Capital One Financial (CFX) Ratios
Capital One Financial Ratios
CH:CFX's free cash flow for Q2 2026 was $9.00B. For the 2026 fiscal year, CH:CFX's free cash flow was increased by $553.00M and operating cash flow was $8.44B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.15 | 0.14 | 0.36 | 0.33 | 0.38 |
| Quick Ratio | 0.15 | 0.14 | 0.36 | 0.33 | 0.38 |
| Cash Ratio | 0.12 | 0.12 | 0.12 | 0.09 | 0.07 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.03 | 0.04 |
| Operating Cash Flow Ratio | 0.06 | 0.05 | 0.06 | 0.04 | 0.04 |
| Short-Term Operating Cash Flow Coverage | 25.50 | 32.31 | 38.24 | 15.64 | 15.01 |
| Net Current Asset Value | $ -485.53B | $ -379.74B | $ -295.48B | $ -292.79B | $ -252.88B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.09 | 0.10 | 0.11 | 0.10 |
| Debt-to-Equity Ratio | 0.45 | 0.75 | 0.86 | 0.93 | 0.71 |
| Debt-to-Capital Ratio | 0.31 | 0.43 | 0.46 | 0.48 | 0.41 |
| Long-Term Debt-to-Capital Ratio | 0.31 | 0.43 | 0.46 | 0.48 | 0.41 |
| Financial Leverage Ratio | 5.89 | 8.06 | 8.24 | 8.66 | 7.08 |
| Debt Service Coverage Ratio | 0.43 | 0.52 | 0.61 | 2.11 | 6.57 |
| Interest Coverage Ratio | 0.14 | 0.40 | 0.48 | 2.24 | 9.89 |
| Debt to Market Cap | 0.39 | 0.67 | 0.99 | 1.28 | 0.67 |
| Interest Debt Per Share | 123.58 | 157.77 | 163.58 | 128.66 | 100.98 |
| Net Debt to EBITDA | -0.85 | 0.25 | 0.71 | 1.44 | 1.11 |
| Profitability Margins | |||||
| Gross Profit Margin | 47.33% | 50.79% | 53.27% | 74.02% | 101.08% |
| EBIT Margin | 3.29% | 10.96% | 12.22% | 24.08% | 49.35% |
| EBITDA Margin | 10.89% | 16.96% | 18.74% | 32.44% | 60.22% |
| Operating Profit Margin | 3.29% | 10.96% | 12.22% | 24.08% | 49.35% |
| Pretax Profit Margin | 3.29% | 10.96% | 12.22% | 24.08% | 49.35% |
| Net Profit Margin | 3.54% | 8.81% | 9.88% | 19.18% | 38.68% |
| Continuous Operations Profit Margin | 3.02% | 8.80% | 9.88% | 19.18% | 38.69% |
| Net Income Per EBT | 107.54% | 80.37% | 80.84% | 79.65% | 78.37% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.37% | 0.97% | 1.02% | 1.62% | 2.87% |
| Return on Equity (ROE) | 2.16% | 7.81% | 8.41% | 14.00% | 20.30% |
| Return on Capital Employed (ROCE) | 1.19% | 4.68% | 4.69% | 7.65% | 13.14% |
| Return on Invested Capital (ROIC) | 1.09% | 3.74% | 3.78% | 6.05% | 10.23% |
| Return on Tangible Assets | 0.39% | 1.00% | 1.05% | 1.67% | 2.97% |
| Earnings Yield | 1.87% | 6.96% | 9.75% | 19.27% | 19.30% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.83 | 21.30 | 19.97 | 18.24 | 21.94 |
| Payables Turnover | 43.21 | 39.85 | 35.63 | 18.92 | -1.23 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 12.36 | 11.96 | 11.31 | 8.82 | 7.61 |
| Asset Turnover | 0.10 | 0.11 | 0.10 | 0.08 | 0.07 |
| Working Capital Turnover Ratio | -0.19 | -0.20 | -0.22 | -0.18 | -0.18 |
| Cash Conversion Cycle | 9.96 | 7.98 | 8.03 | 0.72 | 313.07 |
| Days of Sales Outstanding | 18.40 | 17.13 | 18.28 | 20.01 | 16.64 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 8.45 | 9.16 | 10.24 | 19.29 | -296.43 |
| Operating Cycle | 18.40 | 17.13 | 18.28 | 20.01 | 16.64 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 51.26 | 47.45 | 53.80 | 33.60 | 27.82 |
| Free Cash Flow Per Share | 48.34 | 44.30 | 51.29 | 31.33 | 26.24 |
| Dividend Paid and CapEx Coverage Ratio | 8.28 | 7.68 | 9.71 | 6.54 | 5.81 |
| Capital Expenditure Coverage Ratio | 17.57 | 15.08 | 21.41 | 14.78 | 17.64 |
| Operating Cash Flow Coverage Ratio | 0.54 | 0.40 | 0.41 | 0.28 | 0.29 |
| Operating Cash Flow to Sales Ratio | 0.40 | 0.34 | 0.42 | 0.36 | 0.38 |
| Free Cash Flow Yield | 19.95% | 24.85% | 39.12% | 33.70% | 18.09% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 60.14 | 14.37 | 10.26 | 5.19 | 5.18 |
| Price-to-Sales (P/S) Ratio | 1.89 | 1.27 | 1.01 | 1.00 | 2.00 |
| Price-to-Book (P/B) Ratio | 1.15 | 1.12 | 0.86 | 0.73 | 1.05 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.01 | 4.02 | 2.56 | 2.97 | 5.53 |
| Price-to-Operating Cash Flow Ratio | 4.73 | 3.76 | 2.44 | 2.77 | 5.22 |
| Price-to-Earnings Growth (PEG) Ratio | -0.92 | -4.65 | -0.31 | -0.15 | 0.01 |
| Enterprise Value Multiple | 16.52 | 7.71 | 6.12 | 4.51 | 4.43 |
| Enterprise Value | 124.61B | 70.56B | 56.70B | 56.09B | 85.54B |
| EV to EBITDA | 16.52 | 7.71 | 6.12 | 4.51 | 4.43 |
| EV to Sales | 1.80 | 1.31 | 1.15 | 1.46 | 2.67 |
| EV to Free Cash Flow | 4.77 | 4.16 | 2.89 | 4.36 | 7.37 |
| EV to Operating Cash Flow | 4.50 | 3.89 | 2.76 | 4.06 | 6.95 |
| Tangible Book Value Per Share | 126.74 | 119.48 | 112.51 | 92.00 | 104.26 |
| Shareholders’ Equity Per Share | 210.13 | 158.83 | 151.91 | 127.95 | 137.92 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.08 | 0.20 | 0.19 | 0.20 | 0.22 |
| Revenue Per Share | 128.08 | 140.94 | 129.40 | 93.38 | 72.39 |
| Net Income Per Share | 4.54 | 12.41 | 12.78 | 17.91 | 28.00 |
| Tax Burden | 1.08 | 0.80 | 0.81 | 0.80 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.27 | 0.26 | 0.19 | 0.22 | 0.23 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 11.30 | 3.82 | 4.21 | 1.88 | 0.99 |
Currency in USD