in USD