Equifax (EFX) Earnings Dates, Call Summary & Reports

Q: What is the P/E ratio of Equifax stock?

The P/E ratio of {name} is N/A.

0 Followers

Earnings Data

Report Date

Jul 22, 2026

After Close (Confirmed)

Period Ending

2026 (Q2)

Consensus EPS Forecast

1.77

Last Year’s EPS

1.61

Same Quarter Last Year

Analyst Consensus

Strong Buy

Based on 15 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:Apr 21, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call presented strong operational and financial performance: double-digit revenue growth, meaningful EBITDA and EPS expansion, record product vitality, robust cash generation and active share repurchases/dividend increase. These positives were balanced against short-term macro and geopolitical uncertainty (Iran conflict) that pressured mortgage volumes late in the quarter, timing and budget headwinds in government contracts, WOTC expiration impact on Employer Services, and some USIS/diversified-market variability. Management remained conservative with full-year guidance but highlighted multiple secular growth levers (TWN indicators, EFX.AI, proprietary data, cloud) that support upside beyond the current guidance.

Company Guidance

Equifax held its 2026 guidance while updating several line items: reported revenue midpoint was raised by $25M to $6.745B (FX ~+90 bps) and adjusted EPS midpoint was nudged to $8.54 (+$0.04); on a constant‑currency basis diversified markets are expected to grow high single digits and U.S. mortgage revenue is expected to be up >20% (mortgage originations down low single digits), with mortgage ex‑FICO growth at high single digits; excluding FICO mortgage royalties management expects full‑year growth of 7–9% and EBITDA (midpoint ~ $2.1B) with ex‑FICO EBITDA margin expansion of 75 bps (vs. a 50 bps long‑term target); EWS is expected to grow high single digits with EBITDA margins ~51.2–51.7%; full‑year free cash flow is expected to exceed $1.0B with cash conversion ≥100% and roughly $1.5B capacity for M&A and returns; Q2 guidance is $1.680–1.710B revenue (midpoint +10.3% reported / +9.4% constant‑dollar), ex‑FICO revenue ~+6.5% at midpoint, EPS $2.15–2.25, and EBITDA $537–554M (midpoint ~32.2% margin; ex‑FICO 34.3–34.7%, >80 bps y/y); management conservatively assumes only FICO scoring in 2026 (no vintage conversion), noting a ~$35M annual margin upside if full Vantage conversion occurs.

Strong Top-Line Growth

Reported revenue of $1.649B in Q1, up 14% year-over-year and $37M above the midpoint of February guidance; organic constant-currency revenue growth of 13% (200 bps above the February midpoint), and ex-FICO revenue growth ~10% (near the top of the 7%-10% long-term framework).

Robust Earnings and Margin Expansion

Q1 adjusted EBITDA of $477M, up 13% YoY; EBITDA margin excluding FICO of 31.2%, expanding 80 bps YoY and ~110 bps above the February midpoint; reported EBITDA margin 29%.

Material EPS Improvement

Reported EPS of $1.86 in Q1, up 22% year-over-year and $0.18 above the midpoint of February guidance.

Cash Generation and Capital Return

Returned $327M to shareholders in Q1 (including $260M for 1.3M share repurchases, ~1% of shares outstanding) and paid $67M in dividends; increased quarterly dividend 12% to $0.56; reaffirmed expectation of >$1B free cash flow and cash conversion >100% for 2026 with ~$1.5B capacity for M&A and shareholder returns.

Mortgage and USIS Outperformance

U.S. mortgage revenue outperformed, with EFX noting U.S. mortgage up 38% in Q1; USIS mortgage revenue up 60% (24% excluding FICO), driving significant contribution to overall growth and meaningful share gains in pre-approval/soft-pull products via TWN Indicator.

Workforce Solutions Momentum

Workforce Solutions revenue grew over 10% with Verifier up 14% and Talent Solutions nearly 10%; EWS mortgage revenue up 14%; Workforce Solutions EBITDA margin at 52.3%, up 200 bps YoY.

Proprietary Data and AI Progress

Vitality Index reached a record 17%; added 10 AI-based patents in Q1 (400 pending or granted AI-based patents total); 100% of new models/scores in 2025 built with EFX.AI; new AI products (Ignite AI adviser) and expansion of EFX.AI-driven offerings.

TWN Data Growth and Product Adoption

TWN active records 211M, up 11%; total current records 120M, up 9% (105M unique SSNs); TWN Indicator rolled out to mortgage, and launched for auto and personal loans to drive prequalification and share gains; TWN attributes offered at no cost in mortgage to accelerate adoption.

International and Diversified Markets Performance

International revenue up 4% in constant currency with EBITDA margin at 25% (up 80 bps YoY); diversified markets constant revenue dollar growth almost 6% in Q1 driven by Workforce Solutions execution.

Conservative but Improved FY Guidance (FX Benefit)

Maintained full-year 2026 guidance given macro uncertainty but increased reported revenue midpoint by $25M to $6.745B and adjusted EPS by $0.04 to $8.54 due to favorable FX (~90 bps benefit).

Equifax (CH:EFX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

CH:EFX Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jul 22, 2026	2026 (Q2)	1.77 / -	1.606	―	―	―
Apr 21, 2026	2026 (Q1)	1.36 / 1.49	1.229	21.57% (+0.26)
Feb 04, 2026	2025 (Q4)	1.65 / 1.68	1.702	-1.42% (-0.02)
Oct 21, 2025	2025 (Q3)	1.56 / 1.64	1.486	10.27% (+0.15)
Jul 22, 2025	2025 (Q2)	1.55 / 1.61	1.461	9.89% (+0.14)
Apr 22, 2025	2025 (Q1)	1.13 / 1.23	1.205	2.00% (+0.02)
Feb 06, 2025	2024 (Q4)	1.68 / 1.70	1.453	17.13% (+0.25)
Oct 16, 2024	2024 (Q3)	1.48 / 1.49	1.413	5.11% (+0.07)
Jul 17, 2024	2024 (Q2)	1.41 / 1.46	1.373	6.43% (+0.09)
Apr 17, 2024	2024 (Q1)	1.16 / 1.20	1.148	4.90% (+0.06)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FAQ

When does Equifax (CH:EFX) report earnings?

Equifax (CH:EFX) is schdueled to report earning on Jul 22, 2026, After Close (Confirmed).

What is Equifax (CH:EFX) earnings time?

Equifax (CH:EFX) earnings time is at Jul 22, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Equifax stock?

The P/E ratio of Equifax is N/A.

What is CH:EFX EPS forecast?

CH:EFX EPS forecast for the fiscal quarter 2026 (Q2) is 1.77.