Earnings Data
Report Date
Jul 14, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.53Last Year’s EPS
0.56Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a fundamentally strong and resilient performance: solid profitability (ROE, EPS), robust capital ratios, record asset management inflows, diversified fee growth, deposit growth and ongoing cost discipline. Headwinds include declining net interest income and margin pressure driven by repricing, product mix and competition, some market-driven AUM value declines, and customer-specific impairments. Management communicates confidence in funding, portfolio quality (99.4% in Stage 1 & 2) and execution on digital initiatives and cost programs, while acknowledging competitive and macro uncertainties. On balance, positive operational momentum and capital strength outweigh the near-term revenue and margin headwinds.Company Guidance
Strong profitability and capital position
Return on equity of 14% for the quarter and 15.5% on a rolling 12-month basis; earnings per share NOK 6.5. Common Equity Tier 1 (CET1) ratio 18.1% with 170 basis points of headroom and leverage ratio 6.5%, supporting dividend policy and buyback application progress.
Record net inflows to Asset Management
Net inflows in Asset Management of NOK 20.4 billion in Q1 and NOK 65 billion over the last 12 months (record), driving AUM growth despite market value declines.
Strong fee and commissions momentum
Net commission and fees up 18% year-over-year. Notable contributions: Investment Banking Services +38%, Asset Management & custodial services +34%, sale of insurance products +19%, real estate broking +3%.
Deposit growth and funding resilience
Currency-adjusted deposits up 2.6%; customer deposit-to-loan ratio maintained at 73.8%. Treasury/ funding described as well planned and resilient to recent money market volatility.
Loan growth in targeted segments
FX-adjusted loan growth of +0.3% this quarter with Large Corporates lending up 2.3% for the quarter (9.1% year-to-date currency-adjusted). Yearly lending growth targets and ~3–4% sustainable growth reiterated (previous 12-month lending growth 3.5%).
Cost discipline and efficiency progress
Operating expenses down NOK 920 million versus Q4; cost/income ratio 38.7%. Management reports progress on NOK 3 billion gross cost-cutting target and continued focus on digitization and automation.
Digital product and customer wins
Launched new equity trading platform in Spare (March): 25% of share trades executed on new platform in March. Under-18 customer onboarding reduced to under 2 minutes. Sbanken generative AI chatbot handling >75% of chat responses with good customer satisfaction.
Market recognition and improved advisory platform
DNB ranked leading bank in Norway (Prospera) for customer satisfaction; DNB Carnegie #1 in equities in each Nordic country and overall. Integration of Carnegie progressing and contributing to revenue growth in Wealth Management and Investment Banking.
CH:NBA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FAQ
When does DNB ASA (CH:NBA) report earnings?
DNB ASA (CH:NBA) is schdueled to report earning on Jul 14, 2026, Before Open (Confirmed).
What is DNB ASA (CH:NBA) earnings time?
DNB ASA (CH:NBA) earnings time is at Jul 14, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of DNB ASA stock?
The P/E ratio of DNB ASA is N/A.
What is CH:NBA EPS forecast?
CH:NBA EPS forecast for the fiscal quarter 2026 (Q2) is 0.53.