Visa (V) AI Stock Analysis
Visa
(Six Swiss:V)
No summary available
Visa (V) vs. iShares MSCI Switzerland ETF (EWL)
- Market Cap
- CHF 795.28B
- Dividend Yield
- 0.63%
- Average Volume (3M)
- 40
- Price to Earnings (P/E)
- 34.2
- Beta (1Y)
- 0.20
- Revenue Growth
- 7.67%
- EPS Growth
- 13.49%
- Country
- Switzerland
- Employees
- 34,100
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Visa Business Overview & Revenue Model
Company Description
Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses...
Visa Earnings Call Summary
The call was strongly positive, supported by record full-year revenue, double-digit EPS growth, broad-based payments and cross-border momentum, rapid VAS and stablecoin expansion, increased product development, and confidence in 2027 growth. The company also highlighted continued investment and shareholder returns. Offsetting factors included early-stage agentic commerce adoption, Middle East-related uncertainty, an expected volatility drag, higher renewal and incentive activity, a higher tax rate, FIFA-related comparisons, and pending BioCatch approvals. Highlights significantly outweighed the lowlights.
Q4-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For fiscal 2027, Visa expects adjusted net revenue growth in the low double digits, with Q2 being the growth low point; adjusted operating expense growth in the low double digits, modestly below net revenue growth, with relatively consistent quarterly growth and a moderation in the fourth quarter; nonoperating expense between $250 million and $300 million; a tax rate of about 19%, consistent with its long-term tax rate range of 19% to 20%; and adjusted EPS growth in the low double digits to low teens. Visa expects around 25% of payments volume to be renewed, with incentives implying a step-up in the year-over-year growth rate from 2026, and expects pricing benefits to be similar in magnitude and timing as in 2026, with the majority going into effect in the back half even more so than in 2026. For Q1, Visa expects net revenue growth in the low double digits, just under 1 point below Q4 adjusted net revenue growth, operating expense growth also in the low double digits, modestly below net revenue growth, nonoperating expense of about $60 million, a tax rate between 18.5% and 19%, and EPS growth in the low end of mid-teens; the Board also declared an increase in the quarterly dividend of 16%.
Visa Risk Analysis
Visa disclosed 21 risk factors in its most recent earnings report. Visa reported the most risks in the "Legal & Regulatory" category.
Latest Risks Added
0 New RisksVisa Peers Comparison
Overall Rating
AXP79Outperform
MA78Outperform
PYPL73Outperform
COF71Outperform
GPN54Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| 79Outperform | $213.98B | 18.45 | 35.64% | 1.12% | 9.97% | 19.24% | |
| 78Outperform | $559.19B | 34.37 | 252.89% | 0.53% | 15.31% | 22.22% | |
| 73Outperform | $47.36B | 11.13 | 23.76% | 0.95% | 4.64% | 4.77% | |
| 71Outperform | $123.22B | 12.43 | 9.67% | 1.52% | 26.27% | 613.24% | |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| 54Neutral | $25.63B | -25.55 | -4.14% | 1.00% | 7.48% | -43.97% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| CH:V | Visa Inc. | 347.05 | 169.15 | 95.08% | |
| AXP | American Express Company | 327.98 | -28.50 | -7.99% | |
| COF | Capital One Financial Corp. | 210.77 | -6.53 | -3.01% | |
| GPN | Global Payments | 99.63 | 20.70 | 26.23% | |
| MA | Mastercard Inc | 658.10 | 108.88 | 19.82% | |
| PYPL | PayPal Holdings, Inc. | 58.78 | -6.57 | -10.05% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.