Radian Group(CH:RAG)
CH:RAG
Radian Group financials statements
Radian Group (RAG) Ratios
0 Followers
Radian Group Ratios
CH:RAG's free cash flow for Q3 2026 was $-237.58M. For the 2026 fiscal year, CH:RAG's free cash flow was decreased by $-449.00K and operating cash flow was $380.15M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 4.28 | 42.96 | 5.78 | 8.63 | 19.79 |
| Quick Ratio | 4.28 | 42.96 | 5.78 | 8.63 | 19.79 |
| Cash Ratio | 0.01 | 0.25 | 0.02 | 0.08 | 0.43 |
| Solvency Ratio | 0.19 | 0.17 | 0.22 | 0.26 | 0.19 |
| Operating Cash Flow Ratio | 0.07 | -4.20 | 0.45 | 0.53 | 1.58 |
| Short-Term Operating Cash Flow Coverage | 0.00 | -18.36 | 0.50 | 0.66 | 4.49 |
| Net Current Asset Value | $ 4.09B | $ 2.75B | $ 3.67B | $ 3.21B | $ 3.39B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.14 | 0.27 | 0.21 | 0.22 | 0.20 |
| Debt-to-Equity Ratio | 0.24 | 0.51 | 0.36 | 0.40 | 0.37 |
| Debt-to-Capital Ratio | 0.19 | 0.34 | 0.26 | 0.29 | 0.27 |
| Long-Term Debt-to-Capital Ratio | 0.19 | 0.33 | 0.10 | 0.20 | 0.25 |
| Financial Leverage Ratio | 1.70 | 1.87 | 1.73 | 1.80 | 1.84 |
| Debt Service Coverage Ratio | 10.83 | 5.63 | 0.68 | 1.35 | 3.65 |
| Interest Coverage Ratio | 11.64 | 7.43 | 8.56 | 11.28 | 9.06 |
| Debt to Market Cap | 0.22 | 0.48 | 0.34 | 0.49 | 0.39 |
| Interest Debt Per Share | 8.67 | 16.06 | 10.57 | 9.85 | 8.73 |
| Net Debt to EBITDA | 1.26 | 2.42 | 1.65 | 1.36 | 1.52 |
| Profitability Margins | |||||
| Gross Profit Margin | 92.30% | 95.11% | 98.34% | 119.48% | 88.44% |
| EBIT Margin | 66.44% | 67.80% | 69.09% | 87.11% | 63.90% |
| EBITDA Margin | 70.17% | 73.90% | 76.26% | 93.54% | 69.58% |
| Operating Profit Margin | 61.19% | 59.76% | 61.86% | 80.02% | 57.55% |
| Pretax Profit Margin | 61.19% | 59.76% | 61.86% | 80.02% | 57.55% |
| Net Profit Margin | 46.73% | 46.83% | 48.62% | 62.39% | 45.20% |
| Continuous Operations Profit Margin | 47.96% | 46.83% | 48.62% | 62.39% | 45.20% |
| Net Income Per EBT | 76.37% | 78.37% | 78.58% | 77.98% | 78.54% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 7.18% | 6.98% | 7.94% | 10.52% | 7.66% |
| Return on Equity (ROE) | 12.19% | 13.07% | 13.71% | 18.96% | 14.10% |
| Return on Capital Employed (ROCE) | 11.95% | 9.07% | 11.98% | 15.06% | 10.22% |
| Return on Invested Capital (ROIC) | 9.37% | 7.08% | 8.08% | 10.75% | 7.89% |
| Return on Tangible Assets | 7.19% | 7.01% | 7.94% | 10.54% | 7.68% |
| Earnings Yield | 11.73% | 12.50% | 13.36% | 23.20% | 15.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.55 | 7.84 | 8.28 | 8.19 | 6.93 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 72.66 | 46.70 | 19.44 | 12.93 | 12.42 |
| Asset Turnover | 0.15 | 0.15 | 0.16 | 0.17 | 0.17 |
| Working Capital Turnover Ratio | 0.20 | 0.21 | 0.22 | 0.19 | 0.20 |
| Cash Conversion Cycle | 102.77 | 46.53 | 44.06 | 44.59 | 52.71 |
| Days of Sales Outstanding | 102.77 | 46.53 | 44.06 | 44.59 | 52.71 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 102.77 | 46.53 | 44.06 | 44.59 | 52.71 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.87 | -4.35 | 3.35 | 2.31 | 2.96 |
| Free Cash Flow Per Share | 0.84 | -4.37 | 3.24 | 2.21 | 2.89 |
| Dividend Paid and CapEx Coverage Ratio | 0.80 | -4.28 | 3.26 | 2.54 | 4.81 |
| Capital Expenditure Coverage Ratio | 28.50 | -209.13 | 32.52 | 21.97 | 44.21 |
| Operating Cash Flow Coverage Ratio | 0.11 | -0.28 | 0.33 | 0.25 | 0.36 |
| Operating Cash Flow to Sales Ratio | 0.10 | -0.51 | 0.43 | 0.33 | 0.42 |
| Free Cash Flow Yield | 2.33% | -13.79% | 11.37% | 11.57% | 13.68% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.61 | 8.01 | 7.49 | 4.31 | 6.63 |
| Price-to-Sales (P/S) Ratio | 3.98 | 3.75 | 3.64 | 2.69 | 2.99 |
| Price-to-Book (P/B) Ratio | 1.04 | 1.05 | 1.03 | 0.82 | 0.93 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 42.94 | -7.25 | 8.80 | 8.64 | 7.31 |
| Price-to-Operating Cash Flow Ratio | 41.44 | -7.29 | 8.53 | 8.25 | 7.14 |
| Price-to-Earnings Growth (PEG) Ratio | 1.55 | 2.03 | -0.54 | 0.11 | 0.11 |
| Enterprise Value Multiple | 6.94 | 7.49 | 6.42 | 4.23 | 5.83 |
| Enterprise Value | 6.07B | 7.14B | 6.08B | 4.72B | 5.39B |
| EV to EBITDA | 6.94 | 7.49 | 6.42 | 4.23 | 5.83 |
| EV to Sales | 4.87 | 5.53 | 4.90 | 3.96 | 4.06 |
| EV to Free Cash Flow | 52.51 | -10.71 | 11.84 | 12.72 | 9.90 |
| EV to Operating Cash Flow | 50.67 | -10.76 | 11.48 | 12.14 | 9.67 |
| Tangible Book Value Per Share | 34.51 | 30.08 | 27.81 | 23.25 | 22.50 |
| Shareholders’ Equity Per Share | 34.65 | 30.33 | 27.81 | 23.34 | 22.61 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.21 | 0.22 | 0.21 |
| Revenue Per Share | 9.04 | 8.47 | 7.84 | 7.09 | 7.06 |
| Net Income Per Share | 4.22 | 3.96 | 3.81 | 4.42 | 3.19 |
| Tax Burden | 0.76 | 0.78 | 0.79 | 0.78 | 0.79 |
| Interest Burden | 0.92 | 0.88 | 0.90 | 0.92 | 0.90 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.03 | 0.03 | 0.02 |
| Income Quality | 0.21 | -1.00 | 0.88 | 0.52 | 0.93 |
Currency in USD
